{
  "id": "bddk-monthly-10010-ratio-16",
  "slug": "bddk-monthly-10010-ratio-16",
  "enabled": true,
  "title": "Yabancı mevduat bankaları · Faiz dışı gelirler / faiz dışı giderler (%)",
  "short_title": "Yabancı mevduat bankaları · Faiz dışı gelirler / faiz dışı giderler (%)",
  "description": "BDDK aylık bülteninde yabancı mevduat bankaları için yayımlanan gösterge: Faiz dışı gelirler / faiz dışı giderler (%).",
  "category": "banking",
  "unit": "%",
  "frequency": "monthly",
  "precision": 2,
  "source": {
    "name": "BDDK Aylık Bülten",
    "producer": "BDDK",
    "url": "https://www.bddk.org.tr/BultenAylik/",
    "access": "public_frontend_undocumented"
  },
  "adapter": "bddk_monthly",
  "adapter_options": {
    "group": "10010",
    "group_name": "Mevduat-Yabancı",
    "source_row": 16,
    "expected_title": "Faiz Dışı Gelirler / Faiz Dışı Giderler (%)"
  },
  "status": "available",
  "status_message": "Veriler, elle başlatılan yenilemede kaynaktan alındı. Otomatik veya anlık veri akışı sunulmaz.",
  "notes": [
    "Oranlar, BDDK'nin resmî aylık arayüzündeki tablodan alınır. Yeniden hesaplanmaz veya tarafımızca yıllıklandırılmaz.",
    "Banka grupları birbiriyle örtüşebilir. Bu nedenle grup toplamları birbiriyle toplanmamalıdır.",
    "Verinin ait olduğu ay ile yayımlanma tarihi farklıdır. Seri anahtarları, birimler ve grup adları her veri alımında denetlenir."
  ],
  "history_policy": {
    "mode": "source_full",
    "completeness": "unverified",
    "start": "2003-01-01"
  },
  "presentation": {
    "subtitle": "BDDK aylık bülteni · Yabancı mevduat bankaları; oran ve birim tanımı kaynaktaki gibidir",
    "source_credit": "BDDK"
  },
  "preferred_chart": "line",
  "observations": [
    {
      "date": "2003-01-31",
      "value": 0.0
    },
    {
      "date": "2003-02-28",
      "value": 0.0
    },
    {
      "date": "2003-03-31",
      "value": 0.0
    },
    {
      "date": "2003-04-30",
      "value": 0.0
    },
    {
      "date": "2003-05-31",
      "value": 0.0
    },
    {
      "date": "2003-06-30",
      "value": 0.0
    },
    {
      "date": "2003-07-31",
      "value": 0.0
    },
    {
      "date": "2003-08-31",
      "value": 0.0
    },
    {
      "date": "2003-09-30",
      "value": 0.0
    },
    {
      "date": "2003-10-31",
      "value": 0.0
    },
    {
      "date": "2003-11-30",
      "value": 0.0
    },
    {
      "date": "2003-12-31",
      "value": 0.0
    },
    {
      "date": "2004-01-31",
      "value": 94.977711
    },
    {
      "date": "2004-02-29",
      "value": 92.885581
    },
    {
      "date": "2004-03-31",
      "value": 96.92541
    },
    {
      "date": "2004-04-30",
      "value": 94.901126
    },
    {
      "date": "2004-05-31",
      "value": 94.195483
    },
    {
      "date": "2004-06-30",
      "value": 95.88295
    },
    {
      "date": "2004-07-31",
      "value": 95.432944
    },
    {
      "date": "2004-08-31",
      "value": 95.294595
    },
    {
      "date": "2004-09-30",
      "value": 95.764144
    },
    {
      "date": "2004-10-31",
      "value": 97.758438
    },
    {
      "date": "2004-11-30",
      "value": 97.281427
    },
    {
      "date": "2004-12-31",
      "value": 98.21473
    },
    {
      "date": "2005-01-31",
      "value": 104.226291
    },
    {
      "date": "2005-02-28",
      "value": 104.841149
    },
    {
      "date": "2005-03-31",
      "value": 101.064495
    },
    {
      "date": "2005-04-30",
      "value": 99.13067
    },
    {
      "date": "2005-05-31",
      "value": 99.926469
    },
    {
      "date": "2005-06-30",
      "value": 99.808091
    },
    {
      "date": "2005-07-31",
      "value": 96.577246
    },
    {
      "date": "2005-08-31",
      "value": 96.440607
    },
    {
      "date": "2005-09-30",
      "value": 95.964234
    },
    {
      "date": "2005-10-31",
      "value": 95.828053
    },
    {
      "date": "2005-11-30",
      "value": 95.865028
    },
    {
      "date": "2005-12-31",
      "value": 94.781764
    },
    {
      "date": "2006-01-31",
      "value": 93.654842
    },
    {
      "date": "2006-02-28",
