{
  "id": "bddk-monthly-10006-ratio-3",
  "slug": "bddk-monthly-10006-ratio-3",
  "enabled": true,
  "title": "Kamu bankaları · 3 aya kadar vadede faize duyarlı aktifler / 3 aya kadar vadede faize duyarlı pasifler (%)",
  "short_title": "Kamu bankaları · 3 aya kadar vadede faize duyarlı aktifler / 3 aya kadar vadede faize duyarlı pasifler (%)",
  "description": "BDDK aylık bülteninde kamu bankaları için yayımlanan gösterge: 3 aya kadar vadede faize duyarlı aktifler / 3 aya kadar vadede faize duyarlı pasifler (%).",
  "category": "banking",
  "unit": "%",
  "frequency": "monthly",
  "precision": 2,
  "source": {
    "name": "BDDK Aylık Bülten",
    "producer": "BDDK",
    "url": "https://www.bddk.org.tr/BultenAylik/",
    "access": "public_frontend_undocumented"
  },
  "adapter": "bddk_monthly",
  "adapter_options": {
    "group": "10006",
    "group_name": "Kamu",
    "source_row": 3,
    "expected_title": "3 Aya Kadar Vadede Faize Duyarlı Aktifler / 3 Aya Kadar Vadede Faize Duyarlı Pasifler (%)"
  },
  "status": "available",
  "status_message": "Veriler, elle başlatılan yenilemede kaynaktan alındı. Otomatik veya anlık veri akışı sunulmaz.",
  "notes": [
    "Oranlar, BDDK'nin resmî aylık arayüzündeki tablodan alınır. Yeniden hesaplanmaz veya tarafımızca yıllıklandırılmaz.",
    "Banka grupları birbiriyle örtüşebilir. Bu nedenle grup toplamları birbiriyle toplanmamalıdır.",
    "Verinin ait olduğu ay ile yayımlanma tarihi farklıdır. Seri anahtarları, birimler ve grup adları her veri alımında denetlenir."
  ],
  "history_policy": {
    "mode": "source_full",
    "completeness": "unverified",
    "start": "2003-01-01"
  },
  "presentation": {
    "subtitle": "BDDK aylık bülteni · Kamu bankaları; oran ve birim tanımı kaynaktaki gibidir",
    "source_credit": "BDDK"
  },
  "preferred_chart": "line",
  "observations": [
    {
      "date": "2003-01-31",
      "value": 0.0
    },
    {
      "date": "2003-02-28",
      "value": 0.0
    },
    {
      "date": "2003-03-31",
      "value": 0.0
    },
    {
      "date": "2003-04-30",
      "value": 0.0
    },
    {
      "date": "2003-05-31",
      "value": 0.0
    },
    {
      "date": "2003-06-30",
      "value": 0.0
    },
    {
      "date": "2003-07-31",
      "value": 0.0
    },
    {
      "date": "2003-08-31",
      "value": 0.0
    },
    {
      "date": "2003-09-30",
      "value": 0.0
    },
    {
      "date": "2003-10-31",
      "value": 0.0
    },
    {
      "date": "2003-11-30",
      "value": 0.0
    },
    {
      "date": "2003-12-31",
      "value": 0.0
    },
    {
      "date": "2004-01-31",
      "value": 102.790285
    },
    {
      "date": "2004-02-29",
      "value": 107.068904
    },
    {
      "date": "2004-03-31",
      "value": 100.752691
    },
    {
      "date": "2004-04-30",
      "value": 108.121012
    },
    {
      "date": "2004-05-31",
      "value": 102.564171
    },
    {
      "date": "2004-06-30",
      "value": 105.329964
    },
    {
      "date": "2004-07-31",
      "value": 98.027828
    },
    {
      "date": "2004-08-31",
      "value": 102.76816
    },
    {
      "date": "2004-09-30",
      "value": 99.99698
    },
    {
      "date": "2004-10-31",
      "value": 104.434069
    },
    {
      "date": "2004-11-30",
      "value": 102.574101
    },
    {
      "date": "2004-12-31",
      "value": 108.444578
    },
    {
      "date": "2005-01-31",
      "value": 105.430273
    },
    {
      "date": "2005-02-28",
