{
  "id": "bddk-monthly-10005-ratio-15",
  "slug": "bddk-monthly-10005-ratio-15",
  "enabled": true,
  "title": "Yerli özel bankalar · İşletme giderleri / ortalama toplam aktifler (%)",
  "short_title": "Yerli özel bankalar · İşletme giderleri / ortalama toplam aktifler (%)",
  "description": "BDDK aylık bülteninde yerli özel bankalar için yayımlanan gösterge: İşletme giderleri / ortalama toplam aktifler (%).",
  "category": "banking",
  "unit": "%",
  "frequency": "monthly",
  "precision": 2,
  "source": {
    "name": "BDDK Aylık Bülten",
    "producer": "BDDK",
    "url": "https://www.bddk.org.tr/BultenAylik/",
    "access": "public_frontend_undocumented"
  },
  "adapter": "bddk_monthly",
  "adapter_options": {
    "group": "10005",
    "group_name": "Yerli Özel",
    "source_row": 15,
    "expected_title": "İşletme Giderleri / Ortalama Toplam Aktifler (%)"
  },
  "status": "available",
  "status_message": "Veriler, elle başlatılan yenilemede kaynaktan alındı. Otomatik veya anlık veri akışı sunulmaz.",
  "notes": [
    "Oranlar, BDDK'nin resmî aylık arayüzündeki tablodan alınır. Yeniden hesaplanmaz veya tarafımızca yıllıklandırılmaz.",
    "Banka grupları birbiriyle örtüşebilir. Bu nedenle grup toplamları birbiriyle toplanmamalıdır.",
    "Verinin ait olduğu ay ile yayımlanma tarihi farklıdır. Seri anahtarları, birimler ve grup adları her veri alımında denetlenir."
  ],
  "history_policy": {
    "mode": "source_full",
    "completeness": "unverified",
    "start": "2003-01-01"
  },
  "presentation": {
    "subtitle": "BDDK aylık bülteni · Yerli özel bankalar; oran ve birim tanımı kaynaktaki gibidir",
    "source_credit": "BDDK"
  },
  "preferred_chart": "line",
  "observations": [
    {
      "date": "2003-01-31",
      "value": 0.0
    },
    {
      "date": "2003-02-28",
      "value": 0.0
    },
    {
      "date": "2003-03-31",
      "value": 0.0
    },
    {
      "date": "2003-04-30",
      "value": 0.0
    },
    {
      "date": "2003-05-31",
      "value": 0.0
    },
    {
      "date": "2003-06-30",
      "value": 0.0
    },
    {
      "date": "2003-07-31",
      "value": 0.0
    },
    {
      "date": "2003-08-31",
      "value": 0.0
    },
    {
      "date": "2003-09-30",
      "value": 0.0
    },
    {
      "date": "2003-10-31",
      "value": 0.0
    },
    {
      "date": "2003-11-30",
      "value": 0.0
    },
    {
      "date": "2003-12-31",
      "value": 0.0
    },
    {
      "date": "2004-01-31",
      "value": 0.294764
    },
    {
      "date": "2004-02-29",
      "value": 0.604627
    },
    {
      "date": "2004-03-31",
      "value": 0.981628
    },
    {
      "date": "2004-04-30",
      "value": 1.332105
    },
    {
      "date": "2004-05-31",
      "value": 1.631253
    },
    {
      "date": "2004-06-30",
      "value": 1.936896
    },
    {
      "date": "2004-07-31",
      "value": 2.227085
    },
    {
      "date": "2004-08-31",
      "value": 2.548619
    },
    {
      "date": "2004-09-30",
      "value": 2.929679
    },
    {
      "date": "2004-10-31",
      "value": 3.318539
    },
    {
      "date": "2004-11-30",
      "value": 3.617415
    },
    {
      "date": "2004-12-31",
      "value": 4.036998
    },
    {
      "date": "2005-01-31",
      "value": 0.257232
    },
    {
      "date": "2005-02-28",
      "value": 0.55121
    },
    {
      "date": "2005-03-31",
      "value": 0.881708
    },
    {
      "date": "2005-04-30",
      "value": 1.199308
    },
    {
      "date": "2005-05-31",
      "value": 1.497816
    },
    {
      "date": "2005-06-30",
      "value": 1.820218
    },
    {
      "date": "2005-07-31",
      "value": 2.044308
    },
    {
      "date": "2005-08-31",
      "value": 2.336168
    },
    {
      "date": "2005-09-30",
      "value": 2.699489
    },
    {
      "date": "2005-10-31",
      "value": 2.968587
    },
    {
      "date": "2005-11-30",
      "value": 3.285578
    },
    {
      "date": "2005-12-31",
      "value": 3.999074
    },
    {
      "date": "2006-01-31",
      "value": 0.244512
    },
    {
      "date": "2006-02-28",
      "value": 0.511727
    },
    {
      "date": "2006-03-31",
      "value": 0.790527
    },
    {
      "date": "2006-04-30",
      "value": 1.168236
    },
    {
      "date": "2006-05-31",
      "value": 1.407038
    },
    {
      "date": "2006-06-30",
      "value": 1.61601
    },
