{
  "id": "bddk-monthly-10009-ratio-15",
  "slug": "bddk-monthly-10009-ratio-15",
  "enabled": true,
  "title": "Kamu mevduat bankaları · İşletme giderleri / ortalama toplam aktifler (%)",
  "short_title": "Kamu mevduat bankaları · İşletme giderleri / ortalama toplam aktifler (%)",
  "description": "BDDK aylık bülteninde kamu mevduat bankaları için yayımlanan gösterge: İşletme giderleri / ortalama toplam aktifler (%).",
  "category": "banking",
  "unit": "%",
  "frequency": "monthly",
  "precision": 2,
  "source": {
    "name": "BDDK Aylık Bülten",
    "producer": "BDDK",
    "url": "https://www.bddk.org.tr/BultenAylik/",
    "access": "public_frontend_undocumented"
  },
  "adapter": "bddk_monthly",
  "adapter_options": {
    "group": "10009",
    "group_name": "Mevduat-Kamu",
    "source_row": 15,
    "expected_title": "İşletme Giderleri / Ortalama Toplam Aktifler (%)"
  },
  "status": "available",
  "status_message": "Veriler, elle başlatılan yenilemede kaynaktan alındı. Otomatik veya anlık veri akışı sunulmaz.",
  "notes": [
    "Oranlar, BDDK'nin resmî aylık arayüzündeki tablodan alınır. Yeniden hesaplanmaz veya tarafımızca yıllıklandırılmaz.",
    "Banka grupları birbiriyle örtüşebilir. Bu nedenle grup toplamları birbiriyle toplanmamalıdır.",
    "Verinin ait olduğu ay ile yayımlanma tarihi farklıdır. Seri anahtarları, birimler ve grup adları her veri alımında denetlenir."
  ],
  "history_policy": {
    "mode": "source_full",
    "completeness": "unverified",
    "start": "2003-01-01"
  },
  "presentation": {
    "subtitle": "BDDK aylık bülteni · Kamu mevduat bankaları; oran ve birim tanımı kaynaktaki gibidir",
    "source_credit": "BDDK"
  },
  "preferred_chart": "line",
  "observations": [
    {
      "date": "2003-01-31",
      "value": 0.0
    },
    {
      "date": "2003-02-28",
      "value": 0.0
    },
    {
      "date": "2003-03-31",
      "value": 0.0
    },
    {
      "date": "2003-04-30",
      "value": 0.0
    },
    {
      "date": "2003-05-31",
      "value": 0.0
    },
    {
      "date": "2003-06-30",
      "value": 0.0
    },
    {
      "date": "2003-07-31",
      "value": 0.0
    },
    {
      "date": "2003-08-31",
      "value": 0.0
    },
    {
      "date": "2003-09-30",
      "value": 0.0
    },
    {
      "date": "2003-10-31",
      "value": 0.0
    },
    {
      "date": "2003-11-30",
      "value": 0.0
    },
    {
      "date": "2003-12-31",
      "value": 0.0
    },
    {
      "date": "2004-01-31",
      "value": 0.239458
    },
    {
      "date": "2004-02-29",
      "value": 0.423952
    },
    {
      "date": "2004-03-31",
      "value": 0.63292
    },
    {
      "date": "2004-04-30",
      "value": 0.815641
    },
    {
      "date": "2004-05-31",
      "value": 1.072133
    },
    {
      "date": "2004-06-30",
      "value": 1.305892
    },
    {
      "date": "2004-07-31",
      "value": 1.50957
    },
    {
      "date": "2004-08-31",
      "value": 1.695938
    },
    {
      "date": "2004-09-30",
      "value": 1.999171
    },
    {
      "date": "2004-10-31",
      "value": 2.219655
    },
    {
      "date": "2004-11-30",
      "value": 2.281482
    },
    {
      "date": "2004-12-31",
      "value": 2.504952
    },
    {
      "date": "2005-01-31",
      "value": 0.200413
    },
    {
      "date": "2005-02-28",
      "value": 0.376126
    },
    {
      "date": "2005-03-31",
      "value": 0.55107
    },
    {
      "date": "2005-04-30",
      "value": 0.728753
    },
    {
      "date": "2005-05-31",
      "value": 0.903023
    },
    {
      "date": "2005-06-30",
      "value": 1.083843
    },
    {
      "date": "2005-07-31",
      "value": 1.268745
    },
    {
      "date": "2005-08-31",
      "value": 1.441035
    },
    {
      "date": "2005-09-30",
      "value": 1.599046
    },
    {
      "date": "2005-10-31",
      "value": 1.770572
    },
    {
      "date": "2005-11-30",
      "value": 1.948082
    },
    {
      "date": "2005-12-31",
      "value": 2.191352
    },
    {
      "date": "2006-01-31",
      "value": 0.185647
    },
    {
      "date": "2006-02-28",
      "value": 0.339306
    },
    {
      "date": "2006-03-31",
      "value": 0.506981
    },
    {
      "date": "2006-04-30",
      "value": 0.661561
    },
    {
      "date": "2006-05-31",
      "value": 0.815645
    },
    {
      "date": "2006-06-30",
      "value": 0.973478
    },
    {
      "date": "2006-07-31",
      "value": 1.143604
