{
  "id": "bddk-monthly-10007-ratio-16",
  "slug": "bddk-monthly-10007-ratio-16",
  "enabled": true,
  "title": "Yabancı bankalar · Faiz dışı gelirler / faiz dışı giderler (%)",
  "short_title": "Yabancı bankalar · Faiz dışı gelirler / faiz dışı giderler (%)",
  "description": "BDDK aylık bülteninde yabancı bankalar için yayımlanan gösterge: Faiz dışı gelirler / faiz dışı giderler (%).",
  "category": "banking",
  "unit": "%",
  "frequency": "monthly",
  "precision": 2,
  "source": {
    "name": "BDDK Aylık Bülten",
    "producer": "BDDK",
    "url": "https://www.bddk.org.tr/BultenAylik/",
    "access": "public_frontend_undocumented"
  },
  "adapter": "bddk_monthly",
  "adapter_options": {
    "group": "10007",
    "group_name": "Yabancı",
    "source_row": 16,
    "expected_title": "Faiz Dışı Gelirler / Faiz Dışı Giderler (%)"
  },
  "status": "available",
  "status_message": "Veriler, elle başlatılan yenilemede kaynaktan alındı. Otomatik veya anlık veri akışı sunulmaz.",
  "notes": [
    "Oranlar, BDDK'nin resmî aylık arayüzündeki tablodan alınır. Yeniden hesaplanmaz veya tarafımızca yıllıklandırılmaz.",
    "Banka grupları birbiriyle örtüşebilir. Bu nedenle grup toplamları birbiriyle toplanmamalıdır.",
    "Verinin ait olduğu ay ile yayımlanma tarihi farklıdır. Seri anahtarları, birimler ve grup adları her veri alımında denetlenir."
  ],
  "history_policy": {
    "mode": "source_full",
    "completeness": "unverified",
    "start": "2003-01-01"
  },
  "presentation": {
    "subtitle": "BDDK aylık bülteni · Yabancı bankalar; oran ve birim tanımı kaynaktaki gibidir",
    "source_credit": "BDDK"
  },
  "preferred_chart": "line",
  "observations": [
    {
      "date": "2003-01-31",
      "value": 0.0
    },
    {
      "date": "2003-02-28",
      "value": 0.0
    },
    {
      "date": "2003-03-31",
      "value": 0.0
    },
    {
      "date": "2003-04-30",
      "value": 0.0
    },
    {
      "date": "2003-05-31",
      "value": 0.0
    },
    {
      "date": "2003-06-30",
      "value": 0.0
    },
    {
      "date": "2003-07-31",
      "value": 0.0
    },
    {
      "date": "2003-08-31",
      "value": 0.0
    },
    {
      "date": "2003-09-30",
      "value": 0.0
    },
    {
      "date": "2003-10-31",
      "value": 0.0
    },
    {
      "date": "2003-11-30",
      "value": 0.0
    },
    {
      "date": "2003-12-31",
      "value": 0.0
    },
    {
      "date": "2004-01-31",
      "value": 93.954693
    },
    {
      "date": "2004-02-29",
      "value": 92.549798
    },
    {
      "date": "2004-03-31",
      "value": 97.552642
    },
    {
      "date": "2004-04-30",
      "value": 95.307382
    },
    {
      "date": "2004-05-31",
      "value": 95.28608
    },
    {
      "date": "2004-06-30",
      "value": 96.47939
    },
    {
      "date": "2004-07-31",
      "value": 96.162569
    },
    {
      "date": "2004-08-31",
      "value": 96.24103
    },
    {
      "date": "2004-09-30",
      "value": 96.757812
    },
    {
      "date": "2004-10-31",
      "value": 97.342939
    },
    {
      "date": "2004-11-30",
      "value": 96.936557
    },
    {
      "date": "2004-12-31",
      "value": 97.792576
    },
    {
      "date": "2005-01-31",
      "value": 100.728542
    },
    {
      "date": "2005-02-28",
      "value": 102.407623
    },
    {
      "date": "2005-03-31",
      "value": 99.265234
    },
    {
      "date": "2005-04-30",
      "value": 97.766832
    },
    {
      "date": "2005-05-31",
      "value": 99.127866
    },
    {
      "date": "2005-06-30",
      "value": 99.225632
    },
    {
      "date": "2005-07-31",
      "value": 96.421397
    },
    {
      "date": "2005-08-31",
      "value": 96.086498
    },
    {
      "date": "2005-09-30",
      "value": 95.716392
    },
    {
      "date": "2005-10-31",
      "value": 95.570006
    },
    {
      "date": "2005-11-30",
      "value": 95.407155
    },
    {
      "date": "2005-12-31",
      "value": 94.435226
    },
    {
      "date": "2006-01-31",
      "value": 93.388752
    },
    {
      "date": "2006-02-28",
      "value": 93.212834
