{
  "id": "bddk-monthly-10006-ratio-15",
  "slug": "bddk-monthly-10006-ratio-15",
  "enabled": true,
  "title": "Kamu bankaları · İşletme giderleri / ortalama toplam aktifler (%)",
  "short_title": "Kamu bankaları · İşletme giderleri / ortalama toplam aktifler (%)",
  "description": "BDDK aylık bülteninde kamu bankaları için yayımlanan gösterge: İşletme giderleri / ortalama toplam aktifler (%).",
  "category": "banking",
  "unit": "%",
  "frequency": "monthly",
  "precision": 2,
  "source": {
    "name": "BDDK Aylık Bülten",
    "producer": "BDDK",
    "url": "https://www.bddk.org.tr/BultenAylik/",
    "access": "public_frontend_undocumented"
  },
  "adapter": "bddk_monthly",
  "adapter_options": {
    "group": "10006",
    "group_name": "Kamu",
    "source_row": 15,
    "expected_title": "İşletme Giderleri / Ortalama Toplam Aktifler (%)"
  },
  "status": "available",
  "status_message": "Veriler, elle başlatılan yenilemede kaynaktan alındı. Otomatik veya anlık veri akışı sunulmaz.",
  "notes": [
    "Oranlar, BDDK'nin resmî aylık arayüzündeki tablodan alınır. Yeniden hesaplanmaz veya tarafımızca yıllıklandırılmaz.",
    "Banka grupları birbiriyle örtüşebilir. Bu nedenle grup toplamları birbiriyle toplanmamalıdır.",
    "Verinin ait olduğu ay ile yayımlanma tarihi farklıdır. Seri anahtarları, birimler ve grup adları her veri alımında denetlenir."
  ],
  "history_policy": {
    "mode": "source_full",
    "completeness": "unverified",
    "start": "2003-01-01"
  },
  "presentation": {
    "subtitle": "BDDK aylık bülteni · Kamu bankaları; oran ve birim tanımı kaynaktaki gibidir",
    "source_credit": "BDDK"
  },
  "preferred_chart": "line",
  "observations": [
    {
      "date": "2003-01-31",
      "value": 0.0
    },
    {
      "date": "2003-02-28",
      "value": 0.0
    },
    {
      "date": "2003-03-31",
      "value": 0.0
    },
    {
      "date": "2003-04-30",
      "value": 0.0
    },
    {
      "date": "2003-05-31",
      "value": 0.0
    },
    {
      "date": "2003-06-30",
      "value": 0.0
    },
    {
      "date": "2003-07-31",
      "value": 0.0
    },
    {
      "date": "2003-08-31",
      "value": 0.0
    },
    {
      "date": "2003-09-30",
      "value": 0.0
    },
    {
      "date": "2003-10-31",
      "value": 0.0
    },
    {
      "date": "2003-11-30",
      "value": 0.0
    },
    {
      "date": "2003-12-31",
      "value": 0.0
    },
    {
      "date": "2004-01-31",
      "value": 0.236999
    },
    {
      "date": "2004-02-29",
      "value": 0.422676
    },
    {
      "date": "2004-03-31",
      "value": 0.629425
    },
    {
      "date": "2004-04-30",
      "value": 0.812565
    },
    {
      "date": "2004-05-31",
      "value": 1.063885
    },
    {
      "date": "2004-06-30",
      "value": 1.293925
    },
    {
      "date": "2004-07-31",
      "value": 1.4984
    },
    {
      "date": "2004-08-31",
      "value": 1.683662
    },
    {
      "date": "2004-09-30",
      "value": 1.978918
    },
    {
      "date": "2004-10-31",
      "value": 2.200647
    },
    {
      "date": "2004-11-30",
      "value": 2.270873
    },
    {
      "date": "2004-12-31",
      "value": 2.496171
    },
    {
      "date": "2005-01-31",
      "value": 0.201107
    },
    {
      "date": "2005-02-28",
      "value": 0.377602
    },
    {
      "date": "2005-03-31",
      "value": 0.555938
    },
    {
      "date": "2005-04-30",
      "value": 0.734119
    },
    {
      "date": "2005-05-31",
      "value": 0.908919
    },
    {
      "date": "2005-06-30",
      "value": 1.092507
    },
    {
      "date": "2005-07-31",
      "value": 1.2765
    },
    {
      "date": "2005-08-31",
      "value": 1.451049
    },
    {
      "date": "2005-09-30",
      "value": 1.618172
    },
    {
      "date": "2005-10-31",
      "value": 1.788103
    },
    {
      "date": "2005-11-30",
      "value": 1.967627
    },
    {
      "date": "2005-12-31",
      "value": 2.215209
    },
    {
      "date": "2006-01-31",
      "value": 0.189464
    },
    {
      "date": "2006-02-28",
      "value": 0.345382
    },
    {
      "date": "2006-03-31",
      "value": 0.513133
    },
    {
      "date": "2006-04-30",
      "value": 0.670306
    },
    {
      "date": "2006-05-31",
      "value": 0.826867
    },
    {
      "date": "2006-06-30",
      "value": 0.988097
    },
    {
      "date": "2006-07-31",
      "value": 1.161355
    },
    {
      "date": "2006-08-31",
