{
  "id": "bddk-monthly-10005-ratio-17",
  "slug": "bddk-monthly-10005-ratio-17",
  "enabled": true,
  "title": "Yerli özel bankalar · Ücret, komisyon ve bankacılık hizmetleri gelirleri / işletme giderleri (%)",
  "short_title": "Yerli özel bankalar · Ücret, komisyon ve bankacılık hizmetleri gelirleri / işletme giderleri (%)",
  "description": "BDDK aylık bülteninde yerli özel bankalar için yayımlanan gösterge: Ücret, komisyon ve bankacılık hizmetleri gelirleri / işletme giderleri (%).",
  "category": "banking",
  "unit": "%",
  "frequency": "monthly",
  "precision": 2,
  "source": {
    "name": "BDDK Aylık Bülten",
    "producer": "BDDK",
    "url": "https://www.bddk.org.tr/BultenAylik/",
    "access": "public_frontend_undocumented"
  },
  "adapter": "bddk_monthly",
  "adapter_options": {
    "group": "10005",
    "group_name": "Yerli Özel",
    "source_row": 17,
    "expected_title": "Ücret, Komisyon ve Bankacılık Hizmetleri Gelirleri / İşletme Giderleri (%)"
  },
  "status": "available",
  "status_message": "Veriler, elle başlatılan yenilemede kaynaktan alındı. Otomatik veya anlık veri akışı sunulmaz.",
  "notes": [
    "Oranlar, BDDK'nin resmî aylık arayüzündeki tablodan alınır. Yeniden hesaplanmaz veya tarafımızca yıllıklandırılmaz.",
    "Banka grupları birbiriyle örtüşebilir. Bu nedenle grup toplamları birbiriyle toplanmamalıdır.",
    "Verinin ait olduğu ay ile yayımlanma tarihi farklıdır. Seri anahtarları, birimler ve grup adları her veri alımında denetlenir."
  ],
  "history_policy": {
    "mode": "source_full",
    "completeness": "unverified",
    "start": "2003-01-01"
  },
  "presentation": {
    "subtitle": "BDDK aylık bülteni · Yerli özel bankalar; oran ve birim tanımı kaynaktaki gibidir",
    "source_credit": "BDDK"
  },
  "preferred_chart": "line",
  "observations": [
    {
      "date": "2003-01-31",
      "value": 0.0
    },
    {
      "date": "2003-02-28",
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    },
    {
      "date": "2003-03-31",
      "value": 0.0
    },
    {
      "date": "2003-04-30",
      "value": 0.0
    },
    {
      "date": "2003-05-31",
      "value": 0.0
    },
    {
      "date": "2003-06-30",
      "value": 0.0
    },
    {
      "date": "2003-07-31",
      "value": 0.0
    },
    {
      "date": "2003-08-31",
      "value": 0.0
    },
    {
      "date": "2003-09-30",
      "value": 0.0
    },
    {
      "date": "2003-10-31",
      "value": 0.0
    },
    {
      "date": "2003-11-30",
      "value": 0.0
    },
    {
      "date": "2003-12-31",
      "value": 0.0
    },
    {
      "date": "2004-01-31",
      "value": 72.863495
    },
    {
      "date": "2004-02-29",
      "value": 63.492493
    },
    {
      "date": "2004-03-31",
      "value": 61.281962
    },
    {
      "date": "2004-04-30",
      "value": 60.843597
    },
    {
      "date": "2004-05-31",
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      "date": "2004-06-30",
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      "date": "2004-07-31",
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      "date": "2004-08-31",
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