{
  "id": "bddk-monthly-10009-ratio-5",
  "slug": "bddk-monthly-10009-ratio-5",
  "enabled": true,
  "title": "Kamu mevduat bankaları · (bilanço dışı riskler - türev finansal araçlar) / toplam aktifler (%)",
  "short_title": "Kamu mevduat bankaları · (bilanço dışı riskler - türev finansal araçlar) / toplam aktifler (%)",
  "description": "BDDK aylık bülteninde kamu mevduat bankaları için yayımlanan gösterge: (bilanço dışı riskler - türev finansal araçlar) / toplam aktifler (%).",
  "category": "banking",
  "unit": "%",
  "frequency": "monthly",
  "precision": 2,
  "source": {
    "name": "BDDK Aylık Bülten",
    "producer": "BDDK",
    "url": "https://www.bddk.org.tr/BultenAylik/",
    "access": "public_frontend_undocumented"
  },
  "adapter": "bddk_monthly",
  "adapter_options": {
    "group": "10009",
    "group_name": "Mevduat-Kamu",
    "source_row": 5,
    "expected_title": "(Bilanço Dışı Riskler - Türev Finansal Araçlar) / Toplam Aktifler (%)"
  },
  "status": "available",
  "status_message": "Veriler, elle başlatılan yenilemede kaynaktan alındı. Otomatik veya anlık veri akışı sunulmaz.",
  "notes": [
    "Oranlar, BDDK'nin resmî aylık arayüzündeki tablodan alınır. Yeniden hesaplanmaz veya tarafımızca yıllıklandırılmaz.",
    "Banka grupları birbiriyle örtüşebilir. Bu nedenle grup toplamları birbiriyle toplanmamalıdır.",
    "Verinin ait olduğu ay ile yayımlanma tarihi farklıdır. Seri anahtarları, birimler ve grup adları her veri alımında denetlenir."
  ],
  "history_policy": {
    "mode": "source_full",
    "completeness": "unverified",
    "start": "2003-01-01"
  },
  "presentation": {
    "subtitle": "BDDK aylık bülteni · Kamu mevduat bankaları; oran ve birim tanımı kaynaktaki gibidir",
    "source_credit": "BDDK"
  },
  "preferred_chart": "line",
  "observations": [
    {
      "date": "2003-01-31",
      "value": 16.693507
    },
    {
      "date": "2003-02-28",
      "value": 15.889149
    },
    {
      "date": "2003-03-31",
      "value": 16.170729
    },
    {
      "date": "2003-04-30",
      "value": 15.921031
    },
    {
      "date": "2003-05-31",
      "value": 15.366927
    },
    {
      "date": "2003-06-30",
      "value": 15.769364
    },
    {
      "date": "2003-07-31",
      "value": 14.830696
    },
    {
      "date": "2003-08-31",
      "value": 14.461492
    },
    {
      "date": "2003-09-30",
      "value": 15.162505
    },
    {
      "date": "2003-10-31",
      "value": 14.764044
    },
    {
      "date": "2003-11-30",
      "value": 14.519119
    },
    {
      "date": "2003-12-31",
      "value": 15.377081
    },
    {
      "date": "2004-01-31",
      "value": 14.306936
    },
    {
      "date": "2004-02-29",
      "value": 13.554831
    },
    {
      "date": "2004-03-31",
      "value": 14.008659
    },
    {
      "date": "2004-04-30",
      "value": 14.748783
    },
    {
      "date": "2004-05-31",
      "value": 15.240067
    },
    {
      "date": "2004-06-30",
      "value": 16.704779
    },
    {
      "date": "2004-07-31",
      "value": 16.286915
    },
    {
      "date": "2004-08-31",
      "value": 16.293484
    },
    {
      "date": "2004-09-30",
      "value": 16.285764
    },
    {
      "date": "2004-10-31",
      "value": 16.131707
    },
    {
      "date": "2004-11-30",
      "value": 15.041451
    },
    {
      "date": "2004-12-31",
      "value": 14.797883
    },
    {
      "date": "2005-01-31",
      "value": 14.741633
    },