      "value": 1.317375
    },
    {
      "date": "2006-09-30",
      "value": 1.476016
    },
    {
      "date": "2006-10-31",
      "value": 1.634913
    },
    {
      "date": "2006-11-30",
      "value": 1.798517
    },
    {
      "date": "2006-12-31",
      "value": 2.027538
    },
    {
      "date": "2007-01-31",
      "value": 0.198156
    },
    {
      "date": "2007-02-28",
      "value": 0.345579
    },
    {
      "date": "2007-03-31",
      "value": 0.500123
    },
    {
      "date": "2007-04-30",
      "value": 0.657077
    },
    {
      "date": "2007-05-31",
      "value": 0.835685
    },
    {
      "date": "2007-06-30",
      "value": 0.999139
    },
    {
      "date": "2007-07-31",
      "value": 1.182591
    },
    {
      "date": "2007-08-31",
      "value": 1.352247
    },
    {
      "date": "2007-09-30",
      "value": 1.517987
    },
    {
      "date": "2007-10-31",
      "value": 1.683125
    },
    {
      "date": "2007-11-30",
      "value": 1.857318
    },
    {
      "date": "2007-12-31",
      "value": 2.040737
    },
    {
      "date": "2008-01-31",
      "value": 0.18392
    },
    {
      "date": "2008-02-29",
      "value": 0.337763
    },
    {
      "date": "2008-03-31",
      "value": 0.485807
    },
    {
      "date": "2008-04-30",
      "value": 0.656672
    },
    {
      "date": "2008-05-31",
      "value": 0.818354
    },
    {
      "date": "2008-06-30",
      "value": 0.987285
    },
    {
      "date": "2008-07-31",
      "value": 1.167958
    },
    {
      "date": "2008-08-31",
      "value": 1.343057
    },
    {
      "date": "2008-09-30",
      "value": 1.520045
    },
    {
      "date": "2008-10-31",
      "value": 1.682564
    },
    {
      "date": "2008-11-30",
      "value": 1.849164
    },
    {
      "date": "2008-12-31",
      "value": 2.042577
    },
    {
      "date": "2009-01-31",
      "value": 0.169081
    },
    {
      "date": "2009-02-28",
      "value": 0.327494
    },
    {
      "date": "2009-03-31",
      "value": 0.48864
    },
    {
      "date": "2009-04-30",
      "value": 0.649893
    },
    {
      "date": "2009-05-31",
      "value": 0.802835
    },
    {
      "date": "2009-06-30",
      "value": 0.963313
    },
    {
      "date": "2009-07-31",
      "value": 1.120038
    },
    {
      "date": "2009-08-31",
      "value": 1.268951
    },
    {
      "date": "2009-09-30",
      "value": 1.418379
    },
    {
      "date": "2009-10-31",
      "value": 1.569203
    },
    {
      "date": "2009-11-30",
      "value": 1.718536
    },
    {
      "date": "2009-12-31",
      "value": 1.886083
    },
    {
      "date": "2010-01-31",
      "value": 0.156622
    },
    {
      "date": "2010-02-28",
      "value": 0.301744
    },
    {
      "date": "2010-03-31",
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    },
    {
      "date": "2010-04-30",
      "value": 0.607175
    },
    {
      "date": "2010-05-31",
      "value": 0.755802
    },
    {
      "date": "2010-06-30",
      "value": 0.911574
    },
    {
      "date": "2010-07-31",
      "value": 1.062491
    },
    {
      "date": "2010-08-31",
      "value": 1.210316
    },
    {
      "date": "2010-09-30",
      "value": 1.362722
    },
    {
      "date": "2010-10-31",
      "value": 1.526019
    },
    {
      "date": "2010-11-30",
      "value": 1.681034
    },
    {
      "date": "2010-12-31",
      "value": 1.862883
    },
    {
      "date": "2011-01-31",
      "value": 0.158339
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    {
      "date": "2011-02-28",
      "value": 0.303927
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    {
      "date": "2011-03-31",
      "value": 0.45518
    },
    {
      "date": "2011-04-30",
      "value": 0.610715
    },
    {
      "date": "2011-05-31",
      "value": 0.749569
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    {
      "date": "2011-06-30",
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    {
      "date": "2011-07-31",
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      "date": "2011-08-31",
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      "date": "2011-09-30",
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      "date": "2011-10-31",
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      "date": "2011-11-30",
      "value": 1.631626
    },
    {
      "date": "2011-12-31",
      "value": 1.779985
