{
  "id": "bddk-monthly-10004-ratio-15",
  "slug": "bddk-monthly-10004-ratio-15",
  "enabled": true,
  "title": "Kalkınma ve yatırım bankaları · İşletme giderleri / ortalama toplam aktifler (%)",
  "short_title": "Kalkınma ve yatırım bankaları · İşletme giderleri / ortalama toplam aktifler (%)",
  "description": "BDDK aylık bülteninde kalkınma ve yatırım bankaları için yayımlanan gösterge: İşletme giderleri / ortalama toplam aktifler (%).",
  "category": "banking",
  "unit": "%",
  "frequency": "monthly",
  "precision": 2,
  "source": {
    "name": "BDDK Aylık Bülten",
    "producer": "BDDK",
    "url": "https://www.bddk.org.tr/BultenAylik/",
    "access": "public_frontend_undocumented"
  },
  "adapter": "bddk_monthly",
  "adapter_options": {
    "group": "10004",
    "group_name": "Kalkınma ve Yatırım",
    "source_row": 15,
    "expected_title": "İşletme Giderleri / Ortalama Toplam Aktifler (%)"
  },
  "status": "available",
  "status_message": "Veriler, elle başlatılan yenilemede kaynaktan alındı. Otomatik veya anlık veri akışı sunulmaz.",
  "notes": [
    "Oranlar, BDDK'nin resmî aylık arayüzündeki tablodan alınır. Yeniden hesaplanmaz veya tarafımızca yıllıklandırılmaz.",
    "Banka grupları birbiriyle örtüşebilir. Bu nedenle grup toplamları birbiriyle toplanmamalıdır.",
    "Verinin ait olduğu ay ile yayımlanma tarihi farklıdır. Seri anahtarları, birimler ve grup adları her veri alımında denetlenir."
  ],
  "history_policy": {
    "mode": "source_full",
    "completeness": "unverified",
    "start": "2003-01-01"
  },
  "presentation": {
    "subtitle": "BDDK aylık bülteni · Kalkınma ve yatırım bankaları; oran ve birim tanımı kaynaktaki gibidir",
    "source_credit": "BDDK"
  },
  "preferred_chart": "line",
  "observations": [
    {
      "date": "2003-01-31",
      "value": 0.0
    },
    {
      "date": "2003-02-28",
      "value": 0.0
    },
    {
      "date": "2003-03-31",
      "value": 0.0
    },
    {
      "date": "2003-04-30",
      "value": 0.0
    },
    {
      "date": "2003-05-31",
      "value": 0.0
    },
    {
      "date": "2003-06-30",
      "value": 0.0
    },
    {
      "date": "2003-07-31",
      "value": 0.0
    },
    {
      "date": "2003-08-31",
      "value": 0.0
    },
    {
      "date": "2003-09-30",
      "value": 0.0
    },
    {
      "date": "2003-10-31",
      "value": 0.0
    },
    {
      "date": "2003-11-30",
      "value": 0.0
    },
    {
      "date": "2003-12-31",
      "value": 0.0
    },
    {
      "date": "2004-01-31",
      "value": 0.208398
    },
    {
      "date": "2004-02-29",
      "value": 0.417118
    },
    {
      "date": "2004-03-31",
      "value": 0.61979
    },
    {
      "date": "2004-04-30",
      "value": 0.813196
    },
    {
      "date": "2004-05-31",
      "value": 1.004052
    },
    {
      "date": "2004-06-30",
      "value": 1.184587
    },
    {
      "date": "2004-07-31",
      "value": 1.387835
    },
    {
      "date": "2004-08-31",
      "value": 1.565897
    },
    {
      "date": "2004-09-30",
      "value": 1.755169
    },
    {
      "date": "2004-10-31",
      "value": 1.942805
    },
    {
      "date": "2004-11-30",
      "value": 2.117596
    },
    {
      "date": "2004-12-31",
      "value": 2.38198
    },
    {
      "date": "2005-01-31",
      "value": 0.189353
    },
    {
      "date": "2005-02-28",
      "value": 0.377151
    },
    {
      "date": "2005-03-31",
      "value": 0.587332
    },
    {
      "date": "2005-04-30",
      "value": 0.755883
    },
    {
      "date": "2005-05-31",
      "value": 0.923922
    },
    {
      "date": "2005-06-30",
      "value": 1.135654
    },
    {
      "date": "2005-07-31",
      "value": 1.291646
    },
    {
      "date": "2005-08-31",
      "value": 1.470934
    },
    {
      "date": "2005-09-30",
      "value": 1.715965
    },
    {
      "date": "2005-10-31",
      "value": 1.854289
    },
    {
      "date": "2005-11-30",
      "value": 2.033501
    },
    {
      "date": "2005-12-31",
      "value": 2.331627
    },
    {
      "date": "2006-01-31",
      "value": 0.202096
    },
    {
      "date": "2006-02-28",
      "value": 0.375206
    },
    {
      "date": "2006-03-31",
      "value": 0.532194
    },
    {
      "date": "2006-04-30",
      "value": 0.703203
    },
    {
      "date": "2006-05-31",
      "value": 0.865086
    },
    {
      "date": "2006-06-30",
      "value": 1.060904
    },
    {
      "date": "2006-07-31",
      "value": 1.246781
    },
    {
      "date": "2006-08-31",
      "value": 1.413916