    {
      "date": "2006-07-31",
      "value": 1.841269
    },
    {
      "date": "2006-08-31",
      "value": 2.115357
    },
    {
      "date": "2006-09-30",
      "value": 2.355028
    },
    {
      "date": "2006-10-31",
      "value": 2.773794
    },
    {
      "date": "2006-11-30",
      "value": 3.018101
    },
    {
      "date": "2006-12-31",
      "value": 3.295153
    },
    {
      "date": "2007-01-31",
      "value": 0.230874
    },
    {
      "date": "2007-02-28",
      "value": 0.468828
    },
    {
      "date": "2007-03-31",
      "value": 0.71432
    },
    {
      "date": "2007-04-30",
      "value": 0.971588
    },
    {
      "date": "2007-05-31",
      "value": 1.224653
    },
    {
      "date": "2007-06-30",
      "value": 1.488806
    },
    {
      "date": "2007-07-31",
      "value": 1.73369
    },
    {
      "date": "2007-08-31",
      "value": 2.000866
    },
    {
      "date": "2007-09-30",
      "value": 2.243824
    },
    {
      "date": "2007-10-31",
      "value": 2.503557
    },
    {
      "date": "2007-11-30",
      "value": 2.762572
    },
    {
      "date": "2007-12-31",
      "value": 3.071371
    },
    {
      "date": "2008-01-31",
      "value": 0.242275
    },
    {
      "date": "2008-02-29",
      "value": 0.493636
    },
    {
      "date": "2008-03-31",
      "value": 0.77156
    },
    {
      "date": "2008-04-30",
      "value": 1.041961
    },
    {
      "date": "2008-05-31",
      "value": 1.288202
    },
    {
      "date": "2008-06-30",
      "value": 1.620961
    },
    {
      "date": "2008-07-31",
      "value": 1.879516
    },
    {
      "date": "2008-08-31",
      "value": 2.153875
    },
    {
      "date": "2008-09-30",
      "value": 2.418608
    },
    {
      "date": "2008-10-31",
      "value": 2.64022
    },
    {
      "date": "2008-11-30",
      "value": 2.874109
    },
    {
      "date": "2008-12-31",
      "value": 3.148812
    },
    {
      "date": "2009-01-31",
      "value": 0.212164
    },
    {
      "date": "2009-02-28",
      "value": 0.435458
    },
    {
      "date": "2009-03-31",
      "value": 0.661195
    },
    {
      "date": "2009-04-30",
      "value": 0.923059
    },
    {
      "date": "2009-05-31",
      "value": 1.146889
    },
    {
      "date": "2009-06-30",
      "value": 1.369461
    },
    {
      "date": "2009-07-31",
      "value": 1.599113
    },
    {
      "date": "2009-08-31",
      "value": 1.842876
    },
    {
      "date": "2009-09-30",
      "value": 2.059194
    },
    {
      "date": "2009-10-31",
      "value": 2.270368
    },
    {
      "date": "2009-11-30",
      "value": 2.499401
    },
    {
      "date": "2009-12-31",
      "value": 2.74817
    },
    {
      "date": "2010-01-31",
      "value": 0.221831
    },
    {
      "date": "2010-02-28",
      "value": 0.436011
    },
    {
      "date": "2010-03-31",
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      "date": "2010-04-30",
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    {
      "date": "2010-05-31",
      "value": 1.110675
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    {
      "date": "2010-06-30",
      "value": 1.319068
    },
    {
      "date": "2010-07-31",
      "value": 1.530769
    },
    {
      "date": "2010-08-31",
      "value": 1.760195
    },
    {
      "date": "2010-09-30",
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    },
    {
      "date": "2010-10-31",
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    {
      "date": "2010-11-30",
      "value": 2.392733
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    {
      "date": "2010-12-31",
      "value": 2.622275
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    {
      "date": "2011-01-31",
      "value": 0.181417
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    {
      "date": "2011-02-28",
      "value": 0.369949
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    {
      "date": "2011-03-31",
      "value": 0.570663
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    {
      "date": "2011-04-30",
      "value": 0.785935
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    {
      "date": "2011-05-31",
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      "date": "2011-06-30",
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      "date": "2011-07-31",