    },
    {
      "date": "2012-01-31",
      "value": 0.152954
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    {
      "date": "2012-02-29",
      "value": 0.297396
    },
    {
      "date": "2012-03-31",
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      "date": "2012-04-30",
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      "date": "2012-05-31",
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      "date": "2012-08-31",
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      "date": "2012-09-30",
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      "date": "2012-10-31",
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      "date": "2012-11-30",
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      "date": "2012-12-31",
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      "date": "2013-01-31",
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      "date": "2013-02-28",
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      "date": "2013-04-30",
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      "date": "2013-06-30",
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      "date": "2013-07-31",
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      "date": "2013-08-31",
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      "date": "2013-12-31",
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      "date": "2014-01-31",
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      "date": "2014-02-28",
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      "date": "2014-03-31",
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      "date": "2014-04-30",
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      "date": "2014-09-30",
      "value": 1.219123
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      "date": "2014-10-31",
      "value": 1.354662
    },
    {
      "date": "2014-11-30",
      "value": 1.491913
    },
    {
      "date": "2014-12-31",
      "value": 1.63508
    },
    {
      "date": "2015-01-31",
      "value": 0.136493
    },
    {
      "date": "2015-02-28",
      "value": 0.262456
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    {
      "date": "2015-03-31",
      "value": 0.391449
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    {
      "date": "2015-04-30",
      "value": 0.524487
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    {
      "date": "2015-05-31",
      "value": 0.652148
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    {
      "date": "2015-06-30",
      "value": 0.787482
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      "date": "2015-07-31",
      "value": 0.916374
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    {
      "date": "2015-08-31",
      "value": 1.035175
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      "date": "2015-09-30",
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      "date": "2015-10-31",
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      "date": "2015-11-30",
      "value": 1.423068
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    {
      "date": "2015-12-31",
      "value": 1.557668
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    {
      "date": "2016-01-31",
      "value": 0.130843
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    {
      "date": "2016-02-29",
      "value": 0.251339
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    {
      "date": "2016-03-31",
      "value": 0.387991
    },
    {
      "date": "2016-04-30",
      "value": 0.518406
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    {
      "date": "2016-05-31",
      "value": 0.644953
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      "date": "2016-06-30",
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      "date": "2016-07-31",
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    {
      "date": "2016-08-31",
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    {
      "date": "2016-09-30",
      "value": 1.134676
    },
    {
      "date": "2016-10-31",
      "value": 1.256209
    },
    {
      "date": "2016-11-30",
      "value": 1.371195
    },
    {
      "date": "2016-12-31",
      "value": 1.502988
    },
    {
      "date": "2017-01-31",
      "value": 0.118918
    },
    {
      "date": "2017-02-28",
      "value": 0.233568
    },
    {
      "date": "2017-03-31",