    },
    {
      "date": "2006-03-31",
      "value": 94.13555
    },
    {
      "date": "2006-04-30",
      "value": 94.652057
    },
    {
      "date": "2006-05-31",
      "value": 96.33054
    },
    {
      "date": "2006-06-30",
      "value": 96.437354
    },
    {
      "date": "2006-07-31",
      "value": 96.390311
    },
    {
      "date": "2006-08-31",
      "value": 98.934445
    },
    {
      "date": "2006-09-30",
      "value": 97.980512
    },
    {
      "date": "2006-10-31",
      "value": 97.13641
    },
    {
      "date": "2006-11-30",
      "value": 97.400105
    },
    {
      "date": "2006-12-31",
      "value": 96.99302
    },
    {
      "date": "2007-01-31",
      "value": 96.600392
    },
    {
      "date": "2007-02-28",
      "value": 96.939722
    },
    {
      "date": "2007-03-31",
      "value": 96.886265
    },
    {
      "date": "2007-04-30",
      "value": 97.559764
    },
    {
      "date": "2007-05-31",
      "value": 97.122847
    },
    {
      "date": "2007-06-30",
      "value": 96.643978
    },
    {
      "date": "2007-07-31",
      "value": 96.364753
    },
    {
      "date": "2007-08-31",
      "value": 96.54011
    },
    {
      "date": "2007-09-30",
      "value": 96.643863
    },
    {
      "date": "2007-10-31",
      "value": 96.683966
    },
    {
      "date": "2007-11-30",
      "value": 96.776089
    },
    {
      "date": "2007-12-31",
      "value": 96.453669
    },
    {
      "date": "2008-01-31",
      "value": 95.5975
    },
    {
      "date": "2008-02-29",
      "value": 95.723937
    },
    {
      "date": "2008-03-31",
      "value": 96.193668
    },
    {
      "date": "2008-04-30",
      "value": 96.489266
    },
    {
      "date": "2008-05-31",
      "value": 96.808064
    },
    {
      "date": "2008-06-30",
      "value": 96.833222
    },
    {
      "date": "2008-07-31",
      "value": 96.750441
    },
    {
      "date": "2008-08-31",
      "value": 97.447959
    },
    {
      "date": "2008-09-30",
      "value": 96.423564
    },
    {
      "date": "2008-10-31",
      "value": 96.74369
    },
    {
      "date": "2008-11-30",
      "value": 96.703915
    },
    {
      "date": "2008-12-31",
      "value": 96.474077
    },
    {
      "date": "2009-01-31",
      "value": 96.665195
    },
    {
      "date": "2009-02-28",
      "value": 96.716316
    },
    {
      "date": "2009-03-31",
      "value": 96.085486
    },
    {
      "date": "2009-04-30",
      "value": 96.347612
    },
    {
      "date": "2009-05-31",
      "value": 96.102501
    },
    {
      "date": "2009-06-30",
      "value": 95.815073
    },
    {
      "date": "2009-07-31",
      "value": 95.556
    },
    {
      "date": "2009-08-31",
      "value": 95.235776
    },
    {
      "date": "2009-09-30",
      "value": 94.740214
    },
    {
      "date": "2009-10-31",
      "value": 94.444025
    },
    {
      "date": "2009-11-30",
      "value": 94.028454
    },
    {
      "date": "2009-12-31",
      "value": 93.752958
    },
    {
      "date": "2010-01-31",
      "value": 92.750877
    },
    {
      "date": "2010-02-28",
      "value": 92.447521
    },
    {
      "date": "2010-03-31",
      "value": 92.388009
    },
    {
      "date": "2010-04-30",
      "value": 93.140975
    },
    {
      "date": "2010-05-31",
      "value": 93.5781
    },
    {
      "date": "2010-06-30",
      "value": 93.661273
    },
    {
      "date": "2010-07-31",
      "value": 93.605558
    },
    {
      "date": "2010-08-31",
      "value": 93.48191
    },
    {
      "date": "2010-09-30",
      "value": 93.721156
    },
    {
      "date": "2010-10-31",
      "value": 93.797555
    },
    {
      "date": "2010-11-30",
      "value": 93.764524
    },
    {
      "date": "2010-12-31",
      "value": 93.865252
    },
    {
      "date": "2011-01-31",
      "value": 95.859423
    },
    {
      "date": "2011-02-28",
      "value": 95.365743
    },
    {
      "date": "2011-03-31",
      "value": 96.610527
    },
    {
      "date": "2011-04-30",
      "value": 96.232867
    },
    {
      "date": "2011-05-31",