    {
      "date": "2005-02-28",
      "value": 13.834742
    },
    {
      "date": "2005-03-31",
      "value": 14.687572
    },
    {
      "date": "2005-04-30",
      "value": 15.207058
    },
    {
      "date": "2005-05-31",
      "value": 15.547094
    },
    {
      "date": "2005-06-30",
      "value": 14.883922
    },
    {
      "date": "2005-07-31",
      "value": 14.529504
    },
    {
      "date": "2005-08-31",
      "value": 14.432535
    },
    {
      "date": "2005-09-30",
      "value": 14.208946
    },
    {
      "date": "2005-10-31",
      "value": 14.800484
    },
    {
      "date": "2005-11-30",
      "value": 14.668934
    },
    {
      "date": "2005-12-31",
      "value": 13.831584
    },
    {
      "date": "2006-01-31",
      "value": 14.424067
    },
    {
      "date": "2006-02-28",
      "value": 14.097649
    },
    {
      "date": "2006-03-31",
      "value": 14.160582
    },
    {
      "date": "2006-04-30",
      "value": 14.450757
    },
    {
      "date": "2006-05-31",
      "value": 15.475585
    },
    {
      "date": "2006-06-30",
      "value": 16.21264
    },
    {
      "date": "2006-07-31",
      "value": 15.913782
    },
    {
      "date": "2006-08-31",
      "value": 15.202171
    },
    {
      "date": "2006-09-30",
      "value": 14.732356
    },
    {
      "date": "2006-10-31",
      "value": 14.69298
    },
    {
      "date": "2006-11-30",
      "value": 14.174186
    },
    {
      "date": "2006-12-31",
      "value": 13.351937
    },
    {
      "date": "2007-01-31",
      "value": 14.025204
    },
    {
      "date": "2007-02-28",
      "value": 16.519558
    },
    {
      "date": "2007-03-31",
      "value": 15.954491
    },
    {
      "date": "2007-04-30",
      "value": 15.967589
    },
    {
      "date": "2007-05-31",
      "value": 16.592616
    },
    {
      "date": "2007-06-30",
      "value": 15.514521
    },
    {
      "date": "2007-07-31",
      "value": 15.822513
    },
    {
      "date": "2007-08-31",
      "value": 17.046738
    },
    {
      "date": "2007-09-30",
      "value": 16.720763
    },
    {
      "date": "2007-10-31",
      "value": 17.791512
    },
    {
      "date": "2007-11-30",
      "value": 19.013818
    },
    {
      "date": "2007-12-31",
      "value": 19.003762
    },
    {
      "date": "2008-01-31",
      "value": 19.652248
    },
    {
      "date": "2008-02-29",
      "value": 19.503851
    },
    {
      "date": "2008-03-31",
      "value": 19.843035
    },
    {
      "date": "2008-04-30",
      "value": 21.121128
    },
    {
      "date": "2008-05-31",
      "value": 20.076683
    },
    {
      "date": "2008-06-30",
      "value": 19.879683
    },
    {
      "date": "2008-07-31",
      "value": 19.913048
    },
    {
      "date": "2008-08-31",
      "value": 19.430839
    },
    {
      "date": "2008-09-30",
      "value": 19.253491
    },
    {
      "date": "2008-10-31",
      "value": 20.139857
    },
    {
      "date": "2008-11-30",
      "value": 20.50355
    },
    {
      "date": "2008-12-31",
      "value": 20.438535
    },
    {
      "date": "2009-01-31",
      "value": 22.19513
    },
    {
      "date": "2009-02-28",
      "value": 21.970674
    },
    {
      "date": "2009-03-31",
      "value": 20.397936
    },
    {
      "date": "2009-04-30",
      "value": 21.101603
    },
    {
      "date": "2009-05-31",
      "value": 20.660088
    },
    {
      "date": "2009-06-30",
