{
  "id": "bddk-monthly-10006-ratio-8",
  "slug": "bddk-monthly-10006-ratio-8",
  "enabled": true,
  "title": "Kamu bankaları · Dönem net kârı (zararı) / ortalama toplam aktifler (%)",
  "short_title": "Kamu bankaları · Dönem net kârı (zararı) / ortalama toplam aktifler (%)",
  "description": "BDDK aylık bülteninde kamu bankaları için yayımlanan gösterge: Dönem net kârı (zararı) / ortalama toplam aktifler (%).",
  "category": "banking",
  "unit": "%",
  "frequency": "monthly",
  "precision": 2,
  "source": {
    "name": "BDDK Aylık Bülten",
    "producer": "BDDK",
    "url": "https://www.bddk.org.tr/BultenAylik/",
    "access": "public_frontend_undocumented"
  },
  "adapter": "bddk_monthly",
  "adapter_options": {
    "group": "10006",
    "group_name": "Kamu",
    "source_row": 8,
    "expected_title": "Dönem Net Kârı (Zararı) / Ortalama Toplam Aktifler (%)"
  },
  "status": "available",
  "status_message": "Veriler, elle başlatılan yenilemede kaynaktan alındı. Otomatik veya anlık veri akışı sunulmaz.",
  "notes": [
    "Oranlar, BDDK'nin resmî aylık arayüzündeki tablodan alınır. Yeniden hesaplanmaz veya tarafımızca yıllıklandırılmaz.",
    "Banka grupları birbiriyle örtüşebilir. Bu nedenle grup toplamları birbiriyle toplanmamalıdır.",
    "Verinin ait olduğu ay ile yayımlanma tarihi farklıdır. Seri anahtarları, birimler ve grup adları her veri alımında denetlenir."
  ],
  "history_policy": {
    "mode": "source_full",
    "completeness": "unverified",
    "start": "2003-01-01"
  },
  "presentation": {
    "subtitle": "BDDK aylık bülteni · Kamu bankaları; oran ve birim tanımı kaynaktaki gibidir",
    "source_credit": "BDDK"
  },
  "preferred_chart": "line",
  "observations": [
    {
      "date": "2003-01-31",
      "value": 0.065173
    },
    {
      "date": "2003-02-28",
      "value": 0.46917
    },
    {
      "date": "2003-03-31",
      "value": 0.655817
    },
    {
      "date": "2003-04-30",
      "value": 0.815946
    },
    {
      "date": "2003-05-31",
      "value": 1.135839
    },
    {
      "date": "2003-06-30",
      "value": 1.43527
    },
    {
      "date": "2003-07-31",
      "value": 1.956676
    },
    {
      "date": "2003-08-31",
      "value": 2.349489
    },
    {
      "date": "2003-09-30",
      "value": 2.413416
    },
    {
      "date": "2003-10-31",
      "value": 2.788108
    },
    {
      "date": "2003-11-30",
      "value": 2.900551
    },
    {
      "date": "2003-12-31",
      "value": 2.703155
    },
    {
      "date": "2004-01-31",
      "value": 0.04073
    },
    {
      "date": "2004-02-29",
      "value": 0.196921
    },
    {
      "date": "2004-03-31",
      "value": 0.098712
    },
    {
      "date": "2004-04-30",
      "value": 0.026512
    },
    {
      "date": "2004-05-31",
      "value": 0.291843
    },
    {
      "date": "2004-06-30",
      "value": 0.891207
    },
    {
      "date": "2004-07-31",
      "value": 1.475101
    },
    {
      "date": "2004-08-31",
      "value": 1.665166
    },
    {
      "date": "2004-09-30",
      "value": 1.975595
    },
    {
      "date": "2004-10-31",
      "value": 2.146798
    },
    {
      "date": "2004-11-30",
      "value": 2.911443
    },
    {
      "date": "2004-12-31",
      "value": 3.193157
    },
    {
      "date": "2005-01-31",
      "value": 0.298833
    },
    {
      "date": "2005-02-28",
      "value": 0.590459
    },
    {
      "date": "2005-03-31",
      "value": 0.786579
    },
    {
      "date": "2005-04-30",
      "value": 1.079727
    },
    {
      "date": "2005-05-31",
      "value": 1.399571
    },
    {
      "date": "2005-06-30",
      "value": 1.508462
    },
    {
      "date": "2005-07-31",
      "value": 1.777072
    },
    {
      "date": "2005-08-31",
      "value": 2.002212
    },
    {
      "date": "2005-09-30",
      "value": 2.243349
    },
    {
      "date": "2005-10-31",
      "value": 2.526267
    },
    {
      "date": "2005-11-30",
      "value": 2.712276
    },
    {
      "date": "2005-12-31",
      "value": 3.018312
    },
    {
      "date": "2006-01-31",