      "value": 96.097555
    },
    {
      "date": "2011-06-30",
      "value": 96.222357
    },
    {
      "date": "2011-07-31",
      "value": 96.303168
    },
    {
      "date": "2011-08-31",
      "value": 96.439501
    },
    {
      "date": "2011-09-30",
      "value": 96.579509
    },
    {
      "date": "2011-10-31",
      "value": 97.015657
    },
    {
      "date": "2011-11-30",
      "value": 96.855987
    },
    {
      "date": "2011-12-31",
      "value": 96.611821
    },
    {
      "date": "2012-01-31",
      "value": 96.784343
    },
    {
      "date": "2012-02-29",
      "value": 95.442219
    },
    {
      "date": "2012-03-31",
      "value": 95.71178
    },
    {
      "date": "2012-04-30",
      "value": 96.066207
    },
    {
      "date": "2012-05-31",
      "value": 97.140423
    },
    {
      "date": "2012-06-30",
      "value": 97.830946
    },
    {
      "date": "2012-07-31",
      "value": 98.533298
    },
    {
      "date": "2012-08-31",
      "value": 94.200748
    },
    {
      "date": "2012-09-30",
      "value": 98.055593
    },
    {
      "date": "2012-10-31",
      "value": 97.929342
    },
    {
      "date": "2012-11-30",
      "value": 97.821104
    },
    {
      "date": "2012-12-31",
      "value": 93.867319
    },
    {
      "date": "2013-01-31",
      "value": 97.879404
    },
    {
      "date": "2013-02-28",
      "value": 95.757167
    },
    {
      "date": "2013-03-31",
      "value": 94.734604
    },
    {
      "date": "2013-04-30",
      "value": 95.058118
    },
    {
      "date": "2013-05-31",
      "value": 95.321598
    },
    {
      "date": "2013-06-30",
      "value": 95.077832
    },
    {
      "date": "2013-07-31",
      "value": 95.256653
    },
    {
      "date": "2013-08-31",
      "value": 95.64128
    },
    {
      "date": "2013-09-30",
      "value": 95.713407
    },
    {
      "date": "2013-10-31",
      "value": 95.51344
    },
    {
      "date": "2013-11-30",
      "value": 95.59479
    },
    {
      "date": "2013-12-31",
      "value": 95.951145
    },
    {
      "date": "2014-01-31",
      "value": 99.317206
    },
    {
      "date": "2014-02-28",
      "value": 98.891402
    },
    {
      "date": "2014-03-31",
      "value": 98.516559
    },
    {
      "date": "2014-04-30",
      "value": 98.208992
    },
    {
      "date": "2014-05-31",
      "value": 98.074469
    },
    {
      "date": "2014-06-30",
      "value": 97.858505
    },
    {
      "date": "2014-07-31",
      "value": 97.631269
    },
    {
      "date": "2014-08-31",
      "value": 97.534746
    },
    {
      "date": "2014-09-30",
      "value": 97.438175
    },
    {
      "date": "2014-10-31",
      "value": 97.322058
    },
    {
      "date": "2014-11-30",
      "value": 97.155587
    },
    {
      "date": "2014-12-31",
      "value": 97.140611
    },
    {
      "date": "2015-01-31",
      "value": 97.779859
    },
    {
      "date": "2015-02-28",
      "value": 97.150337
    },
    {
      "date": "2015-03-31",
      "value": 97.516533
    },
    {
      "date": "2015-04-30",
      "value": 97.339726
    },
    {
      "date": "2015-05-31",
      "value": 97.381066
    },
    {
      "date": "2015-06-30",
      "value": 97.851713
    },
    {
      "date": "2015-07-31",
      "value": 97.584756
    },
    {
      "date": "2015-08-31",
      "value": 97.540225
    },
    {
      "date": "2015-09-30",
      "value": 97.559188
    },
    {
      "date": "2015-10-31",
      "value": 97.544011
    },
    {
      "date": "2015-11-30",
      "value": 97.533779
    },
    {
      "date": "2015-12-31",
      "value": 97.367623
    },
    {
      "date": "2016-01-31",
      "value": 97.555013
    },
    {
      "date": "2016-02-29",
      "value": 0.0
    },
    {
      "date": "2016-03-31",
      "value": 96.765092
    },
    {
      "date": "2016-04-30",
      "value": 96.726871
    },
    {
      "date": "2016-05-31",
      "value": 96.890064
    },
    {
      "date": "2016-06-30",
      "value": 97.177657
    },
    {
      "date": "2016-07-31",