      "value": 20.910031
    },
    {
      "date": "2009-07-31",
      "value": 21.222696
    },
    {
      "date": "2009-08-31",
      "value": 21.777396
    },
    {
      "date": "2009-09-30",
      "value": 25.783543
    },
    {
      "date": "2009-10-31",
      "value": 26.957465
    },
    {
      "date": "2009-11-30",
      "value": 29.734222
    },
    {
      "date": "2009-12-31",
      "value": 23.827187
    },
    {
      "date": "2010-01-31",
      "value": 24.269737
    },
    {
      "date": "2010-02-28",
      "value": 24.21076
    },
    {
      "date": "2010-03-31",
      "value": 25.221422
    },
    {
      "date": "2010-04-30",
      "value": 25.430329
    },
    {
      "date": "2010-05-31",
      "value": 26.218534
    },
    {
      "date": "2010-06-30",
      "value": 25.764572
    },
    {
      "date": "2010-07-31",
      "value": 25.721872
    },
    {
      "date": "2010-08-31",
      "value": 27.176894
    },
    {
      "date": "2010-09-30",
      "value": 25.52279
    },
    {
      "date": "2010-10-31",
      "value": 26.467983
    },
    {
      "date": "2010-11-30",
      "value": 26.94264
    },
    {
      "date": "2010-12-31",
      "value": 25.382465
    },
    {
      "date": "2011-01-31",
      "value": 27.720021
    },
    {
      "date": "2011-02-28",
      "value": 27.696065
    },
    {
      "date": "2011-03-31",
      "value": 28.940951
    },
    {
      "date": "2011-04-30",
      "value": 28.428115
    },
    {
      "date": "2011-05-31",
      "value": 28.783886
    },
    {
      "date": "2011-06-30",
      "value": 28.672026
    },
    {
      "date": "2011-07-31",
      "value": 29.295104
    },
    {
      "date": "2011-08-31",
      "value": 29.219897
    },
    {
      "date": "2011-09-30",
      "value": 30.184036
    },
    {
      "date": "2011-10-31",
      "value": 31.088038
    },
    {
      "date": "2011-11-30",
      "value": 32.140322
    },
    {
      "date": "2011-12-31",
      "value": 59.376008
    },
    {
      "date": "2012-01-31",
      "value": 57.694729
    },
    {
      "date": "2012-02-29",
      "value": 57.555499
    },
    {
      "date": "2012-03-31",
      "value": 59.087172
    },
    {
      "date": "2012-04-30",
      "value": 59.159844
    },
    {
      "date": "2012-05-31",
      "value": 60.805496
    },
    {
      "date": "2012-06-30",
      "value": 59.524086
    },
    {
      "date": "2012-07-31",
      "value": 61.469208
    },
    {
      "date": "2012-08-31",
      "value": 61.000739
    },
    {
      "date": "2012-09-30",
      "value": 62.62162
    },
    {
      "date": "2012-10-31",
      "value": 64.235303
    },
    {
      "date": "2012-11-30",
      "value": 64.997742
    },
    {
      "date": "2012-12-31",
      "value": 66.403449
    },
    {
      "date": "2013-01-31",
      "value": 71.580463
    },
    {
      "date": "2013-02-28",
      "value": 74.553247
    },
    {
      "date": "2013-03-31",
      "value": 77.428505
    },
    {
      "date": "2013-04-30",
      "value": 79.644641
    },
    {
      "date": "2013-05-31",
      "value": 85.147202
    },
    {
      "date": "2013-06-30",
      "value": 69.433907
    },
    {
      "date": "2013-07-31",
      "value": 72.996394
    },
    {
      "date": "2013-08-31",
      "value": 77.289283
    },
    {
      "date": "2013-09-30",
      "value": 48.23966
    },
    {
      "date": "2013-10-31",
      "value": 48.168888