    },
    {
      "date": "2006-09-30",
      "value": 1.569446
    },
    {
      "date": "2006-10-31",
      "value": 1.746718
    },
    {
      "date": "2006-11-30",
      "value": 1.915292
    },
    {
      "date": "2006-12-31",
      "value": 2.338796
    },
    {
      "date": "2007-01-31",
      "value": 0.204182
    },
    {
      "date": "2007-02-28",
      "value": 0.383632
    },
    {
      "date": "2007-03-31",
      "value": 0.563987
    },
    {
      "date": "2007-04-30",
      "value": 0.727952
    },
    {
      "date": "2007-05-31",
      "value": 0.89261
    },
    {
      "date": "2007-06-30",
      "value": 1.086055
    },
    {
      "date": "2007-07-31",
      "value": 1.268929
    },
    {
      "date": "2007-08-31",
      "value": 1.415442
    },
    {
      "date": "2007-09-30",
      "value": 1.5811
    },
    {
      "date": "2007-10-31",
      "value": 1.764033
    },
    {
      "date": "2007-11-30",
      "value": 1.922013
    },
    {
      "date": "2007-12-31",
      "value": 2.145248
    },
    {
      "date": "2008-01-31",
      "value": 0.206308
    },
    {
      "date": "2008-02-29",
      "value": 0.37491
    },
    {
      "date": "2008-03-31",
      "value": 0.529883
    },
    {
      "date": "2008-04-30",
      "value": 0.692366
    },
    {
      "date": "2008-05-31",
      "value": 0.856591
    },
    {
      "date": "2008-06-30",
      "value": 1.043799
    },
    {
      "date": "2008-07-31",
      "value": 1.230388
    },
    {
      "date": "2008-08-31",
      "value": 1.389305
    },
    {
      "date": "2008-09-30",
      "value": 1.557715
    },
    {
      "date": "2008-10-31",
      "value": 1.717491
    },
    {
      "date": "2008-11-30",
      "value": 1.856142
    },
    {
      "date": "2008-12-31",
      "value": 2.061676
    },
    {
      "date": "2009-01-31",
      "value": 0.164305
    },
    {
      "date": "2009-02-28",
      "value": 0.307888
    },
    {
      "date": "2009-03-31",
      "value": 0.460811
    },
    {
      "date": "2009-04-30",
      "value": 0.609036
    },
    {
      "date": "2009-05-31",
      "value": 0.773378
    },
    {
      "date": "2009-06-30",
      "value": 0.933739
    },
    {
      "date": "2009-07-31",
      "value": 1.082668
    },
    {
      "date": "2009-08-31",
      "value": 1.225565
    },
    {
      "date": "2009-09-30",
      "value": 1.365414
    },
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      "date": "2009-10-31",
      "value": 1.522007
    },
    {
      "date": "2009-11-30",
      "value": 1.651047
    },
    {
      "date": "2009-12-31",
      "value": 1.864191
    },
    {
      "date": "2010-01-31",
      "value": 0.154493
    },
    {
      "date": "2010-02-28",
      "value": 0.305348
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      "date": "2010-03-31",
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      "date": "2010-04-30",
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      "date": "2010-05-31",
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      "date": "2010-06-30",
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    {
      "date": "2010-07-31",
      "value": 1.04357
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    {
      "date": "2010-08-31",
      "value": 1.183123
    },
    {
      "date": "2010-09-30",
      "value": 1.337402
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    {
      "date": "2010-10-31",
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      "date": "2010-11-30",
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      "date": "2010-12-31",
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    {
      "date": "2011-01-31",
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      "date": "2011-02-28",
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      "date": "2011-03-31",
      "value": 0.430165
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    {
      "date": "2011-04-30",
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    {
      "date": "2011-05-31",
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      "date": "2011-06-30",
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      "date": "2011-07-31",
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      "date": "2011-08-31",
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      "date": "2011-09-30",
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      "date": "2011-10-31",
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      "date": "2011-11-30",