      "value": 0.229332
    },
    {
      "date": "2006-02-28",
      "value": 0.532646
    },
    {
      "date": "2006-03-31",
      "value": 0.727067
    },
    {
      "date": "2006-04-30",
      "value": 0.968767
    },
    {
      "date": "2006-05-31",
      "value": 1.201788
    },
    {
      "date": "2006-06-30",
      "value": 1.421575
    },
    {
      "date": "2006-07-31",
      "value": 1.829201
    },
    {
      "date": "2006-08-31",
      "value": 2.149402
    },
    {
      "date": "2006-09-30",
      "value": 2.418655
    },
    {
      "date": "2006-10-31",
      "value": 2.791176
    },
    {
      "date": "2006-11-30",
      "value": 3.029441
    },
    {
      "date": "2006-12-31",
      "value": 3.305455
    },
    {
      "date": "2007-01-31",
      "value": 0.271638
    },
    {
      "date": "2007-02-28",
      "value": 0.499219
    },
    {
      "date": "2007-03-31",
      "value": 0.810761
    },
    {
      "date": "2007-04-30",
      "value": 1.142163
    },
    {
      "date": "2007-05-31",
      "value": 1.468342
    },
    {
      "date": "2007-06-30",
      "value": 1.706734
    },
    {
      "date": "2007-07-31",
      "value": 1.95369
    },
    {
      "date": "2007-08-31",
      "value": 2.245162
    },
    {
      "date": "2007-09-30",
      "value": 2.50473
    },
    {
      "date": "2007-10-31",
      "value": 2.792814
    },
    {
      "date": "2007-11-30",
      "value": 2.980056
    },
    {
      "date": "2007-12-31",
      "value": 3.222184
    },
    {
      "date": "2008-01-31",
      "value": 0.198439
    },
    {
      "date": "2008-02-29",
      "value": 0.403104
    },
    {
      "date": "2008-03-31",
      "value": 0.630829
    },
    {
      "date": "2008-04-30",
      "value": 0.930609
    },
    {
      "date": "2008-05-31",
      "value": 1.209514
    },
    {
      "date": "2008-06-30",
      "value": 1.407728
    },
    {
      "date": "2008-07-31",
      "value": 1.664711
    },
    {
      "date": "2008-08-31",
      "value": 1.857656
    },
    {
      "date": "2008-09-30",
      "value": 1.953703
    },
    {
      "date": "2008-10-31",
      "value": 2.133885
    },
    {
      "date": "2008-11-30",
      "value": 2.358565
    },
    {
      "date": "2008-12-31",
      "value": 2.397625
    },
    {
      "date": "2009-01-31",
      "value": 0.242577
    },
    {
      "date": "2009-02-28",
      "value": 0.472141
    },
    {
      "date": "2009-03-31",
      "value": 0.738001
    },
    {
      "date": "2009-04-30",
      "value": 1.056853
    },
    {
      "date": "2009-05-31",
      "value": 1.327433
    },
    {
      "date": "2009-06-30",
      "value": 1.566923
    },
    {
      "date": "2009-07-31",
      "value": 1.843135
    },
    {
      "date": "2009-08-31",
      "value": 2.092222
    },
    {
      "date": "2009-09-30",
      "value": 2.312753
    },
    {
      "date": "2009-10-31",
      "value": 2.542057
    },
    {
      "date": "2009-11-30",
      "value": 2.783946
    },
    {
      "date": "2009-12-31",
      "value": 2.94583
    },
    {
      "date": "2010-01-31",
      "value": 0.233266
    },
    {
      "date": "2010-02-28",
      "value": 0.412382
    },
    {
      "date": "2010-03-31",
      "value": 0.685172
    },
    {
      "date": "2010-04-30",
      "value": 0.94986
    },
    {
      "date": "2010-05-31",
      "value": 1.171223
    },
    {
      "date": "2010-06-30",
      "value": 1.363288
    },
    {
      "date": "2010-07-31",
      "value": 1.526634
    },
    {
      "date": "2010-08-31",
      "value": 1.709039
    },
    {
      "date": "2010-09-30",
      "value": 1.932146
    },
    {
      "date": "2010-10-31",
      "value": 2.163389
    },
    {
      "date": "2010-11-30",
      "value": 2.371642
    },
    {
      "date": "2010-12-31",
      "value": 2.576348
    },
    {
      "date": "2011-01-31",
      "value": 0.174306
    },
    {
      "date": "2011-02-28",
      "value": 0.333803
    },
    {
      "date": "2011-03-31",
      "value": 0.510885
    },
    {