      "value": 110.887052
    },
    {
      "date": "2005-03-31",
      "value": 106.150933
    },
    {
      "date": "2005-04-30",
      "value": 104.431804
    },
    {
      "date": "2005-05-31",
      "value": 96.463125
    },
    {
      "date": "2005-06-30",
      "value": 105.563781
    },
    {
      "date": "2005-07-31",
      "value": 101.326771
    },
    {
      "date": "2005-08-31",
      "value": 105.232858
    },
    {
      "date": "2005-09-30",
      "value": 103.458164
    },
    {
      "date": "2005-10-31",
      "value": 105.088258
    },
    {
      "date": "2005-11-30",
      "value": 115.548831
    },
    {
      "date": "2005-12-31",
      "value": 123.335721
    },
    {
      "date": "2006-01-31",
      "value": 110.077994
    },
    {
      "date": "2006-02-28",
      "value": 98.649667
    },
    {
      "date": "2006-03-31",
      "value": 97.038251
    },
    {
      "date": "2006-04-30",
      "value": 104.183239
    },
    {
      "date": "2006-05-31",
      "value": 109.923103
    },
    {
      "date": "2006-06-30",
      "value": 102.563137
    },
    {
      "date": "2006-07-31",
      "value": 95.932612
    },
    {
      "date": "2006-08-31",
      "value": 92.60758
    },
    {
      "date": "2006-09-30",
      "value": 87.618309
    },
    {
      "date": "2006-10-31",
      "value": 96.964208
    },
    {
      "date": "2006-11-30",
      "value": 97.655385
    },
    {
      "date": "2006-12-31",
      "value": 106.824494
    },
    {
      "date": "2007-01-31",
      "value": 97.214351
    },
    {
      "date": "2007-02-28",
      "value": 91.237839
    },
    {
      "date": "2007-03-31",
      "value": 88.849151
    },
    {
      "date": "2007-04-30",
      "value": 90.946858
    },
    {
      "date": "2007-05-31",
      "value": 92.495613
    },
    {
      "date": "2007-06-30",
      "value": 98.48634
    },
    {
      "date": "2007-07-31",
      "value": 96.386976
    },
    {
      "date": "2007-08-31",
      "value": 89.336219
    },
    {
      "date": "2007-09-30",
      "value": 80.658115
    },
    {
      "date": "2007-10-31",
      "value": 82.103353
    },
    {
      "date": "2007-11-30",
      "value": 88.283047
    },
    {
      "date": "2007-12-31",
      "value": 96.132284
    },
    {
      "date": "2008-01-31",
      "value": 90.055346
    },
    {
      "date": "2008-02-29",
      "value": 83.215407
    },
    {
      "date": "2008-03-31",
      "value": 75.443184
    },
    {
      "date": "2008-04-30",
      "value": 73.651631
    },
    {
      "date": "2008-05-31",
      "value": 78.623775
    },
    {
      "date": "2008-06-30",
      "value": 84.914505
    },
    {
      "date": "2008-07-31",
      "value": 84.705054
    },
    {
      "date": "2008-08-31",
      "value": 78.501782
    },
    {
      "date": "2008-09-30",
      "value": 73.0644
    },
    {
      "date": "2008-10-31",
      "value": 72.437055
    },
    {
      "date": "2008-11-30",
      "value": 79.278356
    },
    {
      "date": "2008-12-31",
      "value": 86.339271
    },
    {
      "date": "2009-01-31",
      "value": 84.063799
    },
    {
      "date": "2009-02-28",
      "value": 80.154967
    },
    {
      "date": "2009-03-31",
      "value": 74.944648
    },
    {
      "date": "2009-04-30",
      "value": 74.649396
    },
    {
      "date": "2009-05-31",
      "value": 80.357312
    },
    {
      "date": "2009-06-30",