      "value": 1.577579
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      "date": "2011-12-31",
      "value": 1.750538
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    {
      "date": "2012-01-31",
      "value": 0.146927
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    {
      "date": "2012-02-29",
      "value": 0.277651
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      "date": "2012-03-31",
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      "date": "2012-12-31",
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      "date": "2014-01-31",
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      "date": "2014-02-28",
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      "date": "2014-03-31",
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      "date": "2014-04-30",
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      "date": "2014-09-30",
      "value": 0.945314
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      "date": "2014-10-31",
      "value": 1.065358
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    {
      "date": "2014-11-30",
      "value": 1.205331
    },
    {
      "date": "2014-12-31",
      "value": 1.342131
    },
    {
      "date": "2015-01-31",
      "value": 0.124706
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    {
      "date": "2015-02-28",
      "value": 0.208529
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    {
      "date": "2015-03-31",
      "value": 0.321636
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      "date": "2015-04-30",
      "value": 0.43069
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      "date": "2015-05-31",
      "value": 0.526521
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      "date": "2015-06-30",
      "value": 0.663638
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      "date": "2015-07-31",
      "value": 0.762026
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    {
      "date": "2015-08-31",
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      "date": "2015-09-30",
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      "date": "2015-10-31",
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      "date": "2015-11-30",
      "value": 1.111368
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    {
      "date": "2015-12-31",
      "value": 1.224621
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    {
      "date": "2016-01-31",
      "value": 0.095463
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    {
      "date": "2016-02-29",
      "value": 0.174066
    },
    {
      "date": "2016-03-31",
      "value": 0.262531
    },
    {
      "date": "2016-04-30",
      "value": 0.357076
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    {
      "date": "2016-05-31",
      "value": 0.443303
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      "date": "2016-06-30",
      "value": 0.559457
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      "date": "2016-07-31",
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      "date": "2016-08-31",
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    {
      "date": "2016-09-30",
      "value": 0.806811
    },
    {
      "date": "2016-10-31",
      "value": 0.890246
    },
    {
      "date": "2016-11-30",
      "value": 0.960357
    },
    {
      "date": "2016-12-31",
      "value": 1.052629
    },
    {
      "date": "2017-01-31",
      "value": 0.07725
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    {
      "date": "2017-02-28",
      "value": 0.145892
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      "date": "2017-03-31",
      "value": 0.216168
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      "date": "2017-04-30",
      "value": 0.29686
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      "date": "2017-05-31",
      "value": 0.411578
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      "date": "2017-06-30",
      "value": 0.484431
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    {
      "date": "2017-07-31",
      "value": 0.564273
    },
    {
      "date": "2017-08-31",
      "value": 0.632929
    },
    {
      "date": "2017-09-30",
      "value": 0.696159
    },
    {
      "date": "2017-10-31",
      "value": 0.776029
    },
    {
      "date": "2017-11-30",
      "value": 0.836785
    },
    {
      "date": "2017-12-31",
      "value": 0.941989
    },
    {
      "date": "2018-01-31",
      "value": 0.068373