      "date": "2011-04-30",
      "value": 0.649948
    },
    {
      "date": "2011-05-31",
      "value": 0.77131
    },
    {
      "date": "2011-06-30",
      "value": 0.890148
    },
    {
      "date": "2011-07-31",
      "value": 1.043751
    },
    {
      "date": "2011-08-31",
      "value": 1.143634
    },
    {
      "date": "2011-09-30",
      "value": 1.277147
    },
    {
      "date": "2011-10-31",
      "value": 1.456904
    },
    {
      "date": "2011-11-30",
      "value": 1.590908
    },
    {
      "date": "2011-12-31",
      "value": 1.689065
    },
    {
      "date": "2012-01-31",
      "value": 0.183033
    },
    {
      "date": "2012-02-29",
      "value": 0.331569
    },
    {
      "date": "2012-03-31",
      "value": 0.481062
    },
    {
      "date": "2012-04-30",
      "value": 0.656301
    },
    {
      "date": "2012-05-31",
      "value": 0.857522
    },
    {
      "date": "2012-06-30",
      "value": 0.951299
    },
    {
      "date": "2012-07-31",
      "value": 1.119999
    },
    {
      "date": "2012-08-31",
      "value": 1.254665
    },
    {
      "date": "2012-09-30",
      "value": 1.388481
    },
    {
      "date": "2012-10-31",
      "value": 1.564936
    },
    {
      "date": "2012-11-30",
      "value": 1.771672
    },
    {
      "date": "2012-12-31",
      "value": 1.90642
    },
    {
      "date": "2013-01-31",
      "value": 0.195049
    },
    {
      "date": "2013-02-28",
      "value": 0.348047
    },
    {
      "date": "2013-03-31",
      "value": 0.557305
    },
    {
      "date": "2013-04-30",
      "value": 0.727155
    },
    {
      "date": "2013-05-31",
      "value": 0.898798
    },
    {
      "date": "2013-06-30",
      "value": 1.046559
    },
    {
      "date": "2013-07-31",
      "value": 1.169073
    },
    {
      "date": "2013-08-31",
      "value": 1.278539
    },
    {
      "date": "2013-09-30",
      "value": 1.420147
    },
    {
      "date": "2013-10-31",
      "value": 1.581086
    },
    {
      "date": "2013-11-30",
      "value": 1.691536
    },
    {
      "date": "2013-12-31",
      "value": 1.810515
    },
    {
      "date": "2014-01-31",
      "value": 0.089052
    },
    {
      "date": "2014-02-28",
      "value": 0.201264
    },
    {
      "date": "2014-03-31",
      "value": 0.379523
    },
    {
      "date": "2014-04-30",
      "value": 0.492323
    },
    {
      "date": "2014-05-31",
      "value": 0.643085
    },
    {
      "date": "2014-06-30",
      "value": 0.799086
    },
    {
      "date": "2014-07-31",
      "value": 0.928723
    },
    {
      "date": "2014-08-31",
      "value": 1.071082
    },
    {
      "date": "2014-09-30",
      "value": 1.199932
    },
    {
      "date": "2014-10-31",
      "value": 1.322022
    },
    {
      "date": "2014-11-30",
      "value": 1.454109
    },
    {
      "date": "2014-12-31",
      "value": 1.587811
    },
    {
      "date": "2015-01-31",
      "value": 0.11624
    },
    {
      "date": "2015-02-28",
      "value": 0.207509
    },
    {
      "date": "2015-03-31",
      "value": 0.37465
    },
    {
      "date": "2015-04-30",
      "value": 0.515119
    },
    {
      "date": "2015-05-31",
      "value": 0.663402
    },
    {
      "date": "2015-06-30",
      "value": 0.763371
    },
    {
      "date": "2015-07-31",
      "value": 0.865461
    },
    {
      "date": "2015-08-31",
      "value": 0.926659
    },
    {
      "date": "2015-09-30",
      "value": 1.085022
    },
    {
      "date": "2015-10-31",
      "value": 1.221451
    },
    {
      "date": "2015-11-30",
      "value": 1.370963
    },
    {
      "date": "2015-12-31",
      "value": 1.515567
    },
    {
      "date": "2016-01-31",
      "value": 0.128006
    },
    {
      "date": "2016-02-29",
      "value": 0.231569
    },
    {
      "date": "2016-03-31",
      "value": 0.413161
    },
    {
      "date": "2016-04-30",
      "value": 0.539592
    },
    {
      "date": "2016-05-31",
      "value": 0.704047
    },
    {
      "date": "2016-06-30",
      "value": 0.888812