      "value": 84.571162
    },
    {
      "date": "2009-07-31",
      "value": 85.353408
    },
    {
      "date": "2009-08-31",
      "value": 80.212286
    },
    {
      "date": "2009-09-30",
      "value": 78.126333
    },
    {
      "date": "2009-10-31",
      "value": 78.853426
    },
    {
      "date": "2009-11-30",
      "value": 80.793875
    },
    {
      "date": "2009-12-31",
      "value": 87.268773
    },
    {
      "date": "2010-01-31",
      "value": 84.855295
    },
    {
      "date": "2010-02-28",
      "value": 82.651432
    },
    {
      "date": "2010-03-31",
      "value": 76.528639
    },
    {
      "date": "2010-04-30",
      "value": 76.292966
    },
    {
      "date": "2010-05-31",
      "value": 78.010535
    },
    {
      "date": "2010-06-30",
      "value": 80.613083
    },
    {
      "date": "2010-07-31",
      "value": 81.897951
    },
    {
      "date": "2010-08-31",
      "value": 80.848678
    },
    {
      "date": "2010-09-30",
      "value": 75.965361
    },
    {
      "date": "2010-10-31",
      "value": 78.376596
    },
    {
      "date": "2010-11-30",
      "value": 78.276155
    },
    {
      "date": "2010-12-31",
      "value": 79.232672
    },
    {
      "date": "2011-01-31",
      "value": 74.345149
    },
    {
      "date": "2011-02-28",
      "value": 76.850028
    },
    {
      "date": "2011-03-31",
      "value": 75.20545
    },
    {
      "date": "2011-04-30",
      "value": 73.467477
    },
    {
      "date": "2011-05-31",
      "value": 70.539227
    },
    {
      "date": "2011-06-30",
      "value": 72.964887
    },
    {
      "date": "2011-07-31",
      "value": 73.137027
    },
    {
      "date": "2011-08-31",
      "value": 76.637692
    },
    {
      "date": "2011-09-30",
      "value": 71.67479
    },
    {
      "date": "2011-10-31",
      "value": 73.29396
    },
    {
      "date": "2011-11-30",
      "value": 73.588546
    },
    {
      "date": "2011-12-31",
      "value": 73.676164
    },
    {
      "date": "2012-01-31",
      "value": 76.834803
    },
    {
      "date": "2012-02-29",
      "value": 79.165943
    },
    {
      "date": "2012-03-31",
      "value": 76.07698
    },
    {
      "date": "2012-04-30",
      "value": 80.340834
    },
    {
      "date": "2012-05-31",
      "value": 78.87251
    },
    {
      "date": "2012-06-30",
      "value": 78.401717
    },
    {
      "date": "2012-07-31",
      "value": 83.837824
    },
    {
      "date": "2012-08-31",
      "value": 83.976376
    },
    {
      "date": "2012-09-30",
      "value": 82.808835
    },
    {
      "date": "2012-10-31",
      "value": 85.039111
    },
    {
      "date": "2012-11-30",
      "value": 86.604542
    },
    {
      "date": "2012-12-31",
      "value": 89.284039
    },
    {
      "date": "2013-01-31",
      "value": 90.713183
    },
    {
      "date": "2013-02-28",
      "value": 90.411927
    },
    {
      "date": "2013-03-31",
      "value": 85.748705
    },
    {
      "date": "2013-04-30",
      "value": 92.558867
    },
    {
      "date": "2013-05-31",
      "value": 87.783835
    },
    {
      "date": "2013-06-30",
      "value": 81.261933
    },
    {
      "date": "2013-07-31",
      "value": 83.332859
    },
    {
      "date": "2013-08-31",
      "value": 83.939603
    },
    {
      "date": "2013-09-30",
      "value": 80.44231
    },
    {
      "date": "2013-10-31",
      "value": 85.74887
    },
