{
  "id": "bddk-monthly-10006-ratio-12",
  "slug": "bddk-monthly-10006-ratio-12",
  "enabled": true,
  "title": "Kamu bankaları · Net faiz geliri (gideri) / ortalama toplam aktifler (%)",
  "short_title": "Kamu bankaları · Net faiz geliri (gideri) / ortalama toplam aktifler (%)",
  "description": "BDDK aylık bülteninde kamu bankaları için yayımlanan gösterge: Net faiz geliri (gideri) / ortalama toplam aktifler (%).",
  "category": "banking",
  "unit": "%",
  "frequency": "monthly",
  "precision": 2,
  "source": {
    "name": "BDDK Aylık Bülten",
    "producer": "BDDK",
    "url": "https://www.bddk.org.tr/BultenAylik/",
    "access": "public_frontend_undocumented"
  },
  "adapter": "bddk_monthly",
  "adapter_options": {
    "group": "10006",
    "group_name": "Kamu",
    "source_row": 12,
    "expected_title": "Net Faiz Geliri (Gideri) / Ortalama Toplam Aktifler (%)"
  },
  "status": "available",
  "status_message": "Veriler, elle başlatılan yenilemede kaynaktan alındı. Otomatik veya anlık veri akışı sunulmaz.",
  "notes": [
    "Oranlar, BDDK'nin resmî aylık arayüzündeki tablodan alınır. Yeniden hesaplanmaz veya tarafımızca yıllıklandırılmaz.",
    "Banka grupları birbiriyle örtüşebilir. Bu nedenle grup toplamları birbiriyle toplanmamalıdır.",
    "Verinin ait olduğu ay ile yayımlanma tarihi farklıdır. Seri anahtarları, birimler ve grup adları her veri alımında denetlenir."
  ],
  "history_policy": {
    "mode": "source_full",
    "completeness": "unverified",
    "start": "2003-01-01"
  },
  "presentation": {
    "subtitle": "BDDK aylık bülteni · Kamu bankaları; oran ve birim tanımı kaynaktaki gibidir",
    "source_credit": "BDDK"
  },
  "preferred_chart": "line",
  "observations": [
    {
      "date": "2003-01-31",
      "value": 0.683754
    },
    {
      "date": "2003-02-28",
      "value": 1.107806
    },
    {
      "date": "2003-03-31",
      "value": 1.991896
    },
    {
      "date": "2003-04-30",
      "value": 2.522043
    },
    {
      "date": "2003-05-31",
      "value": 2.941867
    },
    {
      "date": "2003-06-30",
      "value": 3.316875
    },
    {
      "date": "2003-07-31",
      "value": 4.004603
    },
    {
      "date": "2003-08-31",
      "value": 4.531109
    },
    {
      "date": "2003-09-30",
      "value": 5.092833
    },
    {
      "date": "2003-10-31",
      "value": 5.707573
    },
    {
      "date": "2003-11-30",
      "value": 6.151596
    },
    {
      "date": "2003-12-31",
      "value": 6.84776
    },
    {
      "date": "2004-01-31",
      "value": 0.346326
    },
    {
      "date": "2004-02-29",
      "value": 0.767947
    },
    {
      "date": "2004-03-31",
      "value": 1.338549
    },
    {
      "date": "2004-04-30",
      "value": 1.80725
    },
    {
      "date": "2004-05-31",
      "value": 2.411492
    },
    {
      "date": "2004-06-30",
      "value": 2.971101
    },
    {
      "date": "2004-07-31",
      "value": 3.496553
    },
    {
      "date": "2004-08-31",
      "value": 4.110886
    },
    {
      "date": "2004-09-30",
      "value": 4.711887
    },
    {
      "date": "2004-10-31",
      "value": 5.312705
    },
    {
      "date": "2004-11-30",
      "value": 6.367559
    },
    {
      "date": "2004-12-31",
      "value": 6.96866
    },
    {
      "date": "2005-01-31",
      "value": 0.422796
    },
    {
      "date": "2005-02-28",
      "value": 0.792655
    },
    {
      "date": "2005-03-31",
      "value": 1.302297
    },
    {
      "date": "2005-04-30",
      "value": 1.80104
    },
    {
      "date": "2005-05-31",
      "value": 2.214599
    },
    {
      "date": "2005-06-30",
      "value": 2.617704
    },
    {
      "date": "2005-07-31",
      "value": 2.963303
    },
    {
      "date": "2005-08-31",
      "value": 3.411093
    },
    {
      "date": "2005-09-30",
      "value": 3.769661
    },
    {
      "date": "2005-10-31",
      "value": 4.153447
    },
    {
      "date": "2005-11-30",
      "value": 4.486942
    },
    {
      "date": "2005-12-31",
      "value": 4.838
    },
    {
      "date": "2006-01-31",
      "value": 0.354912
    },
    {
      "date": "2006-02-28",
      "value": 0.702595
    },
    {
      "date": "2006-03-31",
      "value": 1.077832
    },
    {
