{
  "id": "bddk-monthly-10002-ratio-7",
  "slug": "bddk-monthly-10002-ratio-7",
  "enabled": true,
  "title": "Mevduat bankaları · Vergi öncesi kâr (zarar) / ortalama toplam aktifler (%)",
  "short_title": "Mevduat bankaları · Vergi öncesi kâr (zarar) / ortalama toplam aktifler (%)",
  "description": "BDDK aylık bülteninde mevduat bankaları için yayımlanan gösterge: Vergi öncesi kâr (zarar) / ortalama toplam aktifler (%).",
  "category": "banking",
  "unit": "%",
  "frequency": "monthly",
  "precision": 2,
  "source": {
    "name": "BDDK Aylık Bülten",
    "producer": "BDDK",
    "url": "https://www.bddk.org.tr/BultenAylik/",
    "access": "public_frontend_undocumented"
  },
  "adapter": "bddk_monthly",
  "adapter_options": {
    "group": "10002",
    "group_name": "Mevduat",
    "source_row": 7,
    "expected_title": "Vergi Öncesi Kar (Zarar) / Ortalama Toplam Aktifler (%)"
  },
  "status": "available",
  "status_message": "Veriler, elle başlatılan yenilemede kaynaktan alındı. Otomatik veya anlık veri akışı sunulmaz.",
  "notes": [
    "Oranlar, BDDK'nin resmî aylık arayüzündeki tablodan alınır. Yeniden hesaplanmaz veya tarafımızca yıllıklandırılmaz.",
    "Banka grupları birbiriyle örtüşebilir. Bu nedenle grup toplamları birbiriyle toplanmamalıdır.",
    "Verinin ait olduğu ay ile yayımlanma tarihi farklıdır. Seri anahtarları, birimler ve grup adları her veri alımında denetlenir."
  ],
  "history_policy": {
    "mode": "source_full",
    "completeness": "unverified",
    "start": "2003-01-01"
  },
  "presentation": {
    "subtitle": "BDDK aylık bülteni · Mevduat bankaları; oran ve birim tanımı kaynaktaki gibidir",
    "source_credit": "BDDK"
  },
  "preferred_chart": "line",
  "observations": [
    {
      "date": "2003-01-31",
      "value": 0.142214
    },
    {
      "date": "2003-02-28",
      "value": 0.394684
    },
    {
      "date": "2003-03-31",
      "value": 0.631522
    },
    {
      "date": "2003-04-30",
      "value": 0.931293
    },
    {
      "date": "2003-05-31",
      "value": 1.376359
    },
    {
      "date": "2003-06-30",
      "value": 1.685175
    },
    {
      "date": "2003-07-31",
      "value": 2.102451
    },
    {
      "date": "2003-08-31",
      "value": 2.630495
    },
    {
      "date": "2003-09-30",
      "value": 2.790042
    },
    {
      "date": "2003-10-31",
      "value": 3.155127
    },
    {
      "date": "2003-11-30",
      "value": 3.363023
    },
    {
      "date": "2003-12-31",
      "value": 3.50384
    },
    {
      "date": "2004-01-31",
      "value": 0.250378
    },
    {
      "date": "2004-02-29",
      "value": 0.51122
    },
    {
      "date": "2004-03-31",
      "value": 0.734363
    },
    {
      "date": "2004-04-30",
      "value": 0.683634
    },
    {
      "date": "2004-05-31",
      "value": 0.956969
    },
    {
      "date": "2004-06-30",
      "value": 1.364208
    },
    {
      "date": "2004-07-31",
      "value": 1.793532
    },
    {
      "date": "2004-08-31",
      "value": 2.124214
    },
    {
      "date": "2004-09-30",
      "value": 2.247945
    },
    {
      "date": "2004-10-31",
      "value": 2.510624
    },
    {
      "date": "2004-11-30",
      "value": 3.12407
    },
    {
      "date": "2004-12-31",
      "value": 3.319869
    },
    {
      "date": "2005-01-31",
      "value": 0.452059
    },
    {
      "date": "2005-02-28",
      "value": 0.828177
    },
    {
      "date": "2005-03-31",
      "value": 0.986712
    },
    {
      "date": "2005-04-30",
      "value": 1.280278
    },
    {
      "date": "2005-05-31",
      "value": 1.699519
    },
    {
      "date": "2005-06-30",
      "value": 1.844173
    },
    {
      "date": "2005-07-31",
      "value": 2.154142
    },
    {
      "date": "2005-08-31",
      "value": 2.442562
    },
    {
      "date": "2005-09-30",
      "value": 1.901746
    },
    {
      "date": "2005-10-31",
      "value": 2.217342
    },
    {
      "date": "2005-11-30",
      "value": 2.487197
    },
    {
      "date": "2005-12-31",
      "value": 2.512242
    },
    {
      "date": "2006-01-31",
      "value": 0.330454
    },
    {
      "date": "2006-02-28",
      "value": 0.55946
    },
    {
      "date": "2006-03-31",