    },
    {
      "date": "2013-11-30",
      "value": 49.202299
    },
    {
      "date": "2013-12-31",
      "value": 50.310474
    },
    {
      "date": "2014-01-31",
      "value": 38.874213
    },
    {
      "date": "2014-02-28",
      "value": 38.411478
    },
    {
      "date": "2014-03-31",
      "value": 37.849953
    },
    {
      "date": "2014-04-30",
      "value": 38.512669
    },
    {
      "date": "2014-05-31",
      "value": 39.071976
    },
    {
      "date": "2014-06-30",
      "value": 39.704736
    },
    {
      "date": "2014-07-31",
      "value": 41.085957
    },
    {
      "date": "2014-08-31",
      "value": 39.890337
    },
    {
      "date": "2014-09-30",
      "value": 40.745644
    },
    {
      "date": "2014-10-31",
      "value": 41.276621
    },
    {
      "date": "2014-11-30",
      "value": 41.057444
    },
    {
      "date": "2014-12-31",
      "value": 44.423439
    },
    {
      "date": "2015-01-31",
      "value": 44.540372
    },
    {
      "date": "2015-02-28",
      "value": 44.401501
    },
    {
      "date": "2015-03-31",
      "value": 44.872252
    },
    {
      "date": "2015-04-30",
      "value": 45.550061
    },
    {
      "date": "2015-05-31",
      "value": 45.93471
    },
    {
      "date": "2015-06-30",
      "value": 46.185696
    },
    {
      "date": "2015-07-31",
      "value": 45.896323
    },
    {
      "date": "2015-08-31",
      "value": 30.476569
    },
    {
      "date": "2015-09-30",
      "value": 30.257314
    },
    {
      "date": "2015-10-31",
      "value": 30.398441
    },
    {
      "date": "2015-11-30",
      "value": 30.964107
    },
    {
      "date": "2015-12-31",
      "value": 31.704521
    },
    {
      "date": "2016-01-31",
      "value": 31.955445
    },
    {
      "date": "2016-02-29",
      "value": 31.490187
    },
    {
      "date": "2016-03-31",
      "value": 32.855351
    },
    {
      "date": "2016-04-30",
      "value": 32.809461
    },
    {
      "date": "2016-05-31",
      "value": 32.530164
    },
    {
      "date": "2016-06-30",
      "value": 33.495489
    },
    {
      "date": "2016-07-31",
      "value": 32.607675
    },
    {
      "date": "2016-08-31",
      "value": 31.703962
    },
    {
      "date": "2016-09-30",
      "value": 31.854828
    },
    {
      "date": "2016-10-31",
      "value": 31.415404
    },
    {
      "date": "2016-11-30",
      "value": 32.768107
    },
    {
      "date": "2016-12-31",
      "value": 32.210075
    },
    {
      "date": "2017-01-31",
      "value": 32.79281
    },
    {
      "date": "2017-02-28",
      "value": 32.925826
    },
    {
      "date": "2017-03-31",
      "value": 32.531589
    },
    {
      "date": "2017-04-30",
      "value": 32.404938
    },
    {
      "date": "2017-05-31",
      "value": 33.371463
    },
    {
      "date": "2017-06-30",
      "value": 31.682326
    },
    {
      "date": "2017-07-31",
      "value": 31.592435
    },
    {
      "date": "2017-08-31",
      "value": 31.931939
    },
    {
      "date": "2017-09-30",
      "value": 31.903621
    },
    {
      "date": "2017-10-31",
      "value": 31.500794
    },
    {
      "date": "2017-11-30",
      "value": 32.905384
    },
    {
      "date": "2017-12-31",
      "value": 31.264863
    },
    {
      "date": "2018-01-31",
      "value": 32.247084
    },
    {
      "date": "2018-02-28",
      "value": 32.128455
    },
    {
      "date": "2018-03-31",