      "value": 93.570373
    },
    {
      "date": "2006-03-31",
      "value": 94.404695
    },
    {
      "date": "2006-04-30",
      "value": 95.224912
    },
    {
      "date": "2006-05-31",
      "value": 96.555216
    },
    {
      "date": "2006-06-30",
      "value": 96.564075
    },
    {
      "date": "2006-07-31",
      "value": 96.494843
    },
    {
      "date": "2006-08-31",
      "value": 99.26522
    },
    {
      "date": "2006-09-30",
      "value": 98.227323
    },
    {
      "date": "2006-10-31",
      "value": 97.432316
    },
    {
      "date": "2006-11-30",
      "value": 97.610193
    },
    {
      "date": "2006-12-31",
      "value": 97.208419
    },
    {
      "date": "2007-01-31",
      "value": 96.717504
    },
    {
      "date": "2007-02-28",
      "value": 97.215398
    },
    {
      "date": "2007-03-31",
      "value": 97.08976
    },
    {
      "date": "2007-04-30",
      "value": 97.727957
    },
    {
      "date": "2007-05-31",
      "value": 97.302333
    },
    {
      "date": "2007-06-30",
      "value": 96.847415
    },
    {
      "date": "2007-07-31",
      "value": 96.548322
    },
    {
      "date": "2007-08-31",
      "value": 96.677796
    },
    {
      "date": "2007-09-30",
      "value": 96.758233
    },
    {
      "date": "2007-10-31",
      "value": 96.788946
    },
    {
      "date": "2007-11-30",
      "value": 96.870643
    },
    {
      "date": "2007-12-31",
      "value": 96.548271
    },
    {
      "date": "2008-01-31",
      "value": 95.69866
    },
    {
      "date": "2008-02-29",
      "value": 95.821939
    },
    {
      "date": "2008-03-31",
      "value": 96.263313
    },
    {
      "date": "2008-04-30",
      "value": 96.664661
    },
    {
      "date": "2008-05-31",
      "value": 96.99461
    },
    {
      "date": "2008-06-30",
      "value": 97.035504
    },
    {
      "date": "2008-07-31",
      "value": 96.939846
    },
    {
      "date": "2008-08-31",
      "value": 97.620326
    },
    {
      "date": "2008-09-30",
      "value": 96.60026
    },
    {
      "date": "2008-10-31",
      "value": 96.860668
    },
    {
      "date": "2008-11-30",
      "value": 96.806394
    },
    {
      "date": "2008-12-31",
      "value": 96.578191
    },
    {
      "date": "2009-01-31",
      "value": 96.982807
    },
    {
      "date": "2009-02-28",
      "value": 96.92294
    },
    {
      "date": "2009-03-31",
      "value": 96.255649
    },
    {
      "date": "2009-04-30",
      "value": 96.519518
    },
    {
      "date": "2009-05-31",
      "value": 96.331082
    },
    {
      "date": "2009-06-30",
      "value": 96.009584
    },
    {
      "date": "2009-07-31",
      "value": 95.742379
    },
    {
      "date": "2009-08-31",
      "value": 95.431266
    },
    {
      "date": "2009-09-30",
      "value": 94.946305
    },
    {
      "date": "2009-10-31",
      "value": 94.626048
    },
    {
      "date": "2009-11-30",
      "value": 94.246112
    },
    {
      "date": "2009-12-31",
      "value": 93.989095
    },
    {
      "date": "2010-01-31",
      "value": 92.597706
    },
    {
      "date": "2010-02-28",
      "value": 92.364491
    },
    {
      "date": "2010-03-31",
      "value": 92.275554
    },
    {
      "date": "2010-04-30",
      "value": 93.063644
    },
    {
      "date": "2010-05-31",
      "value": 93.495689
    },
    {
      "date": "2010-06-30",
      "value": 93.583516
    },
    {
      "date": "2010-07-31",
      "value": 93.540277
    },
    {
      "date": "2010-08-31",
      "value": 93.435466
    },
    {
      "date": "2010-09-30",
      "value": 93.731238
    },
    {
      "date": "2010-10-31",
      "value": 93.788929
    },
    {
      "date": "2010-11-30",
      "value": 93.74892
    },
    {
      "date": "2010-12-31",
      "value": 93.88051
    },
    {
      "date": "2011-01-31",
      "value": 96.004175
    },
    {
      "date": "2011-02-28",
      "value": 95.389754
    },
    {
      "date": "2011-03-31",
      "value": 96.819856
    },
    {
      "date": "2011-04-30",
      "value": 96.382382