    },
    {
      "date": "2016-07-31",
      "value": 1.057323
    },
    {
      "date": "2016-08-31",
      "value": 1.215227
    },
    {
      "date": "2016-09-30",
      "value": 1.304553
    },
    {
      "date": "2016-10-31",
      "value": 1.42711
    },
    {
      "date": "2016-11-30",
      "value": 1.552216
    },
    {
      "date": "2016-12-31",
      "value": 1.631196
    },
    {
      "date": "2017-01-31",
      "value": 0.148829
    },
    {
      "date": "2017-02-28",
      "value": 0.350716
    },
    {
      "date": "2017-03-31",
      "value": 0.531653
    },
    {
      "date": "2017-04-30",
      "value": 0.689436
    },
    {
      "date": "2017-05-31",
      "value": 0.813705
    },
    {
      "date": "2017-06-30",
      "value": 0.978705
    },
    {
      "date": "2017-07-31",
      "value": 1.099673
    },
    {
      "date": "2017-08-31",
      "value": 1.265479
    },
    {
      "date": "2017-09-30",
      "value": 1.376015
    },
    {
      "date": "2017-10-31",
      "value": 1.503344
    },
    {
      "date": "2017-11-30",
      "value": 1.618559
    },
    {
      "date": "2017-12-31",
      "value": 1.687957
    },
    {
      "date": "2018-01-31",
      "value": 0.137995
    },
    {
      "date": "2018-02-28",
      "value": 0.246601
    },
    {
      "date": "2018-03-31",
      "value": 0.351792
    },
    {
      "date": "2018-04-30",
      "value": 0.505895
    },
    {
      "date": "2018-05-31",
      "value": 0.622548
    },
    {
      "date": "2018-06-30",
      "value": 0.748126
    },
    {
      "date": "2018-07-31",
      "value": 0.822958
    },
    {
      "date": "2018-08-31",
      "value": 0.870908
    },
    {
      "date": "2018-09-30",
      "value": 0.989455
    },
    {
      "date": "2018-10-31",
      "value": 1.084408
    },
    {
      "date": "2018-11-30",
      "value": 1.226737
    },
    {
      "date": "2018-12-31",
      "value": 1.346747
    },
    {
      "date": "2019-01-31",
      "value": 0.054649
    },
    {
      "date": "2019-02-28",
      "value": 0.089866
    },
    {
      "date": "2019-03-31",
      "value": 0.206413
    },
    {
      "date": "2019-04-30",
      "value": 0.231453
    },
    {
      "date": "2019-05-31",
      "value": 0.282991
    },
    {
      "date": "2019-06-30",
      "value": 0.423235
    },
    {
      "date": "2019-07-31",
      "value": 0.451653
    },
    {
      "date": "2019-08-31",
      "value": 0.548736
    },
    {
      "date": "2019-09-30",
      "value": 0.620731
    },
    {
      "date": "2019-10-31",
      "value": 0.746764
    },
    {
      "date": "2019-11-30",
      "value": 0.887987
    },
    {
      "date": "2019-12-31",
      "value": 0.943159
    },
    {
      "date": "2020-01-31",
      "value": 0.17356
    },
    {
      "date": "2020-02-29",
      "value": 0.320151
    },
    {
      "date": "2020-03-31",
      "value": 0.305646
    },
    {
      "date": "2020-04-30",
      "value": 0.393619
    },
    {
      "date": "2020-05-31",
      "value": 0.582638
    },
    {
      "date": "2020-06-30",
      "value": 0.577746
    },
    {
      "date": "2020-07-31",
      "value": 0.724235
    },
    {
      "date": "2020-08-31",
      "value": 0.71706
    },
    {
      "date": "2020-09-30",
      "value": 0.753785
    },
    {
      "date": "2020-10-31",
      "value": 0.72326
    },
    {
      "date": "2020-11-30",
      "value": 0.900682
    },
    {
      "date": "2020-12-31",
      "value": 0.902044
    },
    {
      "date": "2021-01-31",
      "value": 0.029199
    },
    {
      "date": "2021-02-28",
      "value": 0.068517
    },
    {
      "date": "2021-03-31",
      "value": 0.136013
    },
    {
      "date": "2021-04-30",
      "value": 0.146747
    },
    {
      "date": "2021-05-31",
      "value": 0.14517
    },
    {
      "date": "2021-06-30",
      "value": 0.256306
    },
    {
      "date": "2021-07-31",
      "value": 0.295745
    },
    {
      "date": "2021-08-31",
      "value": 0.378203
    },
    {
      "date": "2021-09-30",