      "value": 31.663856
    },
    {
      "date": "2018-04-30",
      "value": 31.969387
    },
    {
      "date": "2018-05-31",
      "value": 33.439362
    },
    {
      "date": "2018-06-30",
      "value": 31.933447
    },
    {
      "date": "2018-07-31",
      "value": 31.894971
    },
    {
      "date": "2018-08-31",
      "value": 33.76726
    },
    {
      "date": "2018-09-30",
      "value": 33.101141
    },
    {
      "date": "2018-10-31",
      "value": 33.526556
    },
    {
      "date": "2018-11-30",
      "value": 32.205249
    },
    {
      "date": "2018-12-31",
      "value": 32.405937
    },
    {
      "date": "2019-01-31",
      "value": 32.944045
    },
    {
      "date": "2019-02-28",
      "value": 32.470336
    },
    {
      "date": "2019-03-31",
      "value": 36.557212
    },
    {
      "date": "2019-04-30",
      "value": 32.126367
    },
    {
      "date": "2019-05-31",
      "value": 30.990026
    },
    {
      "date": "2019-06-30",
      "value": 30.688522
    },
    {
      "date": "2019-07-31",
      "value": 30.769095
    },
    {
      "date": "2019-08-31",
      "value": 30.163943
    },
    {
      "date": "2019-09-30",
      "value": 31.252673
    },
    {
      "date": "2019-10-31",
      "value": 29.86847
    },
    {
      "date": "2019-11-30",
      "value": 29.817291
    },
    {
      "date": "2019-12-31",
      "value": 30.536157
    },
    {
      "date": "2020-01-31",
      "value": 30.735881
    },
    {
      "date": "2020-02-29",
      "value": 32.686737
    },
    {
      "date": "2020-03-31",
      "value": 30.499885
    },
    {
      "date": "2020-04-30",
      "value": 29.599805
    },
    {
      "date": "2020-05-31",
      "value": 27.997066
    },
    {
      "date": "2020-06-30",
      "value": 27.037553
    },
    {
      "date": "2020-07-31",
      "value": 27.031744
    },
    {
      "date": "2020-08-31",
      "value": 25.147418
    },
    {
      "date": "2020-09-30",
      "value": 24.978906
    },
    {
      "date": "2020-10-31",
      "value": 25.914254
    },
    {
      "date": "2020-11-30",
      "value": 25.303198
    },
    {
      "date": "2020-12-31",
      "value": 26.521113
    },
    {
      "date": "2021-01-31",
      "value": 26.688136
    },
    {
      "date": "2021-02-28",
      "value": 27.174331
    },
    {
      "date": "2021-03-31",
      "value": 27.7337
    },
    {
      "date": "2021-04-30",
      "value": 27.872961
    },
    {
      "date": "2021-05-31",
      "value": 29.094063
    },
    {
      "date": "2021-06-30",
      "value": 28.761646
    },
    {
      "date": "2021-07-31",
      "value": 28.688919
    },
    {
      "date": "2021-08-31",
      "value": 28.82318
    },
    {
      "date": "2021-09-30",
      "value": 29.658935
    },
    {
      "date": "2021-10-31",
      "value": 29.678582
    },
    {
      "date": "2021-11-30",
      "value": 29.741686
    },
    {
      "date": "2021-12-31",
      "value": 30.423963
    },
    {
      "date": "2022-01-31",
      "value": 31.462915
    },
    {
      "date": "2022-02-28",
      "value": 33.169911
    },
    {
      "date": "2022-03-31",
      "value": 32.817037
    },
    {
      "date": "2022-04-30",
      "value": 35.686978
    },
    {
      "date": "2022-05-31",
      "value": 33.542033
    },
    {
      "date": "2022-06-30",
      "value": 31.913516
    },
    {
      "date": "2022-07-31",
      "value": 32.572368