      "date": "2006-04-30",
      "value": 1.411774
    },
    {
      "date": "2006-05-31",
      "value": 1.796036
    },
    {
      "date": "2006-06-30",
      "value": 2.208746
    },
    {
      "date": "2006-07-31",
      "value": 2.71489
    },
    {
      "date": "2006-08-31",
      "value": 3.170154
    },
    {
      "date": "2006-09-30",
      "value": 3.60867
    },
    {
      "date": "2006-10-31",
      "value": 4.091183
    },
    {
      "date": "2006-11-30",
      "value": 4.538989
    },
    {
      "date": "2006-12-31",
      "value": 5.074041
    },
    {
      "date": "2007-01-31",
      "value": 0.467252
    },
    {
      "date": "2007-02-28",
      "value": 0.842787
    },
    {
      "date": "2007-03-31",
      "value": 1.265142
    },
    {
      "date": "2007-04-30",
      "value": 1.66828
    },
    {
      "date": "2007-05-31",
      "value": 2.102038
    },
    {
      "date": "2007-06-30",
      "value": 2.513144
    },
    {
      "date": "2007-07-31",
      "value": 2.930598
    },
    {
      "date": "2007-08-31",
      "value": 3.336003
    },
    {
      "date": "2007-09-30",
      "value": 3.715032
    },
    {
      "date": "2007-10-31",
      "value": 4.115608
    },
    {
      "date": "2007-11-30",
      "value": 4.505313
    },
    {
      "date": "2007-12-31",
      "value": 4.926396
    },
    {
      "date": "2008-01-31",
      "value": 0.416578
    },
    {
      "date": "2008-02-29",
      "value": 0.804577
    },
    {
      "date": "2008-03-31",
      "value": 1.215361
    },
    {
      "date": "2008-04-30",
      "value": 1.606975
    },
    {
      "date": "2008-05-31",
      "value": 2.000172
    },
    {
      "date": "2008-06-30",
      "value": 2.37781
    },
    {
      "date": "2008-07-31",
      "value": 2.757065
    },
    {
      "date": "2008-08-31",
      "value": 3.125985
    },
    {
      "date": "2008-09-30",
      "value": 3.504259
    },
    {
      "date": "2008-10-31",
      "value": 3.894627
    },
    {
      "date": "2008-11-30",
      "value": 4.272536
    },
    {
      "date": "2008-12-31",
      "value": 4.621209
    },
    {
      "date": "2009-01-31",
      "value": 0.398806
    },
    {
      "date": "2009-02-28",
      "value": 0.846145
    },
    {
      "date": "2009-03-31",
      "value": 1.344061
    },
    {
      "date": "2009-04-30",
      "value": 1.805868
    },
    {
      "date": "2009-05-31",
      "value": 2.271235
    },
    {
      "date": "2009-06-30",
      "value": 2.715924
    },
    {
      "date": "2009-07-31",
      "value": 3.135442
    },
    {
      "date": "2009-08-31",
      "value": 3.569215
    },
    {
      "date": "2009-09-30",
      "value": 3.969017
    },
    {
      "date": "2009-10-31",
      "value": 4.362505
    },
    {
      "date": "2009-11-30",
      "value": 4.768095
    },
    {
      "date": "2009-12-31",
      "value": 5.216701
    },
    {
      "date": "2010-01-31",
      "value": 0.385603
    },
    {
      "date": "2010-02-28",
      "value": 0.71701
    },
    {
      "date": "2010-03-31",
      "value": 1.103977
    },
    {
      "date": "2010-04-30",
      "value": 1.465226
    },
    {
      "date": "2010-05-31",
      "value": 1.823
    },
    {
      "date": "2010-06-30",
      "value": 2.133723
    },
    {
      "date": "2010-07-31",
      "value": 2.4407
    },
    {
      "date": "2010-08-31",
      "value": 2.7351
    },
    {
      "date": "2010-09-30",
      "value": 3.019752
    },
    {
      "date": "2010-10-31",
      "value": 3.331905
    },
    {
      "date": "2010-11-30",
      "value": 3.652287
    },
    {
      "date": "2010-12-31",
      "value": 4.01519
    },
    {
      "date": "2011-01-31",
      "value": 0.295254
    },
    {
      "date": "2011-02-28",
      "value": 0.55667
    },
    {
      "date": "2011-03-31",
      "value": 0.85941
    },
    {
      "date": "2011-04-30",
      "value": 1.138893
    },
    {
      "date": "2011-05-31",
      "value": 1.388551
    },
    {
      "date": "2011-06-30",
      "value": 1.635236
    },
    {
      "date": "2011-07-31",
      "value": 1.944927
    },
    {
      "date": "2011-08-31",
      "value": 2.152146
    },
    {
      "date": "2011-09-30",
      "value": 2.420134
    },
