{
  "id": "bddk-monthly-10009-ratio-16",
  "slug": "bddk-monthly-10009-ratio-16",
  "enabled": true,
  "title": "Kamu mevduat bankaları · Faiz dışı gelirler / faiz dışı giderler (%)",
  "short_title": "Kamu mevduat bankaları · Faiz dışı gelirler / faiz dışı giderler (%)",
  "description": "BDDK aylık bülteninde kamu mevduat bankaları için yayımlanan gösterge: Faiz dışı gelirler / faiz dışı giderler (%).",
  "category": "banking",
  "unit": "%",
  "frequency": "monthly",
  "precision": 2,
  "source": {
    "name": "BDDK Aylık Bülten",
    "producer": "BDDK",
    "url": "https://www.bddk.org.tr/BultenAylik/",
    "access": "public_frontend_undocumented"
  },
  "adapter": "bddk_monthly",
  "adapter_options": {
    "group": "10009",
    "group_name": "Mevduat-Kamu",
    "source_row": 16,
    "expected_title": "Faiz Dışı Gelirler / Faiz Dışı Giderler (%)"
  },
  "status": "available",
  "status_message": "Veriler, elle başlatılan yenilemede kaynaktan alındı. Otomatik veya anlık veri akışı sunulmaz.",
  "notes": [
    "Oranlar, BDDK'nin resmî aylık arayüzündeki tablodan alınır. Yeniden hesaplanmaz veya tarafımızca yıllıklandırılmaz.",
    "Banka grupları birbiriyle örtüşebilir. Bu nedenle grup toplamları birbiriyle toplanmamalıdır.",
    "Verinin ait olduğu ay ile yayımlanma tarihi farklıdır. Seri anahtarları, birimler ve grup adları her veri alımında denetlenir."
  ],
  "history_policy": {
    "mode": "source_full",
    "completeness": "unverified",
    "start": "2003-01-01"
  },
  "presentation": {
    "subtitle": "BDDK aylık bülteni · Kamu mevduat bankaları; oran ve birim tanımı kaynaktaki gibidir",
    "source_credit": "BDDK"
  },
  "preferred_chart": "line",
  "observations": [
    {
      "date": "2003-01-31",
      "value": 0.0
    },
    {
      "date": "2003-02-28",
      "value": 0.0
    },
    {
      "date": "2003-03-31",
      "value": 0.0
    },
    {
      "date": "2003-04-30",
      "value": 0.0
    },
    {
      "date": "2003-05-31",
      "value": 0.0
    },
    {
      "date": "2003-06-30",
      "value": 0.0
    },
    {
      "date": "2003-07-31",
      "value": 0.0
    },
    {
      "date": "2003-08-31",
      "value": 0.0
    },
    {
      "date": "2003-09-30",
      "value": 0.0
    },
    {
      "date": "2003-10-31",
      "value": 0.0
    },
    {
      "date": "2003-11-30",
      "value": 0.0
    },
    {
      "date": "2003-12-31",
      "value": 0.0
    },
    {
      "date": "2004-01-31",
      "value": 99.673397
    },
    {
      "date": "2004-02-29",
      "value": 97.858035
    },
    {
      "date": "2004-03-31",
      "value": 82.746473
    },
    {
      "date": "2004-04-30",
      "value": 81.361875
    },
    {
      "date": "2004-05-31",
      "value": 77.573321
    },
    {
      "date": "2004-06-30",
      "value": 76.595463
    },
    {
      "date": "2004-07-31",
      "value": 76.734131
    },
    {
      "date": "2004-08-31",
      "value": 74.962702
    },
    {
      "date": "2004-09-30",
      "value": 73.64168
    },
    {
      "date": "2004-10-31",
      "value": 75.009008
    },
    {
      "date": "2004-11-30",
      "value": 66.029589
    },
    {
      "date": "2004-12-31",
      "value": 75.75815
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    {
      "date": "2005-01-31",
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