    },
    {
      "date": "2022-08-31",
      "value": 32.660063
    },
    {
      "date": "2022-09-30",
      "value": 31.514946
    },
    {
      "date": "2022-10-31",
      "value": 31.084787
    },
    {
      "date": "2022-11-30",
      "value": 30.504367
    },
    {
      "date": "2022-12-31",
      "value": 31.050739
    },
    {
      "date": "2023-01-31",
      "value": 35.575317
    },
    {
      "date": "2023-02-28",
      "value": 35.821565
    },
    {
      "date": "2023-03-31",
      "value": 35.683044
    },
    {
      "date": "2023-04-30",
      "value": 35.745856
    },
    {
      "date": "2023-05-31",
      "value": 37.629634
    },
    {
      "date": "2023-06-30",
      "value": 33.161943
    },
    {
      "date": "2023-07-31",
      "value": 34.201909
    },
    {
      "date": "2023-08-31",
      "value": 34.08577
    },
    {
      "date": "2023-09-30",
      "value": 37.970608
    },
    {
      "date": "2023-10-31",
      "value": 36.60262
    },
    {
      "date": "2023-11-30",
      "value": 38.559814
    },
    {
      "date": "2023-12-31",
      "value": 39.270578
    },
    {
      "date": "2024-01-31",
      "value": 41.748804
    },
    {
      "date": "2024-02-29",
      "value": 44.493231
    },
    {
      "date": "2024-03-31",
      "value": 44.420609
    },
    {
      "date": "2024-04-30",
      "value": 43.744453
    },
    {
      "date": "2024-05-31",
      "value": 43.237175
    },
    {
      "date": "2024-06-30",
      "value": 40.966925
    },
    {
      "date": "2024-07-31",
      "value": 42.743464
    },
    {
      "date": "2024-08-31",
      "value": 51.894439
    },
    {
      "date": "2024-09-30",
      "value": 42.852892
    },
    {
      "date": "2024-10-31",
      "value": 43.16778
    },
    {
      "date": "2024-11-30",
      "value": 45.344593
    },
    {
      "date": "2024-12-31",
      "value": 44.723961
    },
    {
      "date": "2025-01-31",
      "value": 47.364282
    },
    {
      "date": "2025-02-28",
      "value": 48.676859
    },
    {
      "date": "2025-03-31",
      "value": 54.197236
    },
    {
      "date": "2025-04-30",
      "value": 47.509537
    },
    {
      "date": "2025-05-31",
      "value": 52.362127
    },
    {
      "date": "2025-06-30",
      "value": 51.366981
    },
    {
      "date": "2025-07-31",
      "value": 47.600921
    },
    {
      "date": "2025-08-31",
      "value": 48.8572
    },
    {
      "date": "2025-09-30",
      "value": 44.259217
    },
    {
      "date": "2025-10-31",
      "value": 46.620295
    },
    {
      "date": "2025-11-30",
      "value": 47.11436
    },
    {
      "date": "2025-12-31",
      "value": 50.618101
    },
    {
      "date": "2026-01-31",
      "value": 51.628234
    },
    {
      "date": "2026-02-28",
      "value": 54.938913
    },
    {
      "date": "2026-03-31",
      "value": 52.221937
    },
    {
      "date": "2026-04-30",
      "value": 54.465735
    },
    {
      "date": "2026-05-31",
      "value": 52.210022
    },
    {
      "date": "2026-06-30",
      "value": 51.706678
    },
    {
      "date": "2026-07-31",
      "value": 53.670879
    },
    {
      "date": "2026-08-31",
      "value": 48.655072
    }
  ],
  "retrieved_at": "2026-10-24T16:45:21Z",
  "reference_period": "2026-08-31",
  "coverage": {
    "first": "2003-01-31",
    "last": "2026-08-31",
    "observations": 284,
    "completeness": "source_response"
  }
}