{
  "id": "bddk-monthly-10008-ratio-15",
  "slug": "bddk-monthly-10008-ratio-15",
  "enabled": true,
  "title": "Yerli özel mevduat bankaları · İşletme giderleri / ortalama toplam aktifler (%)",
  "short_title": "Yerli özel mevduat bankaları · İşletme giderleri / ortalama toplam aktifler (%)",
  "description": "BDDK aylık bülteninde yerli özel mevduat bankaları için yayımlanan gösterge: İşletme giderleri / ortalama toplam aktifler (%).",
  "category": "banking",
  "unit": "%",
  "frequency": "monthly",
  "precision": 2,
  "source": {
    "name": "BDDK Aylık Bülten",
    "producer": "BDDK",
    "url": "https://www.bddk.org.tr/BultenAylik/",
    "access": "public_frontend_undocumented"
  },
  "adapter": "bddk_monthly",
  "adapter_options": {
    "group": "10008",
    "group_name": "Mevduat-Yerli Özel",
    "source_row": 15,
    "expected_title": "İşletme Giderleri / Ortalama Toplam Aktifler (%)"
  },
  "status": "available",
  "status_message": "Veriler, elle başlatılan yenilemede kaynaktan alındı. Otomatik veya anlık veri akışı sunulmaz.",
  "notes": [
    "Oranlar, BDDK'nin resmî aylık arayüzündeki tablodan alınır. Yeniden hesaplanmaz veya tarafımızca yıllıklandırılmaz.",
    "Banka grupları birbiriyle örtüşebilir. Bu nedenle grup toplamları birbiriyle toplanmamalıdır.",
    "Verinin ait olduğu ay ile yayımlanma tarihi farklıdır. Seri anahtarları, birimler ve grup adları her veri alımında denetlenir."
  ],
  "history_policy": {
    "mode": "source_full",
    "completeness": "unverified",
    "start": "2003-01-01"
  },
  "presentation": {
    "subtitle": "BDDK aylık bülteni · Yerli özel mevduat bankaları; oran ve birim tanımı kaynaktaki gibidir",
    "source_credit": "BDDK"
  },
  "preferred_chart": "line",
  "observations": [
    {
      "date": "2003-01-31",
      "value": 0.0
    },
    {
      "date": "2003-02-28",
      "value": 0.0
    },
    {
      "date": "2003-03-31",
      "value": 0.0
    },
    {
      "date": "2003-04-30",
      "value": 0.0
    },
    {
      "date": "2003-05-31",
      "value": 0.0
    },
    {
      "date": "2003-06-30",
      "value": 0.0
    },
    {
      "date": "2003-07-31",
      "value": 0.0
    },
    {
      "date": "2003-08-31",
      "value": 0.0
    },
    {
      "date": "2003-09-30",
      "value": 0.0
    },
    {
      "date": "2003-10-31",
      "value": 0.0
    },
    {
      "date": "2003-11-30",
      "value": 0.0
    },
    {
      "date": "2003-12-31",
      "value": 0.0
    },
    {
      "date": "2004-01-31",
      "value": 0.296507
    },
    {
      "date": "2004-02-29",
      "value": 0.607829
    },
    {
      "date": "2004-03-31",
      "value": 0.987562
    },
    {
      "date": "2004-04-30",
      "value": 1.340491
    },
    {
      "date": "2004-05-31",
      "value": 1.641713
    },
    {
      "date": "2004-06-30",
      "value": 1.949111
    },
    {
      "date": "2004-07-31",
      "value": 2.241713
    },
    {
      "date": "2004-08-31",
      "value": 2.565806
    },
    {
      "date": "2004-09-30",
      "value": 2.94996
    },
    {
      "date": "2004-10-31",
      "value": 3.342372
    },
    {
      "date": "2004-11-30",
      "value": 3.643783
    },
    {
      "date": "2004-12-31",
      "value": 4.065246
    },
    {
      "date": "2005-01-31",
      "value": 0.255368
    },
    {
      "date": "2005-02-28",
      "value": 0.548699
    },
    {
      "date": "2005-03-31",
      "value": 0.879152
    },
    {
      "date": "2005-04-30",
      "value": 1.197205
    },
    {
      "date": "2005-05-31",
      "value": 1.496683
    },
    {
      "date": "2005-06-30",
      "value": 1.818168
    },
    {
      "date": "2005-07-31",
      "value": 2.040728
    },
    {
      "date": "2005-08-31",
      "value": 2.334113
    },
    {
      "date": "2005-09-30",
      "value": 2.702778
    },
    {
      "date": "2005-10-31",
      "value": 2.971791
    },
    {
      "date": "2005-11-30",
      "value": 3.292348
    },
    {
      "date": "2005-12-31",
      "value": 3.994394
    },
    {
      "date": "2006-01-31",
      "value": 0.241768
    },
    {
      "date": "2006-02-28",
      "value": 0.507864
    },
    {
      "date": "2006-03-31",
      "value": 0.784974
    },
    {
      "date": "2006-04-30",
      "value": 1.166685
    },
    {
      "date": "2006-05-31",
      "value": 1.404849
    },
    {
      "date": "2006-06-30",
      "value": 1.61052
    },
    {
      "date": "2006-07-31",
      "value": 1.83376
    },
    {
      "date": "2006-08-31",
      "value": 2.109074
    },
    {
      "date": "2006-09-30",
      "value": 2.347736
    },
    {
      "date": "2006-10-31",
      "value": 2.772443
    },
    {
      "date": "2006-11-30",
      "value": 3.0177
    },
    {
      "date": "2006-12-31",
      "value": 3.293712
    },
    {
      "date": "2007-01-31",
      "value": 0.22639
    },
    {
      "date": "2007-02-28",
      "value": 0.463934
    },
    {
      "date": "2007-03-31",
      "value": 0.705972
    },
    {
      "date": "2007-04-30",
      "value": 0.963324
    },
    {
      "date": "2007-05-31",
      "value": 1.216615
    },
    {
      "date": "2007-06-30",
      "value": 1.481526
    },
    {
      "date": "2007-07-31",
      "value": 1.726206
    },
    {
      "date": "2007-08-31",
      "value": 1.995773
    },
    {
      "date": "2007-09-30",
      "value": 2.236918
    },
    {
      "date": "2007-10-31",
      "value": 2.495825
    },
    {
      "date": "2007-11-30",
      "value": 2.754768
    },
    {
      "date": "2007-12-31",
      "value": 3.06309
    },
    {
      "date": "2008-01-31",
      "value": 0.235956
    },
    {
      "date": "2008-02-29",
      "value": 0.486108
    },
    {
      "date": "2008-03-31",
      "value": 0.76098
    },
    {
      "date": "2008-04-30",