      "value": 0.833622
    },
    {
      "date": "2006-04-30",
      "value": 1.071673
    },
    {
      "date": "2006-05-31",
      "value": 1.25889
    },
    {
      "date": "2006-06-30",
      "value": 1.500366
    },
    {
      "date": "2006-07-31",
      "value": 1.814756
    },
    {
      "date": "2006-08-31",
      "value": 2.194865
    },
    {
      "date": "2006-09-30",
      "value": 2.409627
    },
    {
      "date": "2006-10-31",
      "value": 2.82929
    },
    {
      "date": "2006-11-30",
      "value": 2.986036
    },
    {
      "date": "2006-12-31",
      "value": 3.201852
    },
    {
      "date": "2007-01-31",
      "value": 0.282499
    },
    {
      "date": "2007-02-28",
      "value": 0.514319
    },
    {
      "date": "2007-03-31",
      "value": 0.815605
    },
    {
      "date": "2007-04-30",
      "value": 1.089835
    },
    {
      "date": "2007-05-31",
      "value": 1.457372
    },
    {
      "date": "2007-06-30",
      "value": 1.86805
    },
    {
      "date": "2007-07-31",
      "value": 2.144528
    },
    {
      "date": "2007-08-31",
      "value": 2.39585
    },
    {
      "date": "2007-09-30",
      "value": 2.679671
    },
    {
      "date": "2007-10-31",
      "value": 3.004622
    },
    {
      "date": "2007-11-30",
      "value": 3.212951
    },
    {
      "date": "2007-12-31",
      "value": 3.313731
    },
    {
      "date": "2008-01-31",
      "value": 0.268988
    },
    {
      "date": "2008-02-29",
      "value": 0.471525
    },
    {
      "date": "2008-03-31",
      "value": 0.797528
    },
    {
      "date": "2008-04-30",
      "value": 1.106701
    },
    {
      "date": "2008-05-31",
      "value": 1.400888
    },
    {
      "date": "2008-06-30",
      "value": 1.634517
    },
    {
      "date": "2008-07-31",
      "value": 1.832253
    },
    {
      "date": "2008-08-31",
      "value": 2.007992
    },
    {
      "date": "2008-09-30",
      "value": 2.127954
    },
    {
      "date": "2008-10-31",
      "value": 2.21694
    },
    {
      "date": "2008-11-30",
      "value": 2.383274
    },
    {
      "date": "2008-12-31",
      "value": 2.404283
    },
    {
      "date": "2009-01-31",
      "value": 0.274561
    },
    {
      "date": "2009-02-28",
      "value": 0.533203
    },
    {
      "date": "2009-03-31",
      "value": 0.851956
    },
    {
      "date": "2009-04-30",
      "value": 1.193382
    },
    {
      "date": "2009-05-31",
      "value": 1.503981
    },
    {
      "date": "2009-06-30",
      "value": 1.813842
    },
    {
      "date": "2009-07-31",
      "value": 2.076606
    },
    {
      "date": "2009-08-31",
      "value": 2.316483
    },
    {
      "date": "2009-09-30",
      "value": 2.545558
    },
    {
      "date": "2009-10-31",
      "value": 2.804688
    },
    {
      "date": "2009-11-30",
      "value": 3.014785
    },
    {
      "date": "2009-12-31",
      "value": 3.235142
    },
    {
      "date": "2010-01-31",
      "value": 0.317642
    },
    {
      "date": "2010-02-28",
      "value": 0.547758
    },
    {
      "date": "2010-03-31",
      "value": 0.943852
    },
    {
      "date": "2010-04-30",
      "value": 1.269286
    },
    {
      "date": "2010-05-31",
      "value": 1.512414
    },
    {
      "date": "2010-06-30",
      "value": 1.754672
    },
    {
      "date": "2010-07-31",
      "value": 1.936302
    },
    {
      "date": "2010-08-31",
      "value": 2.12234
    },
    {
      "date": "2010-09-30",
      "value": 2.366457
    },
    {
      "date": "2010-10-31",
      "value": 2.614558
    },
    {
      "date": "2010-11-30",
      "value": 2.823778
    },
    {
      "date": "2010-12-31",
      "value": 3.033927
    },
    {
      "date": "2011-01-31",
      "value": 0.190722
    },
    {
      "date": "2011-02-28",
      "value": 0.379386
    },
    {
      "date": "2011-03-31",
      "value": 0.66782
    },
    {
      "date": "2011-04-30",
      "value": 0.825486
    },
    {
      "date": "2011-05-31",
      "value": 0.990328
    },
    {
      "date": "2011-06-30",
      "value": 1.207781
    },
    {
      "date": "2011-07-31",
      "value": 1.376611
    },
    {
      "date": "2011-08-31",
      "value": 1.440145