    {
      "date": "2011-10-31",
      "value": 2.71539
    },
    {
      "date": "2011-11-30",
      "value": 3.023027
    },
    {
      "date": "2011-12-31",
      "value": 3.394999
    },
    {
      "date": "2012-01-31",
      "value": 0.33625
    },
    {
      "date": "2012-02-29",
      "value": 0.623828
    },
    {
      "date": "2012-03-31",
      "value": 0.958389
    },
    {
      "date": "2012-04-30",
      "value": 1.288809
    },
    {
      "date": "2012-05-31",
      "value": 1.631476
    },
    {
      "date": "2012-06-30",
      "value": 1.98979
    },
    {
      "date": "2012-07-31",
      "value": 2.331762
    },
    {
      "date": "2012-08-31",
      "value": 2.652274
    },
    {
      "date": "2012-09-30",
      "value": 2.99651
    },
    {
      "date": "2012-10-31",
      "value": 3.373362
    },
    {
      "date": "2012-11-30",
      "value": 3.749098
    },
    {
      "date": "2012-12-31",
      "value": 4.17546
    },
    {
      "date": "2013-01-31",
      "value": 0.366214
    },
    {
      "date": "2013-02-28",
      "value": 0.684455
    },
    {
      "date": "2013-03-31",
      "value": 1.100332
    },
    {
      "date": "2013-04-30",
      "value": 1.429224
    },
    {
      "date": "2013-05-31",
      "value": 1.777823
    },
    {
      "date": "2013-06-30",
      "value": 2.109505
    },
    {
      "date": "2013-07-31",
      "value": 2.412099
    },
    {
      "date": "2013-08-31",
      "value": 2.713652
    },
    {
      "date": "2013-09-30",
      "value": 2.968993
    },
    {
      "date": "2013-10-31",
      "value": 3.224997
    },
    {
      "date": "2013-11-30",
      "value": 3.515332
    },
    {
      "date": "2013-12-31",
      "value": 3.860517
    },
    {
      "date": "2014-01-31",
      "value": 0.255956
    },
    {
      "date": "2014-02-28",
      "value": 0.484827
    },
    {
      "date": "2014-03-31",
      "value": 0.790502
    },
    {
      "date": "2014-04-30",
      "value": 1.010107
    },
    {
      "date": "2014-05-31",
      "value": 1.297169
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    {
      "date": "2014-06-30",
      "value": 1.609575
    },
    {
      "date": "2014-07-31",
      "value": 1.89457
    },
    {
      "date": "2014-08-31",
      "value": 2.190923
    },
    {
      "date": "2014-09-30",
      "value": 2.474716
    },
    {
      "date": "2014-10-31",
      "value": 2.749134
    },
    {
      "date": "2014-11-30",
      "value": 3.023375
    },
    {
      "date": "2014-12-31",
      "value": 3.37642
    },
    {
      "date": "2015-01-31",
      "value": 0.266302
    },
    {
      "date": "2015-02-28",
      "value": 0.49636
    },
    {
      "date": "2015-03-31",
      "value": 0.798346
    },
    {
      "date": "2015-04-30",
      "value": 1.063648
    },
    {
      "date": "2015-05-31",
      "value": 1.355902
    },
    {
      "date": "2015-06-30",
      "value": 1.656598
    },
    {
      "date": "2015-07-31",
      "value": 1.93167
    },
    {
      "date": "2015-08-31",
      "value": 2.16493
    },
    {
      "date": "2015-09-30",
      "value": 2.409481
    },
    {
      "date": "2015-10-31",
      "value": 2.670049
    },
    {
      "date": "2015-11-30",
      "value": 2.945639
    },
    {
      "date": "2015-12-31",
      "value": 3.261559
    },
    {
      "date": "2016-01-31",
      "value": 0.284945
    },
    {
      "date": "2016-02-29",
      "value": 0.535574
    },
    {
      "date": "2016-03-31",
      "value": 0.863881
    },
    {
      "date": "2016-04-30",
      "value": 1.122837
    },
    {
      "date": "2016-05-31",
      "value": 1.408734
    },
    {
      "date": "2016-06-30",
      "value": 1.716546
    },
    {
      "date": "2016-07-31",
      "value": 2.039347
    },
    {
      "date": "2016-08-31",
      "value": 2.345734
    },
    {
      "date": "2016-09-30",
      "value": 2.675978
    },
    {
      "date": "2016-10-31",
      "value": 2.95576
    },
    {
      "date": "2016-11-30",
      "value": 3.253938
    },
    {
      "date": "2016-12-31",
      "value": 3.590712
    },
    {
      "date": "2017-01-31",
      "value": 0.300103
    },
    {
      "date": "2017-02-28",
      "value": 0.608024
    },