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    {
      "date": "2018-02-28",
      "value": 0.131099
    },
    {
      "date": "2018-03-31",
      "value": 0.197164
    },
    {
      "date": "2018-04-30",
      "value": 0.268058
    },
    {
      "date": "2018-05-31",
      "value": 0.382007
    },
    {
      "date": "2018-06-30",
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      "date": "2018-07-31",
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    {
      "date": "2018-08-31",
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      "date": "2018-09-30",
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      "date": "2018-10-31",
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    {
      "date": "2018-11-30",
      "value": 0.712574
    },
    {
      "date": "2018-12-31",
      "value": 0.775606
    },
    {
      "date": "2019-01-31",
      "value": 0.063634
    },
    {
      "date": "2019-02-28",
      "value": 0.113964
    },
    {
      "date": "2019-03-31",
      "value": 0.165161
    },
    {
      "date": "2019-04-30",
      "value": 0.223525
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    {
      "date": "2019-05-31",
      "value": 0.288382
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    {
      "date": "2019-06-30",
      "value": 0.397091
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    {
      "date": "2019-07-31",
      "value": 0.460905
    },
    {
      "date": "2019-08-31",
      "value": 0.51388
    },
    {
      "date": "2019-09-30",
      "value": 0.567134
    },
    {
      "date": "2019-10-31",
      "value": 0.641753
    },
    {
      "date": "2019-11-30",
      "value": 0.711963
    },
    {
      "date": "2019-12-31",
      "value": 0.774117
    },
    {
      "date": "2020-01-31",
      "value": 0.0575
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    {
      "date": "2020-02-29",
      "value": 0.109366
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    {
      "date": "2020-03-31",
      "value": 0.159271
    },
    {
      "date": "2020-04-30",
      "value": 0.213572
    },
    {
      "date": "2020-05-31",
      "value": 0.279993
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    {
      "date": "2020-06-30",
      "value": 0.334031
    },
    {
      "date": "2020-07-31",
      "value": 0.385726
    },
    {
      "date": "2020-08-31",
      "value": 0.429667
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    {
      "date": "2020-09-30",
      "value": 0.477905
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      "date": "2020-10-31",
      "value": 0.538776
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    {
      "date": "2020-11-30",
      "value": 0.584074
    },
    {
      "date": "2020-12-31",
      "value": 0.677275
    },
    {
      "date": "2021-01-31",
      "value": 0.054598
    },
    {
      "date": "2021-02-28",
      "value": 0.092396
    },
    {
      "date": "2021-03-31",
      "value": 0.158254
    },
    {
      "date": "2021-04-30",
      "value": 0.207059
    },
    {
      "date": "2021-05-31",
      "value": 0.278157
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    {
      "date": "2021-06-30",
      "value": 0.324431
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    {
      "date": "2021-07-31",
      "value": 0.372271
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    {
      "date": "2021-08-31",
      "value": 0.422165
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    {
      "date": "2021-09-30",
      "value": 0.469779
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    {
      "date": "2021-10-31",
      "value": 0.531791
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    {
      "date": "2021-11-30",
      "value": 0.578276
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    {
      "date": "2021-12-31",
      "value": 0.671265
    },
    {
      "date": "2022-01-31",
      "value": 0.065624
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    {
      "date": "2022-02-28",
      "value": 0.11773
    },
    {
      "date": "2022-03-31",
      "value": 0.181187
    },
    {
      "date": "2022-04-30",
      "value": 0.245822
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    {
      "date": "2022-05-31",
      "value": 0.312575
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    {
      "date": "2022-06-30",
      "value": 0.372398
    },
    {
      "date": "2022-07-31",
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}