      "value": 0.358125
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    {
      "date": "2017-04-30",
      "value": 0.480838
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    {
      "date": "2017-05-31",
      "value": 0.619787
    },
    {
      "date": "2017-06-30",
      "value": 0.747707
    },
    {
      "date": "2017-07-31",
      "value": 0.869876
    },
    {
      "date": "2017-08-31",
      "value": 0.993613
    },
    {
      "date": "2017-09-30",
      "value": 1.107484
    },
    {
      "date": "2017-10-31",
      "value": 1.224473
    },
    {
      "date": "2017-11-30",
      "value": 1.332848
    },
    {
      "date": "2017-12-31",
      "value": 1.458341
    },
    {
      "date": "2018-01-31",
      "value": 0.119551
    },
    {
      "date": "2018-02-28",
      "value": 0.235877
    },
    {
      "date": "2018-03-31",
      "value": 0.353076
    },
    {
      "date": "2018-04-30",
      "value": 0.47237
    },
    {
      "date": "2018-05-31",
      "value": 0.59743
    },
    {
      "date": "2018-06-30",
      "value": 0.708341
    },
    {
      "date": "2018-07-31",
      "value": 0.814334
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    {
      "date": "2018-08-31",
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    {
      "date": "2018-09-30",
      "value": 0.994615
    },
    {
      "date": "2018-10-31",
      "value": 1.1011
    },
    {
      "date": "2018-11-30",
      "value": 1.198919
    },
    {
      "date": "2018-12-31",
      "value": 1.339105
    },
    {
      "date": "2019-01-31",
      "value": 0.117493
    },
    {
      "date": "2019-02-28",
      "value": 0.231914
    },
    {
      "date": "2019-03-31",
      "value": 0.341339
    },
    {
      "date": "2019-04-30",
      "value": 0.44906
    },
    {
      "date": "2019-05-31",
      "value": 0.562622
    },
    {
      "date": "2019-06-30",
      "value": 0.662548
    },
    {
      "date": "2019-07-31",
      "value": 0.781746
    },
    {
      "date": "2019-08-31",
      "value": 0.887084
    },
    {
      "date": "2019-09-30",
      "value": 0.990593
    },
    {
      "date": "2019-10-31",
      "value": 1.105596
    },
    {
      "date": "2019-11-30",
      "value": 1.215101
    },
    {
      "date": "2019-12-31",
      "value": 1.326871
    },
    {
      "date": "2020-01-31",
      "value": 0.115437
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    {
      "date": "2020-02-29",
      "value": 0.218725
    },
    {
      "date": "2020-03-31",
      "value": 0.333545
    },
    {
      "date": "2020-04-30",
      "value": 0.433147
    },
    {
      "date": "2020-05-31",
      "value": 0.552741
    },
    {
      "date": "2020-06-30",
      "value": 0.66662
    },
    {
      "date": "2020-07-31",
      "value": 0.761183
    },
    {
      "date": "2020-08-31",
      "value": 0.840999
    },
    {
      "date": "2020-09-30",
      "value": 0.919152
    },
    {
      "date": "2020-10-31",
      "value": 1.004608
    },
    {
      "date": "2020-11-30",
      "value": 1.091143
    },
    {
      "date": "2020-12-31",
      "value": 1.16858
    },
    {
      "date": "2021-01-31",
      "value": 0.097609
    },
    {
      "date": "2021-02-28",
      "value": 0.178486
    },
    {
      "date": "2021-03-31",
      "value": 0.272332
    },
    {
      "date": "2021-04-30",
      "value": 0.363757
    },
    {
      "date": "2021-05-31",
      "value": 0.456658
    },
    {
      "date": "2021-06-30",
      "value": 0.534805
    },
    {
      "date": "2021-07-31",
      "value": 0.628061
    },
    {
      "date": "2021-08-31",
      "value": 0.718644
    },
    {
      "date": "2021-09-30",
      "value": 0.805691
    },
    {
      "date": "2021-10-31",
      "value": 0.898762
    },
    {
      "date": "2021-11-30",
      "value": 0.972919
    },
    {
      "date": "2021-12-31",
      "value": 1.07554
    },
    {
      "date": "2022-01-31",
      "value": 0.091969
    },
    {
      "date": "2022-02-28",
      "value": 0.179154
    },
    {
      "date": "2022-03-31",
      "value": 0.276203
    },
    {
      "date": "2022-04-30",
      "value": 0.370621
    },
    {
      "date": "2022-05-31",
      "value": 0.457688
    },
    {
      "date": "2022-06-30",
      "value": 0.543473
    },
    {
      "date": "2022-07-31",
      "value": 0.648259
    },
    {
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}