    },
    {
      "date": "2006-08-31",
      "value": 1.298295
    },
    {
      "date": "2006-09-30",
      "value": 1.456459
    },
    {
      "date": "2006-10-31",
      "value": 1.612709
    },
    {
      "date": "2006-11-30",
      "value": 1.774754
    },
    {
      "date": "2006-12-31",
      "value": 1.990962
    },
    {
      "date": "2007-01-31",
      "value": 0.195493
    },
    {
      "date": "2007-02-28",
      "value": 0.340169
    },
    {
      "date": "2007-03-31",
      "value": 0.493679
    },
    {
      "date": "2007-04-30",
      "value": 0.649484
    },
    {
      "date": "2007-05-31",
      "value": 0.828293
    },
    {
      "date": "2007-06-30",
      "value": 0.990825
    },
    {
      "date": "2007-07-31",
      "value": 1.17273
    },
    {
      "date": "2007-08-31",
      "value": 1.340854
    },
    {
      "date": "2007-09-30",
      "value": 1.506526
    },
    {
      "date": "2007-10-31",
      "value": 1.670928
    },
    {
      "date": "2007-11-30",
      "value": 1.846398
    },
    {
      "date": "2007-12-31",
      "value": 2.028768
    },
    {
      "date": "2008-01-31",
      "value": 0.180513
    },
    {
      "date": "2008-02-29",
      "value": 0.334201
    },
    {
      "date": "2008-03-31",
      "value": 0.482026
    },
    {
      "date": "2008-04-30",
      "value": 0.653657
    },
    {
      "date": "2008-05-31",
      "value": 0.815743
    },
    {
      "date": "2008-06-30",
      "value": 0.984589
    },
    {
      "date": "2008-07-31",
      "value": 1.16458
    },
    {
      "date": "2008-08-31",
      "value": 1.341362
    },
    {
      "date": "2008-09-30",
      "value": 1.520784
    },
    {
      "date": "2008-10-31",
      "value": 1.684405
    },
    {
      "date": "2008-11-30",
      "value": 1.853062
    },
    {
      "date": "2008-12-31",
      "value": 2.045659
    },
    {
      "date": "2009-01-31",
      "value": 0.168685
    },
    {
      "date": "2009-02-28",
      "value": 0.328996
    },
    {
      "date": "2009-03-31",
      "value": 0.491938
    },
    {
      "date": "2009-04-30",
      "value": 0.654317
    },
    {
      "date": "2009-05-31",
      "value": 0.806449
    },
    {
      "date": "2009-06-30",
      "value": 0.968239
    },
    {
      "date": "2009-07-31",
      "value": 1.125185
    },
    {
      "date": "2009-08-31",
      "value": 1.274991
    },
    {
      "date": "2009-09-30",
      "value": 1.425506
    },
    {
      "date": "2009-10-31",
      "value": 1.5757
    },
    {
      "date": "2009-11-30",
      "value": 1.727013
    },
    {
      "date": "2009-12-31",
      "value": 1.891233
    },
    {
      "date": "2010-01-31",
      "value": 0.156257
    },
    {
      "date": "2010-02-28",
      "value": 0.301685
    },
    {
      "date": "2010-03-31",
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    },
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      "date": "2010-04-30",
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      "date": "2010-05-31",
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    },
    {
      "date": "2010-06-30",
      "value": 0.914659
    },
    {
      "date": "2010-07-31",
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    },
    {
      "date": "2010-08-31",
      "value": 1.214469
    },
    {
      "date": "2010-09-30",
      "value": 1.368001
    },
    {
      "date": "2010-10-31",
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    {
      "date": "2010-11-30",
      "value": 1.68759
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    {
      "date": "2010-12-31",
      "value": 1.869394
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    {
      "date": "2011-01-31",
      "value": 0.158408
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    {
      "date": "2011-02-28",
      "value": 0.30452
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    {
      "date": "2011-03-31",
      "value": 0.456827
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    {
      "date": "2011-04-30",
      "value": 0.613315
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    {
      "date": "2011-05-31",
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      "date": "2011-06-30",
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      "date": "2011-07-31",
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      "date": "2011-08-31",