    },
    {
      "date": "2011-05-31",
      "value": 96.255039
    },
    {
      "date": "2011-06-30",
      "value": 96.368281
    },
    {
      "date": "2011-07-31",
      "value": 96.424494
    },
    {
      "date": "2011-08-31",
      "value": 96.529258
    },
    {
      "date": "2011-09-30",
      "value": 96.669996
    },
    {
      "date": "2011-10-31",
      "value": 97.144528
    },
    {
      "date": "2011-11-30",
      "value": 96.980376
    },
    {
      "date": "2011-12-31",
      "value": 96.733126
    },
    {
      "date": "2012-01-31",
      "value": 96.571145
    },
    {
      "date": "2012-02-29",
      "value": 95.106815
    },
    {
      "date": "2012-03-31",
      "value": 95.600619
    },
    {
      "date": "2012-04-30",
      "value": 96.109147
    },
    {
      "date": "2012-05-31",
      "value": 97.272662
    },
    {
      "date": "2012-06-30",
      "value": 97.986721
    },
    {
      "date": "2012-07-31",
      "value": 98.666104
    },
    {
      "date": "2012-08-31",
      "value": 94.080267
    },
    {
      "date": "2012-09-30",
      "value": 98.22902
    },
    {
      "date": "2012-10-31",
      "value": 98.100752
    },
    {
      "date": "2012-11-30",
      "value": 98.011931
    },
    {
      "date": "2012-12-31",
      "value": 93.975025
    },
    {
      "date": "2013-01-31",
      "value": 98.203213
    },
    {
      "date": "2013-02-28",
      "value": 96.183119
    },
    {
      "date": "2013-03-31",
      "value": 95.246123
    },
    {
      "date": "2013-04-30",
      "value": 94.827146
    },
    {
      "date": "2013-05-31",
      "value": 95.296698
    },
    {
      "date": "2013-06-30",
      "value": 94.973832
    },
    {
      "date": "2013-07-31",
      "value": 95.095837
    },
    {
      "date": "2013-08-31",
      "value": 95.436194
    },
    {
      "date": "2013-09-30",
      "value": 95.557581
    },
    {
      "date": "2013-10-31",
      "value": 95.368581
    },
    {
      "date": "2013-11-30",
      "value": 95.514043
    },
    {
      "date": "2013-12-31",
      "value": 95.938728
    },
    {
      "date": "2014-01-31",
      "value": 99.375628
    },
    {
      "date": "2014-02-28",
      "value": 98.988227
    },
    {
      "date": "2014-03-31",
      "value": 98.669814
    },
    {
      "date": "2014-04-30",
      "value": 98.379853
    },
    {
      "date": "2014-05-31",
      "value": 98.25843
    },
    {
      "date": "2014-06-30",
      "value": 98.072443
    },
    {
      "date": "2014-07-31",
      "value": 97.862003
    },
    {
      "date": "2014-08-31",
      "value": 97.784582
    },
    {
      "date": "2014-09-30",
      "value": 97.696442
    },
    {
      "date": "2014-10-31",
      "value": 97.592546
    },
    {
      "date": "2014-11-30",
      "value": 97.456992
    },
    {
      "date": "2014-12-31",
      "value": 97.440881
    },
    {
      "date": "2015-01-31",
      "value": 97.857691
    },
    {
      "date": "2015-02-28",
      "value": 97.322396
    },
    {
      "date": "2015-03-31",
      "value": 97.747524
    },
    {
      "date": "2015-04-30",
      "value": 97.612214
    },
    {
      "date": "2015-05-31",
      "value": 97.648877
    },
    {
      "date": "2015-06-30",
      "value": 98.094389
    },
    {
      "date": "2015-07-31",
      "value": 97.769532
    },
    {
      "date": "2015-08-31",
      "value": 97.694026
    },
    {
      "date": "2015-09-30",
      "value": 97.717812
    },
    {
      "date": "2015-10-31",
      "value": 97.709078
    },
    {
      "date": "2015-11-30",
      "value": 97.696793
    },
    {
      "date": "2015-12-31",
      "value": 97.538613
    },
    {
      "date": "2016-01-31",
      "value": 97.335067
    },
    {
      "date": "2016-02-29",
      "value": 0.0
    },
    {
      "date": "2016-03-31",
      "value": 96.891419
    },
    {
      "date": "2016-04-30",
      "value": 96.894779
    },
    {
      "date": "2016-05-31",
      "value": 96.8853
    },
    {
      "date": "2016-06-30",
      "value": 97.215483
    },
    {
      "date": "2016-07-31",