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      "date": "2011-08-31",
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      "date": "2011-09-30",
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      "date": "2011-10-31",
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      "date": "2011-11-30",
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      "date": "2011-12-31",
      "value": 2.286875
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    {
      "date": "2012-01-31",
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      "date": "2012-02-29",
      "value": 0.35856
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      "date": "2012-03-31",
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      "date": "2012-12-31",
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      "date": "2013-12-31",
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      "date": "2014-01-31",
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      "date": "2014-03-31",
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      "date": "2014-09-30",
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      "date": "2014-10-31",
      "value": 1.746728
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      "date": "2014-11-30",
      "value": 1.917703
    },
    {
      "date": "2014-12-31",
      "value": 2.130938
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    {
      "date": "2015-01-31",
      "value": 0.159363
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      "date": "2015-02-28",
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      "date": "2015-03-31",
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      "date": "2015-04-30",
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      "date": "2015-05-31",
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      "date": "2015-06-30",
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      "date": "2015-07-31",
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      "date": "2015-08-31",
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      "date": "2015-09-30",
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      "date": "2015-10-31",
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      "date": "2015-11-30",
      "value": 1.757816
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      "date": "2015-12-31",
      "value": 1.981288
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    {
      "date": "2016-01-31",
      "value": 0.151309
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      "date": "2016-02-29",
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    {
      "date": "2016-03-31",
      "value": 0.472864
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    {
      "date": "2016-04-30",
      "value": 0.637683
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    {
      "date": "2016-05-31",
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      "date": "2016-06-30",
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      "date": "2016-07-31",
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      "date": "2016-08-31",
      "value": 1.243163
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    {
      "date": "2016-09-30",
      "value": 1.412951
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    {
      "date": "2016-10-31",
      "value": 1.567031
    },
    {
      "date": "2016-11-30",
      "value": 1.720085
    },
    {
      "date": "2016-12-31",
      "value": 1.914064
    },
    {
      "date": "2017-01-31",
      "value": 0.136412
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    {
      "date": "2017-02-28",
      "value": 0.280308
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    {
      "date": "2017-03-31",
      "value": 0.432538
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      "date": "2017-04-30",
      "value": 0.594327
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      "date": "2017-05-31",
      "value": 0.749309
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    {
      "date": "2017-06-30",
      "value": 0.897864
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    {
      "date": "2017-07-31",
      "value": 1.04869
    },
    {
      "date": "2017-08-31",
      "value": 1.1984
    },
    {
      "date": "2017-09-30",
      "value": 1.341653