    {
      "date": "2013-11-30",
      "value": 82.621359
    },
    {
      "date": "2013-12-31",
      "value": 83.159959
    },
    {
      "date": "2014-01-31",
      "value": 82.793579
    },
    {
      "date": "2014-02-28",
      "value": 81.42689
    },
    {
      "date": "2014-03-31",
      "value": 81.786178
    },
    {
      "date": "2014-04-30",
      "value": 81.429614
    },
    {
      "date": "2014-05-31",
      "value": 80.917561
    },
    {
      "date": "2014-06-30",
      "value": 76.515227
    },
    {
      "date": "2014-07-31",
      "value": 79.468436
    },
    {
      "date": "2014-08-31",
      "value": 79.605186
    },
    {
      "date": "2014-09-30",
      "value": 76.851178
    },
    {
      "date": "2014-10-31",
      "value": 82.561865
    },
    {
      "date": "2014-11-30",
      "value": 80.63685
    },
    {
      "date": "2014-12-31",
      "value": 80.921484
    },
    {
      "date": "2015-01-31",
      "value": 78.789288
    },
    {
      "date": "2015-02-28",
      "value": 83.236601
    },
    {
      "date": "2015-03-31",
      "value": 83.789228
    },
    {
      "date": "2015-04-30",
      "value": 84.030453
    },
    {
      "date": "2015-05-31",
      "value": 80.805133
    },
    {
      "date": "2015-06-30",
      "value": 80.373569
    },
    {
      "date": "2015-07-31",
      "value": 81.011688
    },
    {
      "date": "2015-08-31",
      "value": 82.436176
    },
    {
      "date": "2015-09-30",
      "value": 81.586504
    },
    {
      "date": "2015-10-31",
      "value": 83.802475
    },
    {
      "date": "2015-11-30",
      "value": 82.857714
    },
    {
      "date": "2015-12-31",
      "value": 81.524845
    },
    {
      "date": "2016-01-31",
      "value": 80.142051
    },
    {
      "date": "2016-02-29",
      "value": 84.847307
    },
    {
      "date": "2016-03-31",
      "value": 85.869695
    },
    {
      "date": "2016-04-30",
      "value": 86.469284
    },
    {
      "date": "2016-05-31",
      "value": 83.133241
    },
    {
      "date": "2016-06-30",
      "value": 79.053362
    },
    {
      "date": "2016-07-31",
      "value": 81.16221
    },
    {
      "date": "2016-08-31",
      "value": 84.591803
    },
    {
      "date": "2016-09-30",
      "value": 82.681189
    },
    {
      "date": "2016-10-31",
      "value": 86.681115
    },
    {
      "date": "2016-11-30",
      "value": 85.130557
    },
    {
      "date": "2016-12-31",
      "value": 84.306906
    },
    {
      "date": "2017-01-31",
      "value": 81.218662
    },
    {
      "date": "2017-02-28",
      "value": 86.358433
    },
    {
      "date": "2017-03-31",
      "value": 86.4639
    },
    {
      "date": "2017-04-30",
      "value": 84.96185
    },
    {
      "date": "2017-05-31",
      "value": 81.155478
    },
    {
      "date": "2017-06-30",
      "value": 77.829074
    },
    {
      "date": "2017-07-31",
      "value": 76.497664
    },
    {
      "date": "2017-08-31",
      "value": 76.135387
    },
    {
      "date": "2017-09-30",
      "value": 78.717412
    },
    {
      "date": "2017-10-31",
      "value": 82.881276
    },
    {
      "date": "2017-11-30",
      "value": 82.402589
    },
    {
      "date": "2017-12-31",
      "value": 79.509961
    },
    {
      "date": "2018-01-31",
      "value": 78.69424
    },
    {
      "date": "2018-02-28",
      "value": 81.353256
    },
    {
      "date": "2018-03-31",