      "value": 97.263257
    },
    {
      "date": "2016-08-31",
      "value": 97.227078
    },
    {
      "date": "2016-09-30",
      "value": 97.017937
    },
    {
      "date": "2016-10-31",
      "value": 97.01429
    },
    {
      "date": "2016-11-30",
      "value": 97.113944
    },
    {
      "date": "2016-12-31",
      "value": 97.144719
    },
    {
      "date": "2017-01-31",
      "value": 98.797339
    },
    {
      "date": "2017-02-28",
      "value": 0.0
    },
    {
      "date": "2017-03-31",
      "value": 0.0
    },
    {
      "date": "2017-04-30",
      "value": 98.088212
    },
    {
      "date": "2017-05-31",
      "value": 97.972322
    },
    {
      "date": "2017-06-30",
      "value": 97.634866
    },
    {
      "date": "2017-07-31",
      "value": 97.521004
    },
    {
      "date": "2017-08-31",
      "value": 97.381832
    },
    {
      "date": "2017-09-30",
      "value": 97.291697
    },
    {
      "date": "2017-10-31",
      "value": 97.345575
    },
    {
      "date": "2017-11-30",
      "value": 97.370229
    },
    {
      "date": "2017-12-31",
      "value": 97.2685
    },
    {
      "date": "2018-01-31",
      "value": 97.952831
    },
    {
      "date": "2018-02-28",
      "value": 97.10809
    },
    {
      "date": "2018-03-31",
      "value": 97.370953
    },
    {
      "date": "2018-04-30",
      "value": 97.55274
    },
    {
      "date": "2018-05-31",
      "value": 98.13112
    },
    {
      "date": "2018-06-30",
      "value": 98.108436
    },
    {
      "date": "2018-07-31",
      "value": 98.169461
    },
    {
      "date": "2018-08-31",
      "value": 98.731639
    },
    {
      "date": "2018-09-30",
      "value": 98.723926
    },
    {
      "date": "2018-10-31",
      "value": 98.689425
    },
    {
      "date": "2018-11-30",
      "value": 98.592639
    },
    {
      "date": "2018-12-31",
      "value": 98.392699
    },
    {
      "date": "2019-01-31",
      "value": 98.687078
    },
    {
      "date": "2019-02-28",
      "value": 98.15205
    },
    {
      "date": "2019-03-31",
      "value": 98.419003
    },
    {
      "date": "2019-04-30",
      "value": 98.315202
    },
    {
      "date": "2019-05-31",
      "value": 98.329233
    },
    {
      "date": "2019-06-30",
      "value": 98.172457
    },
    {
      "date": "2019-07-31",
      "value": 98.209314
    },
    {
      "date": "2019-08-31",
      "value": 98.01142
    },
    {
      "date": "2019-09-30",
      "value": 97.879745
    },
    {
      "date": "2019-10-31",
      "value": 97.858793
    },
    {
      "date": "2019-11-30",
      "value": 97.636733
    },
    {
      "date": "2019-12-31",
      "value": 97.41868
    },
    {
      "date": "2020-01-31",
      "value": 97.098671
    },
    {
      "date": "2020-02-29",
      "value": 97.225836
    },
    {
      "date": "2020-03-31",
      "value": 97.413123
    },
    {
      "date": "2020-04-30",
      "value": 97.39744
    },
    {
      "date": "2020-05-31",
      "value": 97.355712
    },
    {
      "date": "2020-06-30",
      "value": 97.310224
    },
    {
      "date": "2020-07-31",
      "value": 97.254458
    },
    {
      "date": "2020-08-31",
      "value": 97.41109
    },
    {
      "date": "2020-09-30",
      "value": 97.354597
    },
    {
      "date": "2020-10-31",
      "value": 97.392438
    },
    {
      "date": "2020-11-30",
      "value": 97.641164
    },
    {
      "date": "2020-12-31",
      "value": 97.532252
    },
    {
      "date": "2021-01-31",
      "value": 97.976655
    },
    {
      "date": "2021-02-28",
      "value": 98.424349
    },
    {
      "date": "2021-03-31",
      "value": 98.855809
    },
    {
      "date": "2021-04-30",
      "value": 98.74865
    },
    {
      "date": "2021-05-31",
      "value": 98.538384
    },
    {
      "date": "2021-06-30",
      "value": 98.49716
    },
    {
      "date": "2021-07-31",
      "value": 98.416612
    },
    {
      "date": "2021-08-31",
      "value": 98.363724
    },
    {
      "date": "2021-09-30",
      "value": 98.298033
    },
    {