    {
      "date": "2017-03-31",
      "value": 0.982792
    },
    {
      "date": "2017-04-30",
      "value": 1.26904
    },
    {
      "date": "2017-05-31",
      "value": 1.560272
    },
    {
      "date": "2017-06-30",
      "value": 1.8431
    },
    {
      "date": "2017-07-31",
      "value": 2.104008
    },
    {
      "date": "2017-08-31",
      "value": 2.333149
    },
    {
      "date": "2017-09-30",
      "value": 2.577158
    },
    {
      "date": "2017-10-31",
      "value": 2.84658
    },
    {
      "date": "2017-11-30",
      "value": 3.105527
    },
    {
      "date": "2017-12-31",
      "value": 3.421548
    },
    {
      "date": "2018-01-31",
      "value": 0.276408
    },
    {
      "date": "2018-02-28",
      "value": 0.520007
    },
    {
      "date": "2018-03-31",
      "value": 0.80897
    },
    {
      "date": "2018-04-30",
      "value": 1.076393
    },
    {
      "date": "2018-05-31",
      "value": 1.370019
    },
    {
      "date": "2018-06-30",
      "value": 1.626594
    },
    {
      "date": "2018-07-31",
      "value": 1.898976
    },
    {
      "date": "2018-08-31",
      "value": 2.211653
    },
    {
      "date": "2018-09-30",
      "value": 2.487685
    },
    {
      "date": "2018-10-31",
      "value": 2.661703
    },
    {
      "date": "2018-11-30",
      "value": 2.902612
    },
    {
      "date": "2018-12-31",
      "value": 3.210104
    },
    {
      "date": "2019-01-31",
      "value": 0.180917
    },
    {
      "date": "2019-02-28",
      "value": 0.369417
    },
    {
      "date": "2019-03-31",
      "value": 0.637304
    },
    {
      "date": "2019-04-30",
      "value": 0.885485
    },
    {
      "date": "2019-05-31",
      "value": 1.124717
    },
    {
      "date": "2019-06-30",
      "value": 1.353862
    },
    {
      "date": "2019-07-31",
      "value": 1.558924
    },
    {
      "date": "2019-08-31",
      "value": 1.83623
    },
    {
      "date": "2019-09-30",
      "value": 2.109376
    },
    {
      "date": "2019-10-31",
      "value": 2.46937
    },
    {
      "date": "2019-11-30",
      "value": 2.792342
    },
    {
      "date": "2019-12-31",
      "value": 3.146114
    },
    {
      "date": "2020-01-31",
      "value": 0.371654
    },
    {
      "date": "2020-02-29",
      "value": 0.709103
    },
    {
      "date": "2020-03-31",
      "value": 1.060158
    },
    {
      "date": "2020-04-30",
      "value": 1.399421
    },
    {
      "date": "2020-05-31",
      "value": 1.70617
    },
    {
      "date": "2020-06-30",
      "value": 2.018391
    },
    {
      "date": "2020-07-31",
      "value": 2.376926
    },
    {
      "date": "2020-08-31",
      "value": 2.674564
    },
    {
      "date": "2020-09-30",
      "value": 2.883893
    },
    {
      "date": "2020-10-31",
      "value": 2.975307
    },
    {
      "date": "2020-11-30",
      "value": 3.087322
    },
    {
      "date": "2020-12-31",
      "value": 3.332994
    },
    {
      "date": "2021-01-31",
      "value": 0.116707
    },
    {
      "date": "2021-02-28",
      "value": 0.213425
    },
    {
      "date": "2021-03-31",
      "value": 0.381567
    },
    {
      "date": "2021-04-30",
      "value": 0.514374
    },
    {
      "date": "2021-05-31",
      "value": 0.671311
    },
    {
      "date": "2021-06-30",
      "value": 0.832746
    },
    {
      "date": "2021-07-31",
      "value": 1.023619
    },
    {
      "date": "2021-08-31",
      "value": 1.245889
    },
    {
      "date": "2021-09-30",
      "value": 1.497033
    },
    {
      "date": "2021-10-31",
      "value": 1.839384
    },
    {
      "date": "2021-11-30",
      "value": 2.316848
    },
    {
      "date": "2021-12-31",
      "value": 2.984376
    },
    {
      "date": "2022-01-31",
      "value": 0.286028
    },
    {
      "date": "2022-02-28",
      "value": 0.611362
    },
    {
      "date": "2022-03-31",
      "value": 1.00835
    },
    {
      "date": "2022-04-30",
      "value": 1.406702
    },
    {
      "date": "2022-05-31",
      "value": 1.854092
    },
    {
      "date": "2022-06-30",
      "value": 2.332763
    },
    {
      "date": "2022-07-31",
      "value": 3.027246
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}