      "value": 97.21629
    },
    {
      "date": "2016-08-31",
      "value": 97.166929
    },
    {
      "date": "2016-09-30",
      "value": 96.964907
    },
    {
      "date": "2016-10-31",
      "value": 96.947444
    },
    {
      "date": "2016-11-30",
      "value": 97.058054
    },
    {
      "date": "2016-12-31",
      "value": 97.050086
    },
    {
      "date": "2017-01-31",
      "value": 98.71465
    },
    {
      "date": "2017-02-28",
      "value": 0.0
    },
    {
      "date": "2017-03-31",
      "value": 0.0
    },
    {
      "date": "2017-04-30",
      "value": 98.014708
    },
    {
      "date": "2017-05-31",
      "value": 97.906192
    },
    {
      "date": "2017-06-30",
      "value": 97.58143
    },
    {
      "date": "2017-07-31",
      "value": 97.46147
    },
    {
      "date": "2017-08-31",
      "value": 97.326438
    },
    {
      "date": "2017-09-30",
      "value": 97.24119
    },
    {
      "date": "2017-10-31",
      "value": 97.305089
    },
    {
      "date": "2017-11-30",
      "value": 97.361802
    },
    {
      "date": "2017-12-31",
      "value": 97.269877
    },
    {
      "date": "2018-01-31",
      "value": 97.588877
    },
    {
      "date": "2018-02-28",
      "value": 96.888618
    },
    {
      "date": "2018-03-31",
      "value": 97.401958
    },
    {
      "date": "2018-04-30",
      "value": 97.582933
    },
    {
      "date": "2018-05-31",
      "value": 98.252532
    },
    {
      "date": "2018-06-30",
      "value": 98.221867
    },
    {
      "date": "2018-07-31",
      "value": 98.290496
    },
    {
      "date": "2018-08-31",
      "value": 98.854936
    },
    {
      "date": "2018-09-30",
      "value": 98.832238
    },
    {
      "date": "2018-10-31",
      "value": 98.862924
    },
    {
      "date": "2018-11-30",
      "value": 98.83035
    },
    {
      "date": "2018-12-31",
      "value": 98.654901
    },
    {
      "date": "2019-01-31",
      "value": 98.795785
    },
    {
      "date": "2019-02-28",
      "value": 98.284883
    },
    {
      "date": "2019-03-31",
      "value": 98.550602
    },
    {
      "date": "2019-04-30",
      "value": 98.494279
    },
    {
      "date": "2019-05-31",
      "value": 98.544015
    },
    {
      "date": "2019-06-30",
      "value": 98.372731
    },
    {
      "date": "2019-07-31",
      "value": 98.405521
    },
    {
      "date": "2019-08-31",
      "value": 98.268047
    },
    {
      "date": "2019-09-30",
      "value": 98.133872
    },
    {
      "date": "2019-10-31",
      "value": 98.122134
    },
    {
      "date": "2019-11-30",
      "value": 98.258303
    },
    {
      "date": "2019-12-31",
      "value": 98.082764
    },
    {
      "date": "2020-01-31",
      "value": 97.398328
    },
    {
      "date": "2020-02-29",
      "value": 99.243245
    },
    {
      "date": "2020-03-31",
      "value": 99.253642
    },
    {
      "date": "2020-04-30",
      "value": 99.141897
    },
    {
      "date": "2020-05-31",
      "value": 97.674437
    },
    {
      "date": "2020-06-30",
      "value": 97.587085
    },
    {
      "date": "2020-07-31",
      "value": 97.536177
    },
    {
      "date": "2020-08-31",
      "value": 97.689395
    },
    {
      "date": "2020-09-30",
      "value": 97.621395
    },
    {
      "date": "2020-10-31",
      "value": 97.666019
    },
    {
      "date": "2020-11-30",
      "value": 97.934221
    },
    {
      "date": "2020-12-31",
      "value": 97.851251
    },
    {
      "date": "2021-01-31",
      "value": 98.163095
    },
    {
      "date": "2021-02-28",
      "value": 99.482361
    },
    {
      "date": "2021-03-31",
      "value": 99.01426
    },
    {
      "date": "2021-04-30",
      "value": 98.931079
    },
    {
      "date": "2021-05-31",
      "value": 98.76217
    },
    {
      "date": "2021-06-30",
      "value": 98.734579
    },
    {
      "date": "2021-07-31",
      "value": 98.653447
    },
    {
      "date": "2021-08-31",
      "value": 98.626608
    },
    {
      "date": "2021-09-30",
      "value": 98.557387
    },
    {