      "date": "2021-10-31",
      "value": 98.266402
    },
    {
      "date": "2021-11-30",
      "value": 98.573091
    },
    {
      "date": "2021-12-31",
      "value": 99.118788
    },
    {
      "date": "2022-01-31",
      "value": 99.251475
    },
    {
      "date": "2022-02-28",
      "value": 99.24737
    },
    {
      "date": "2022-03-31",
      "value": 99.257708
    },
    {
      "date": "2022-04-30",
      "value": 99.377875
    },
    {
      "date": "2022-05-31",
      "value": 99.544477
    },
    {
      "date": "2022-06-30",
      "value": 99.671827
    },
    {
      "date": "2022-07-31",
      "value": 99.620172
    },
    {
      "date": "2022-08-31",
      "value": 99.576581
    },
    {
      "date": "2022-09-30",
      "value": 99.467117
    },
    {
      "date": "2022-10-31",
      "value": 99.41951
    },
    {
      "date": "2022-11-30",
      "value": 99.297355
    },
    {
      "date": "2022-12-31",
      "value": 99.187539
    },
    {
      "date": "2023-01-31",
      "value": 102.678438
    },
    {
      "date": "2023-02-28",
      "value": 101.598635
    },
    {
      "date": "2023-03-31",
      "value": 101.101597
    },
    {
      "date": "2023-04-30",
      "value": 100.898007
    },
    {
      "date": "2023-05-31",
      "value": 101.397443
    },
    {
      "date": "2023-06-30",
      "value": 101.402699
    },
    {
      "date": "2023-07-31",
      "value": 101.486614
    },
    {
      "date": "2023-08-31",
      "value": 101.400248
    },
    {
      "date": "2023-09-30",
      "value": 101.474856
    },
    {
      "date": "2023-10-31",
      "value": 101.324864
    },
    {
      "date": "2023-11-30",
      "value": 101.149141
    },
    {
      "date": "2023-12-31",
      "value": 101.055452
    },
    {
      "date": "2024-01-31",
      "value": 100.98287
    },
    {
      "date": "2024-02-29",
      "value": 100.847227
    },
    {
      "date": "2024-03-31",
      "value": 100.479386
    },
    {
      "date": "2024-04-30",
      "value": 100.00354
    },
    {
      "date": "2024-05-31",
      "value": 99.813406
    },
    {
      "date": "2024-06-30",
      "value": 99.900527
    },
    {
      "date": "2024-07-31",
      "value": 99.856378
    },
    {
      "date": "2024-08-31",
      "value": 99.760705
    },
    {
      "date": "2024-09-30",
      "value": 99.792773
    },
    {
      "date": "2024-10-31",
      "value": 99.758077
    },
    {
      "date": "2024-11-30",
      "value": 99.739417
    },
    {
      "date": "2024-12-31",
      "value": 99.676704
    },
    {
      "date": "2025-01-31",
      "value": 99.164646
    },
    {
      "date": "2025-02-28",
      "value": 99.049505
    },
    {
      "date": "2025-03-31",
      "value": 99.202391
    },
    {
      "date": "2025-04-30",
      "value": 99.007455
    },
    {
      "date": "2025-05-31",
      "value": 99.143223
    },
    {
      "date": "2025-06-30",
      "value": 99.229592
    },
    {
      "date": "2025-07-31",
      "value": 99.140408
    },
    {
      "date": "2025-08-31",
      "value": 99.032713
    },
    {
      "date": "2025-09-30",
      "value": 98.91178
    },
    {
      "date": "2025-10-31",
      "value": 98.766652
    },
    {
      "date": "2025-11-30",
      "value": 98.576682
    },
    {
      "date": "2025-12-31",
      "value": 98.379359
    },
    {
      "date": "2026-01-31",
      "value": 97.488385
    },
    {
      "date": "2026-02-28",
      "value": 97.547287
    },
    {
      "date": "2026-03-31",
      "value": 97.610623
    },
    {
      "date": "2026-04-30",
      "value": 97.470515
    },
    {
      "date": "2026-05-31",
      "value": 97.175451
    },
    {
      "date": "2026-06-30",
      "value": 97.175327
    },
    {
      "date": "2026-07-31",
      "value": 96.938582
    },
    {
      "date": "2026-08-31",
      "value": 96.762173
    }
  ],
  "retrieved_at": "2026-10-24T16:45:21Z",
  "reference_period": "2026-08-31",
  "coverage": {
    "first": "2003-01-31",
    "last": "2026-08-31",
    "observations": 284,
    "completeness": "source_response"
  }
}