      "value": 1.035373
    },
    {
      "date": "2008-05-31",
      "value": 1.280734
    },
    {
      "date": "2008-06-30",
      "value": 1.617256
    },
    {
      "date": "2008-07-31",
      "value": 1.872772
    },
    {
      "date": "2008-08-31",
      "value": 2.147793
    },
    {
      "date": "2008-09-30",
      "value": 2.410729
    },
    {
      "date": "2008-10-31",
      "value": 2.629607
    },
    {
      "date": "2008-11-30",
      "value": 2.863392
    },
    {
      "date": "2008-12-31",
      "value": 3.137565
    },
    {
      "date": "2009-01-31",
      "value": 0.208175
    },
    {
      "date": "2009-02-28",
      "value": 0.427321
    },
    {
      "date": "2009-03-31",
      "value": 0.650678
    },
    {
      "date": "2009-04-30",
      "value": 0.912699
    },
    {
      "date": "2009-05-31",
      "value": 1.135182
    },
    {
      "date": "2009-06-30",
      "value": 1.355996
    },
    {
      "date": "2009-07-31",
      "value": 1.585518
    },
    {
      "date": "2009-08-31",
      "value": 1.829957
    },
    {
      "date": "2009-09-30",
      "value": 2.045409
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      "date": "2009-10-31",
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    },
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      "date": "2009-11-30",
      "value": 2.484829
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    {
      "date": "2009-12-31",
      "value": 2.733386
    },
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      "date": "2010-01-31",
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    },
    {
      "date": "2010-02-28",
      "value": 0.432855
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      "date": "2010-03-31",
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      "date": "2010-06-30",
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      "date": "2010-07-31",
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    {
      "date": "2010-08-31",
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      "date": "2010-09-30",
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      "date": "2010-10-31",
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      "date": "2010-11-30",
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      "date": "2010-12-31",
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      "date": "2011-01-31",
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      "date": "2011-02-28",
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      "date": "2011-03-31",
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      "date": "2011-04-30",
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      "date": "2011-05-31",
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      "date": "2011-06-30",
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      "date": "2011-07-31",
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      "date": "2011-11-30",
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      "date": "2011-12-31",
      "value": 2.277139
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      "date": "2012-01-31",
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      "date": "2012-02-29",
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      "date": "2014-09-30",
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      "date": "2014-10-31",
      "value": 1.724242
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    {
      "date": "2014-11-30",
      "value": 1.893092
    },
    {
      "date": "2014-12-31",
      "value": 2.102362
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    {
      "date": "2015-01-31",
      "value": 0.157604
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      "date": "2015-02-28",
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      "date": "2015-03-31",
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      "date": "2015-04-30",
      "value": 0.656054
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      "date": "2015-05-31",
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      "date": "2015-06-30",
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      "date": "2015-07-31",
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      "date": "2015-08-31",
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      "date": "2015-11-30",
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      "date": "2015-12-31",
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      "date": "2016-01-31",
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      "date": "2016-02-29",
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      "date": "2016-03-31",
      "value": 0.466433
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    {
      "date": "2016-04-30",
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      "date": "2016-05-31",
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      "date": "2016-06-30",
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      "date": "2016-07-31",
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      "date": "2016-08-31",
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    {
      "date": "2016-09-30",
      "value": 1.428763
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    {
      "date": "2016-10-31",
      "value": 1.585138
    },
    {
      "date": "2016-11-30",
      "value": 1.740511
    },
    {
      "date": "2016-12-31",
      "value": 1.936855
    },
    {
      "date": "2017-01-31",
      "value": 0.138098
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      "date": "2017-02-28",
      "value": 0.284118
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    {
      "date": "2017-03-31",
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      "date": "2017-04-30",