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      "date": "2011-09-30",
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      "date": "2011-10-31",
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      "date": "2011-11-30",
      "value": 1.631037
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      "date": "2011-12-31",
      "value": 1.779101
    },
    {
      "date": "2012-01-31",
      "value": 0.15176
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      "date": "2012-02-29",
      "value": 0.296964
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      "date": "2012-03-31",
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      "date": "2012-12-31",
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      "date": "2013-01-31",
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      "date": "2013-02-28",
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      "date": "2013-04-30",
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      "date": "2013-12-31",
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      "date": "2014-01-31",
      "value": 0.142959
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      "date": "2014-02-28",
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      "date": "2014-03-31",
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      "date": "2014-08-31",
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    {
      "date": "2014-09-30",
      "value": 1.267429
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    {
      "date": "2014-10-31",
      "value": 1.40651
    },
    {
      "date": "2014-11-30",
      "value": 1.543973
    },
    {
      "date": "2014-12-31",
      "value": 1.692062
    },
    {
      "date": "2015-01-31",
      "value": 0.139624
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    {
      "date": "2015-02-28",
      "value": 0.271768
    },
    {
      "date": "2015-03-31",
      "value": 0.406681
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    {
      "date": "2015-04-30",
      "value": 0.544031
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    {
      "date": "2015-05-31",
      "value": 0.676919
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    {
      "date": "2015-06-30",
      "value": 0.809649
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      "date": "2015-07-31",
      "value": 0.943393
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      "date": "2015-08-31",
      "value": 1.068454
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      "date": "2015-09-30",
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      "date": "2015-10-31",
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      "date": "2015-11-30",
      "value": 1.472082
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    {
      "date": "2015-12-31",
      "value": 1.610717
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    {
      "date": "2016-01-31",
      "value": 0.135453
    },
    {
      "date": "2016-02-29",
      "value": 0.261903
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    {
      "date": "2016-03-31",
      "value": 0.404275
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    {
      "date": "2016-04-30",
      "value": 0.539617
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    {
      "date": "2016-05-31",
      "value": 0.671617
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      "date": "2016-06-30",
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    {
      "date": "2016-07-31",
      "value": 0.92865
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    {
      "date": "2016-08-31",
      "value": 1.059157
    },
    {
      "date": "2016-09-30",
      "value": 1.179145
    },
    {
      "date": "2016-10-31",
      "value": 1.305318
    },
    {
      "date": "2016-11-30",
      "value": 1.427033
    },
    {
      "date": "2016-12-31",
      "value": 1.565234
    },
    {
      "date": "2017-01-31",
      "value": 0.124599
    },
    {
      "date": "2017-02-28",
      "value": 0.245897
    },
    {
      "date": "2017-03-31",
      "value": 0.37754
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    {
      "date": "2017-04-30",
      "value": 0.505757
    },
    {
      "date": "2017-05-31",
      "value": 0.646276
    },
    {
      "date": "2017-06-30",
      "value": 0.781972
    },
    {
      "date": "2017-07-31",