    },
    {
      "date": "2017-10-31",
      "value": 1.486059
    },
    {
      "date": "2017-11-30",
      "value": 1.629275
    },
    {
      "date": "2017-12-31",
      "value": 1.836088
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    {
      "date": "2018-01-31",
      "value": 0.136127
    },
    {
      "date": "2018-02-28",
      "value": 0.277728
    },
    {
      "date": "2018-03-31",
      "value": 0.426138
    },
    {
      "date": "2018-04-30",
      "value": 0.582075
    },
    {
      "date": "2018-05-31",
      "value": 0.737334
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      "date": "2018-06-30",
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      "date": "2018-07-31",
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      "date": "2018-08-31",
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      "date": "2018-09-30",
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    {
      "date": "2018-10-31",
      "value": 1.377766
    },
    {
      "date": "2018-11-30",
      "value": 1.521334
    },
    {
      "date": "2018-12-31",
      "value": 1.729551
    },
    {
      "date": "2019-01-31",
      "value": 0.149283
    },
    {
      "date": "2019-02-28",
      "value": 0.301827
    },
    {
      "date": "2019-03-31",
      "value": 0.451669
    },
    {
      "date": "2019-04-30",
      "value": 0.63944
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    {
      "date": "2019-05-31",
      "value": 0.795785
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    {
      "date": "2019-06-30",
      "value": 0.940676
    },
    {
      "date": "2019-07-31",
      "value": 1.095997
    },
    {
      "date": "2019-08-31",
      "value": 1.243837
    },
    {
      "date": "2019-09-30",
      "value": 1.408431
    },
    {
      "date": "2019-10-31",
      "value": 1.565865
    },
    {
      "date": "2019-11-30",
      "value": 1.719671
    },
    {
      "date": "2019-12-31",
      "value": 1.969422
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    {
      "date": "2020-01-31",
      "value": 0.156847
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    {
      "date": "2020-02-29",
      "value": 0.313474
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    {
      "date": "2020-03-31",
      "value": 0.466103
    },
    {
      "date": "2020-04-30",
      "value": 0.656937
    },
    {
      "date": "2020-05-31",
      "value": 0.796373
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    {
      "date": "2020-06-30",
      "value": 0.936608
    },
    {
      "date": "2020-07-31",
      "value": 1.073937
    },
    {
      "date": "2020-08-31",
      "value": 1.204651
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    {
      "date": "2020-09-30",
      "value": 1.342735
    },
    {
      "date": "2020-10-31",
      "value": 1.477093
    },
    {
      "date": "2020-11-30",
      "value": 1.621846
    },
    {
      "date": "2020-12-31",
      "value": 1.839415
    },
    {
      "date": "2021-01-31",
      "value": 0.146711
    },
    {
      "date": "2021-02-28",
      "value": 0.288411
    },
    {
      "date": "2021-03-31",
      "value": 0.425848
    },
    {
      "date": "2021-04-30",
      "value": 0.596939
    },
    {
      "date": "2021-05-31",
      "value": 0.738368
    },
    {
      "date": "2021-06-30",
      "value": 0.882136
    },
    {
      "date": "2021-07-31",
      "value": 1.023982
    },
    {
      "date": "2021-08-31",
      "value": 1.165923
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    {
      "date": "2021-09-30",
      "value": 1.307062
    },
    {
      "date": "2021-10-31",
      "value": 1.448534
    },
    {
      "date": "2021-11-30",
      "value": 1.566548
    },
    {
      "date": "2021-12-31",
      "value": 1.824484
    },
    {
      "date": "2022-01-31",
      "value": 0.154277
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    {
      "date": "2022-02-28",
      "value": 0.297365
    },
    {
      "date": "2022-03-31",
      "value": 0.439748
    },
    {
      "date": "2022-04-30",
      "value": 0.604799
    },
    {
      "date": "2022-05-31",
      "value": 0.743281
    },
    {
      "date": "2022-06-30",
      "value": 0.896681
    },
    {
      "date": "2022-07-31",
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}