      "value": 0.409559
    },
    {
      "date": "2021-10-31",
      "value": 0.512763
    },
    {
      "date": "2021-11-30",
      "value": 0.523728
    },
    {
      "date": "2021-12-31",
      "value": 0.68298
    },
    {
      "date": "2022-01-31",
      "value": 0.154076
    },
    {
      "date": "2022-02-28",
      "value": 0.299584
    },
    {
      "date": "2022-03-31",
      "value": 0.416037
    },
    {
      "date": "2022-04-30",
      "value": 0.679999
    },
    {
      "date": "2022-05-31",
      "value": 0.882226
    },
    {
      "date": "2022-06-30",
      "value": 0.936142
    },
    {
      "date": "2022-07-31",
      "value": 1.175612
    },
    {
      "date": "2022-08-31",
      "value": 1.42852
    },
    {
      "date": "2022-09-30",
      "value": 1.400864
    },
    {
      "date": "2022-10-31",
      "value": 1.68135
    },
    {
      "date": "2022-11-30",
      "value": 1.927484
    },
    {
      "date": "2022-12-31",
      "value": 2.015447
    },
    {
      "date": "2023-01-31",
      "value": 0.12262
    },
    {
      "date": "2023-02-28",
      "value": 0.192459
    },
    {
      "date": "2023-03-31",
      "value": 0.307094
    },
    {
      "date": "2023-04-30",
      "value": 0.432024
    },
    {
      "date": "2023-05-31",
      "value": 0.580848
    },
    {
      "date": "2023-06-30",
      "value": 0.713091
    },
    {
      "date": "2023-07-31",
      "value": 0.828343
    },
    {
      "date": "2023-08-31",
      "value": 1.045997
    },
    {
      "date": "2023-09-30",
      "value": 1.342955
    },
    {
      "date": "2023-10-31",
      "value": 1.438092
    },
    {
      "date": "2023-11-30",
      "value": 1.61895
    },
    {
      "date": "2023-12-31",
      "value": 1.907563
    },
    {
      "date": "2024-01-31",
      "value": 0.048205
    },
    {
      "date": "2024-02-29",
      "value": 0.171907
    },
    {
      "date": "2024-03-31",
      "value": 0.445884
    },
    {
      "date": "2024-04-30",
      "value": 0.50771
    },
    {
      "date": "2024-05-31",
      "value": 0.61209
    },
    {
      "date": "2024-06-30",
      "value": 0.81923
    },
    {
      "date": "2024-07-31",
      "value": 0.901574
    },
    {
      "date": "2024-08-31",
      "value": 0.971826
    },
    {
      "date": "2024-09-30",
      "value": 1.229782
    },
    {
      "date": "2024-10-31",
      "value": 1.411506
    },
    {
      "date": "2024-11-30",
      "value": 1.640557
    },
    {
      "date": "2024-12-31",
      "value": 1.912215
    },
    {
      "date": "2025-01-31",
      "value": 0.101694
    },
    {
      "date": "2025-02-28",
      "value": 0.27695
    },
    {
      "date": "2025-03-31",
      "value": 0.546626
    },
    {
      "date": "2025-04-30",
      "value": 0.621417
    },
    {
      "date": "2025-05-31",
      "value": 0.756734
    },
    {
      "date": "2025-06-30",
      "value": 0.963003
    },
    {
      "date": "2025-07-31",
      "value": 1.05183
    },
    {
      "date": "2025-08-31",
      "value": 1.264746
    },
    {
      "date": "2025-09-30",
      "value": 1.498227
    },
    {
      "date": "2025-10-31",
      "value": 1.644247
    },
    {
      "date": "2025-11-30",
      "value": 1.848462
    },
    {
      "date": "2025-12-31",
      "value": 2.04875
    },
    {
      "date": "2026-01-31",
      "value": 0.129882
    },
    {
      "date": "2026-02-28",
      "value": 0.258896
    },
    {
      "date": "2026-03-31",
      "value": 0.460412
    },
    {
      "date": "2026-04-30",
      "value": 0.575618
    },
    {
      "date": "2026-05-31",
      "value": 0.673268
    },
    {
      "date": "2026-06-30",
      "value": 0.835253
    },
    {
      "date": "2026-07-31",
      "value": 0.941183
    },
    {
      "date": "2026-08-31",
      "value": 1.080854
    }
  ],
  "retrieved_at": "2026-10-24T16:45:21Z",
  "reference_period": "2026-08-31",
  "coverage": {
    "first": "2003-01-31",
    "last": "2026-08-31",
    "observations": 284,
    "completeness": "source_response"
  }
}