      "value": 0.60306
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      "date": "2017-05-31",
      "value": 0.760662
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      "date": "2017-06-30",
      "value": 0.911193
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    {
      "date": "2017-07-31",
      "value": 1.064272
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    {
      "date": "2017-08-31",
      "value": 1.216877
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    {
      "date": "2017-09-30",
      "value": 1.3624
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    {
      "date": "2017-10-31",
      "value": 1.509157
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    {
      "date": "2017-11-30",
      "value": 1.654794
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    {
      "date": "2017-12-31",
      "value": 1.860945
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    {
      "date": "2018-01-31",
      "value": 0.138875
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    {
      "date": "2018-02-28",
      "value": 0.283111
    },
    {
      "date": "2018-03-31",
      "value": 0.433905
    },
    {
      "date": "2018-04-30",
      "value": 0.592842
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    {
      "date": "2018-05-31",
      "value": 0.750609
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      "date": "2018-06-30",
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      "date": "2018-07-31",
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      "date": "2018-08-31",
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      "date": "2018-09-30",
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      "date": "2018-10-31",
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    {
      "date": "2018-11-30",
      "value": 1.549124
    },
    {
      "date": "2018-12-31",
      "value": 1.762004
    },
    {
      "date": "2019-01-31",
      "value": 0.15308
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    {
      "date": "2019-02-28",
      "value": 0.309599
    },
    {
      "date": "2019-03-31",
      "value": 0.462876
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    {
      "date": "2019-04-30",
      "value": 0.655734
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    {
      "date": "2019-05-31",
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    {
      "date": "2019-06-30",
      "value": 0.963922
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    {
      "date": "2019-07-31",
      "value": 1.122477
    },
    {
      "date": "2019-08-31",
      "value": 1.273584
    },
    {
      "date": "2019-09-30",
      "value": 1.44277
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    {
      "date": "2019-10-31",
      "value": 1.60185
    },
    {
      "date": "2019-11-30",
      "value": 1.758606
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    {
      "date": "2019-12-31",
      "value": 2.014758
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    {
      "date": "2020-01-31",
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      "date": "2020-02-29",
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    {
      "date": "2020-03-31",
      "value": 0.477135
    },
    {
      "date": "2020-04-30",
      "value": 0.673236
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    {
      "date": "2020-05-31",
      "value": 0.81569
    },
    {
      "date": "2020-06-30",
      "value": 0.958246
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    {
      "date": "2020-07-31",
      "value": 1.098306
    },
    {
      "date": "2020-08-31",
      "value": 1.231468
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    {
      "date": "2020-09-30",
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    {
      "date": "2020-10-31",
      "value": 1.510094
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    {
      "date": "2020-11-30",
      "value": 1.658077
    },
    {
      "date": "2020-12-31",
      "value": 1.880469
    },
    {
      "date": "2021-01-31",
      "value": 0.149312
    },
    {
      "date": "2021-02-28",
      "value": 0.295608
    },
    {
      "date": "2021-03-31",
      "value": 0.435887
    },
    {
      "date": "2021-04-30",
      "value": 0.611414
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    {
      "date": "2021-05-31",
      "value": 0.756101
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    {
      "date": "2021-06-30",
      "value": 0.903111
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    {
      "date": "2021-07-31",
      "value": 1.048505
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    {
      "date": "2021-08-31",
      "value": 1.192541
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    {
      "date": "2021-09-30",
      "value": 1.336511
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    {
      "date": "2021-10-31",
      "value": 1.479666
    },
    {
      "date": "2021-11-30",
      "value": 1.599751
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    {
      "date": "2021-12-31",
      "value": 1.864519
    },
    {
      "date": "2022-01-31",
      "value": 0.158206
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    {
      "date": "2022-02-28",
      "value": 0.304412
    },
    {
      "date": "2022-03-31",
      "value": 0.448453
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    {
      "date": "2022-04-30",
      "value": 0.616392
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    {
      "date": "2022-05-31",
      "value": 0.757289
    },
    {
      "date": "2022-06-30",
      "value": 0.913172
    },
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}