      "value": 82.640453
    },
    {
      "date": "2018-04-30",
      "value": 85.955298
    },
    {
      "date": "2018-05-31",
      "value": 82.36528
    },
    {
      "date": "2018-06-30",
      "value": 76.821533
    },
    {
      "date": "2018-07-31",
      "value": 74.593163
    },
    {
      "date": "2018-08-31",
      "value": 77.854584
    },
    {
      "date": "2018-09-30",
      "value": 76.823271
    },
    {
      "date": "2018-10-31",
      "value": 80.382505
    },
    {
      "date": "2018-11-30",
      "value": 75.76786
    },
    {
      "date": "2018-12-31",
      "value": 73.289201
    },
    {
      "date": "2019-01-31",
      "value": 65.780406
    },
    {
      "date": "2019-02-28",
      "value": 73.115476
    },
    {
      "date": "2019-03-31",
      "value": 73.007541
    },
    {
      "date": "2019-04-30",
      "value": 77.830957
    },
    {
      "date": "2019-05-31",
      "value": 71.421774
    },
    {
      "date": "2019-06-30",
      "value": 70.73248
    },
    {
      "date": "2019-07-31",
      "value": 69.936514
    },
    {
      "date": "2019-08-31",
      "value": 71.495098
    },
    {
      "date": "2019-09-30",
      "value": 72.855679
    },
    {
      "date": "2019-10-31",
      "value": 78.520533
    },
    {
      "date": "2019-11-30",
      "value": 74.585084
    },
    {
      "date": "2019-12-31",
      "value": 70.950278
    },
    {
      "date": "2020-01-31",
      "value": 68.886215
    },
    {
      "date": "2020-02-29",
      "value": 71.447433
    },
    {
      "date": "2020-03-31",
      "value": 66.118408
    },
    {
      "date": "2020-04-30",
      "value": 69.225774
    },
    {
      "date": "2020-05-31",
      "value": 64.296339
    },
    {
      "date": "2020-06-30",
      "value": 62.786964
    },
    {
      "date": "2020-07-31",
      "value": 61.595462
    },
    {
      "date": "2020-08-31",
      "value": 63.415387
    },
    {
      "date": "2020-09-30",
      "value": 63.240849
    },
    {
      "date": "2020-10-31",
      "value": 68.508869
    },
    {
      "date": "2020-11-30",
      "value": 65.345029
    },
    {
      "date": "2020-12-31",
      "value": 67.069788
    },
    {
      "date": "2021-01-31",
      "value": 66.343118
    },
    {
      "date": "2021-02-28",
      "value": 71.229518
    },
    {
      "date": "2021-03-31",
      "value": 71.360596
    },
    {
      "date": "2021-04-30",
      "value": 76.82265
    },
    {
      "date": "2021-05-31",
      "value": 74.615888
    },
    {
      "date": "2021-06-30",
      "value": 70.543666
    },
    {
      "date": "2021-07-31",
      "value": 71.895475
    },
    {
      "date": "2021-08-31",
      "value": 75.491804
    },
    {
      "date": "2021-09-30",
      "value": 75.729295
    },
    {
      "date": "2021-10-31",
      "value": 79.924607
    },
    {
      "date": "2021-11-30",
      "value": 81.25928
    },
    {
      "date": "2021-12-31",
      "value": 80.757633
    },
    {
      "date": "2022-01-31",
      "value": 80.586616
    },
    {
      "date": "2022-02-28",
      "value": 84.939275
    },
    {
      "date": "2022-03-31",
      "value": 85.236425
    },
    {
      "date": "2022-04-30",
      "value": 92.529329
    },
    {
      "date": "2022-05-31",
      "value": 85.55148
    },
    {
      "date": "2022-06-30",
      "value": 80.294842
    },
    {
      "date": "2022-07-31",
      "value": 85.175228
    },