      "value": 0.910116
    },
    {
      "date": "2017-08-31",
      "value": 1.041797
    },
    {
      "date": "2017-09-30",
      "value": 1.163946
    },
    {
      "date": "2017-10-31",
      "value": 1.287192
    },
    {
      "date": "2017-11-30",
      "value": 1.403708
    },
    {
      "date": "2017-12-31",
      "value": 1.537365
    },
    {
      "date": "2018-01-31",
      "value": 0.12695
    },
    {
      "date": "2018-02-28",
      "value": 0.251071
    },
    {
      "date": "2018-03-31",
      "value": 0.375314
    },
    {
      "date": "2018-04-30",
      "value": 0.501968
    },
    {
      "date": "2018-05-31",
      "value": 0.628185
    },
    {
      "date": "2018-06-30",
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    {
      "date": "2018-07-31",
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    {
      "date": "2018-08-31",
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      "date": "2018-09-30",
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    },
    {
      "date": "2018-10-31",
      "value": 1.170321
    },
    {
      "date": "2018-11-30",
      "value": 1.288299
    },
    {
      "date": "2018-12-31",
      "value": 1.432183
    },
    {
      "date": "2019-01-31",
      "value": 0.126385
    },
    {
      "date": "2019-02-28",
      "value": 0.252514
    },
    {
      "date": "2019-03-31",
      "value": 0.369669
    },
    {
      "date": "2019-04-30",
      "value": 0.486737
    },
    {
      "date": "2019-05-31",
      "value": 0.607583
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    {
      "date": "2019-06-30",
      "value": 0.703929
    },
    {
      "date": "2019-07-31",
      "value": 0.83181
    },
    {
      "date": "2019-08-31",
      "value": 0.946444
    },
    {
      "date": "2019-09-30",
      "value": 1.059144
    },
    {
      "date": "2019-10-31",
      "value": 1.182325
    },
    {
      "date": "2019-11-30",
      "value": 1.298765
    },
    {
      "date": "2019-12-31",
      "value": 1.419861
    },
    {
      "date": "2020-01-31",
      "value": 0.125033
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    {
      "date": "2020-02-29",
      "value": 0.236909
    },
    {
      "date": "2020-03-31",
      "value": 0.363332
    },
    {
      "date": "2020-04-30",
      "value": 0.470038
    },
    {
      "date": "2020-05-31",
      "value": 0.598151
    },
    {
      "date": "2020-06-30",
      "value": 0.720205
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    {
      "date": "2020-07-31",
      "value": 0.821741
    },
    {
      "date": "2020-08-31",
      "value": 0.907361
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    {
      "date": "2020-09-30",
      "value": 0.990163
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    {
      "date": "2020-10-31",
      "value": 1.07919
    },
    {
      "date": "2020-11-30",
      "value": 1.171565
    },
    {
      "date": "2020-12-31",
      "value": 1.243235
    },
    {
      "date": "2021-01-31",
      "value": 0.094219
    },
    {
      "date": "2021-02-28",
      "value": 0.191567
    },
    {
      "date": "2021-03-31",
      "value": 0.287522
    },
    {
      "date": "2021-04-30",
      "value": 0.385688
    },
    {
      "date": "2021-05-31",
      "value": 0.482181
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    {
      "date": "2021-06-30",
      "value": 0.565163
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    {
      "date": "2021-07-31",
      "value": 0.666054
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    {
      "date": "2021-08-31",
      "value": 0.763297
    },
    {
      "date": "2021-09-30",
      "value": 0.857396
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    {
      "date": "2021-10-31",
      "value": 0.957076
    },
    {
      "date": "2021-11-30",
      "value": 1.037496
    },
    {
      "date": "2021-12-31",
      "value": 1.143381
    },
    {
      "date": "2022-01-31",
      "value": 0.09663
    },
    {
      "date": "2022-02-28",
      "value": 0.189742
    },
    {
      "date": "2022-03-31",
      "value": 0.291558
    },
    {
      "date": "2022-04-30",
      "value": 0.392797
    },
    {
      "date": "2022-05-31",
      "value": 0.484939
    },
    {
      "date": "2022-06-30",
      "value": 0.576969
    },
    {
      "date": "2022-07-31",
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}