      "date": "2021-10-31",
      "value": 98.545336
    },
    {
      "date": "2021-11-30",
      "value": 98.801755
    },
    {
      "date": "2021-12-31",
      "value": 99.207695
    },
    {
      "date": "2022-01-31",
      "value": 99.368613
    },
    {
      "date": "2022-02-28",
      "value": 99.388686
    },
    {
      "date": "2022-03-31",
      "value": 99.250406
    },
    {
      "date": "2022-04-30",
      "value": 99.346406
    },
    {
      "date": "2022-05-31",
      "value": 99.546323
    },
    {
      "date": "2022-06-30",
      "value": 99.641736
    },
    {
      "date": "2022-07-31",
      "value": 99.61735
    },
    {
      "date": "2022-08-31",
      "value": 99.583055
    },
    {
      "date": "2022-09-30",
      "value": 99.45473
    },
    {
      "date": "2022-10-31",
      "value": 99.404878
    },
    {
      "date": "2022-11-30",
      "value": 99.325191
    },
    {
      "date": "2022-12-31",
      "value": 99.194558
    },
    {
      "date": "2023-01-31",
      "value": 101.88429
    },
    {
      "date": "2023-02-28",
      "value": 101.019674
    },
    {
      "date": "2023-03-31",
      "value": 100.614246
    },
    {
      "date": "2023-04-30",
      "value": 100.546995
    },
    {
      "date": "2023-05-31",
      "value": 100.933354
    },
    {
      "date": "2023-06-30",
      "value": 100.974869
    },
    {
      "date": "2023-07-31",
      "value": 101.07676
    },
    {
      "date": "2023-08-31",
      "value": 101.032899
    },
    {
      "date": "2023-09-30",
      "value": 101.101598
    },
    {
      "date": "2023-10-31",
      "value": 100.980232
    },
    {
      "date": "2023-11-30",
      "value": 100.842528
    },
    {
      "date": "2023-12-31",
      "value": 100.74424
    },
    {
      "date": "2024-01-31",
      "value": 100.699161
    },
    {
      "date": "2024-02-29",
      "value": 100.462154
    },
    {
      "date": "2024-03-31",
      "value": 100.3356
    },
    {
      "date": "2024-04-30",
      "value": 99.857348
    },
    {
      "date": "2024-05-31",
      "value": 99.690963
    },
    {
      "date": "2024-06-30",
      "value": 99.81993
    },
    {
      "date": "2024-07-31",
      "value": 99.815351
    },
    {
      "date": "2024-08-31",
      "value": 99.731748
    },
    {
      "date": "2024-09-30",
      "value": 99.806046
    },
    {
      "date": "2024-10-31",
      "value": 99.781894
    },
    {
      "date": "2024-11-30",
      "value": 99.840161
    },
    {
      "date": "2024-12-31",
      "value": 99.768908
    },
    {
      "date": "2025-01-31",
      "value": 99.272672
    },
    {
      "date": "2025-02-28",
      "value": 99.875902
    },
    {
      "date": "2025-03-31",
      "value": 99.769377
    },
    {
      "date": "2025-04-30",
      "value": 99.487672
    },
    {
      "date": "2025-05-31",
      "value": 99.49078
    },
    {
      "date": "2025-06-30",
      "value": 99.524079
    },
    {
      "date": "2025-07-31",
      "value": 99.427714
    },
    {
      "date": "2025-08-31",
      "value": 99.321372
    },
    {
      "date": "2025-09-30",
      "value": 99.240864
    },
    {
      "date": "2025-10-31",
      "value": 99.1143
    },
    {
      "date": "2025-11-30",
      "value": 98.955489
    },
    {
      "date": "2025-12-31",
      "value": 98.765312
    },
    {
      "date": "2026-01-31",
      "value": 97.894489
    },
    {
      "date": "2026-02-28",
      "value": 97.944525
    },
    {
      "date": "2026-03-31",
      "value": 98.073567
    },
    {
      "date": "2026-04-30",
      "value": 97.878047
    },
    {
      "date": "2026-05-31",
      "value": 97.554761
    },
    {
      "date": "2026-06-30",
      "value": 97.591264
    },
    {
      "date": "2026-07-31",
      "value": 97.351449
    },
    {
      "date": "2026-08-31",
      "value": 97.229871
    }
  ],
  "retrieved_at": "2026-10-24T16:45:21Z",
  "reference_period": "2026-08-31",
  "coverage": {
    "first": "2003-01-31",
    "last": "2026-08-31",
    "observations": 284,
    "completeness": "source_response"
  }
}