    {
      "date": "2022-08-31",
      "value": 86.009962
    },
    {
      "date": "2022-09-30",
      "value": 84.805804
    },
    {
      "date": "2022-10-31",
      "value": 94.511435
    },
    {
      "date": "2022-11-30",
      "value": 88.318668
    },
    {
      "date": "2022-12-31",
      "value": 89.177945
    },
    {
      "date": "2023-01-31",
      "value": 90.566232
    },
    {
      "date": "2023-02-28",
      "value": 95.853059
    },
    {
      "date": "2023-03-31",
      "value": 92.510559
    },
    {
      "date": "2023-04-30",
      "value": 98.019002
    },
    {
      "date": "2023-05-31",
      "value": 91.934963
    },
    {
      "date": "2023-06-30",
      "value": 86.474431
    },
    {
      "date": "2023-07-31",
      "value": 89.901305
    },
    {
      "date": "2023-08-31",
      "value": 94.270258
    },
    {
      "date": "2023-09-30",
      "value": 88.414229
    },
    {
      "date": "2023-10-31",
      "value": 96.128075
    },
    {
      "date": "2023-11-30",
      "value": 98.379108
    },
    {
      "date": "2023-12-31",
      "value": 94.958014
    },
    {
      "date": "2024-01-31",
      "value": 100.451129
    },
    {
      "date": "2024-02-29",
      "value": 101.150344
    },
    {
      "date": "2024-03-31",
      "value": 98.685178
    },
    {
      "date": "2024-04-30",
      "value": 103.635432
    },
    {
      "date": "2024-05-31",
      "value": 100.895237
    },
    {
      "date": "2024-06-30",
      "value": 100.17449
    },
    {
      "date": "2024-07-31",
      "value": 99.832823
    },
    {
      "date": "2024-08-31",
      "value": 99.88622
    },
    {
      "date": "2024-09-30",
      "value": 100.045102
    },
    {
      "date": "2024-10-31",
      "value": 101.945224
    },
    {
      "date": "2024-11-30",
      "value": 99.088551
    },
    {
      "date": "2024-12-31",
      "value": 99.566849
    },
    {
      "date": "2025-01-31",
      "value": 95.759513
    },
    {
      "date": "2025-02-28",
      "value": 98.076889
    },
    {
      "date": "2025-03-31",
      "value": 96.926714
    },
    {
      "date": "2025-04-30",
      "value": 99.731476
    },
    {
      "date": "2025-05-31",
      "value": 97.63556
    },
    {
      "date": "2025-06-30",
      "value": 99.297766
    },
    {
      "date": "2025-07-31",
      "value": 98.167791
    },
    {
      "date": "2025-08-31",
      "value": 96.24261
    },
    {
      "date": "2025-09-30",
      "value": 95.503961
    },
    {
      "date": "2025-10-31",
      "value": 97.203262
    },
    {
      "date": "2025-11-30",
      "value": 97.367779
    },
    {
      "date": "2025-12-31",
      "value": 93.913605
    },
    {
      "date": "2026-01-31",
      "value": 97.21085
    },
    {
      "date": "2026-02-28",
      "value": 94.485963
    },
    {
      "date": "2026-03-31",
      "value": 90.223161
    },
    {
      "date": "2026-04-30",
      "value": 93.222055
    },
    {
      "date": "2026-05-31",
      "value": 93.559705
    },
    {
      "date": "2026-06-30",
      "value": 89.727843
    },
    {
      "date": "2026-07-31",
      "value": 89.565098
    },
    {
      "date": "2026-08-31",
      "value": 90.78936
    }
  ],
  "retrieved_at": "2026-10-24T16:45:21Z",
  "reference_period": "2026-08-31",
  "coverage": {
    "first": "2003-01-31",
    "last": "2026-08-31",
    "observations": 284,
    "completeness": "source_response"
  }
}