    },
    {
      "date": "2011-09-30",
      "value": 1.636882
    },
    {
      "date": "2011-10-31",
      "value": 1.837669
    },
    {
      "date": "2011-11-30",
      "value": 2.01779
    },
    {
      "date": "2011-12-31",
      "value": 2.20162
    },
    {
      "date": "2012-01-31",
      "value": 0.19231
    },
    {
      "date": "2012-02-29",
      "value": 0.350641
    },
    {
      "date": "2012-03-31",
      "value": 0.609256
    },
    {
      "date": "2012-04-30",
      "value": 0.780314
    },
    {
      "date": "2012-05-31",
      "value": 0.973471
    },
    {
      "date": "2012-06-30",
      "value": 1.170662
    },
    {
      "date": "2012-07-31",
      "value": 1.354066
    },
    {
      "date": "2012-08-31",
      "value": 1.526327
    },
    {
      "date": "2012-09-30",
      "value": 1.717819
    },
    {
      "date": "2012-10-31",
      "value": 1.945642
    },
    {
      "date": "2012-11-30",
      "value": 2.17158
    },
    {
      "date": "2012-12-31",
      "value": 2.357736
    },
    {
      "date": "2013-01-31",
      "value": 0.24019
    },
    {
      "date": "2013-02-28",
      "value": 0.404396
    },
    {
      "date": "2013-03-31",
      "value": 0.656119
    },
    {
      "date": "2013-04-30",
      "value": 0.830845
    },
    {
      "date": "2013-05-31",
      "value": 1.037815
    },
    {
      "date": "2013-06-30",
      "value": 1.231295
    },
    {
      "date": "2013-07-31",
      "value": 1.461666
    },
    {
      "date": "2013-08-31",
      "value": 1.558139
    },
    {
      "date": "2013-09-30",
      "value": 1.690268
    },
    {
      "date": "2013-10-31",
      "value": 1.822308
    },
    {
      "date": "2013-11-30",
      "value": 1.93873
    },
    {
      "date": "2013-12-31",
      "value": 2.034382
    },
    {
      "date": "2014-01-31",
      "value": 0.100296
    },
    {
      "date": "2014-02-28",
      "value": 0.220237
    },
    {
      "date": "2014-03-31",
      "value": 0.404873
    },
    {
      "date": "2014-04-30",
      "value": 0.508481
    },
    {
      "date": "2014-05-31",
      "value": 0.680296
    },
    {
      "date": "2014-06-30",
      "value": 0.859495
    },
    {
      "date": "2014-07-31",
      "value": 0.998062
    },
    {
      "date": "2014-08-31",
      "value": 1.147334
    },
    {
      "date": "2014-09-30",
      "value": 1.300544
    },
    {
      "date": "2014-10-31",
      "value": 1.441444
    },
    {
      "date": "2014-11-30",
      "value": 1.566764
    },
    {
      "date": "2014-12-31",
      "value": 1.739975
    },
    {
      "date": "2015-01-31",
      "value": 0.127709
    },
    {
      "date": "2015-02-28",
      "value": 0.210466
    },
    {
      "date": "2015-03-31",
      "value": 0.411004
    },
    {
      "date": "2015-04-30",
      "value": 0.503913
    },
    {
      "date": "2015-05-31",
      "value": 0.649874
    },
    {
      "date": "2015-06-30",
      "value": 0.801286
    },
    {
      "date": "2015-07-31",
      "value": 0.900774
    },
    {
      "date": "2015-08-31",
      "value": 0.944339
    },
    {
      "date": "2015-09-30",
      "value": 1.080962
    },
    {
      "date": "2015-10-31",
      "value": 1.224137
    },
    {
      "date": "2015-11-30",
      "value": 1.372308
    },
    {
      "date": "2015-12-31",
      "value": 1.490746
    },
    {
      "date": "2016-01-31",
      "value": 0.131859
    },
    {
      "date": "2016-02-29",
      "value": 0.243395
    },
    {
      "date": "2016-03-31",
      "value": 0.433773
    },
    {
      "date": "2016-04-30",
      "value": 0.578607
    },
    {
      "date": "2016-05-31",
      "value": 0.740829
    },
    {
      "date": "2016-06-30",
      "value": 0.983461
    },
    {
      "date": "2016-07-31",
      "value": 1.162622
    },
    {
      "date": "2016-08-31",
      "value": 1.352616
    },
    {
      "date": "2016-09-30",
      "value": 1.475765
    },
    {
      "date": "2016-10-31",
      "value": 1.635143
    },
    {
      "date": "2016-11-30",
      "value": 1.789658
    },
    {
      "date": "2016-12-31",
      "value": 1.908553
    },
    {
      "date": "2017-01-31",
      "value": 0.169783
    },
    {
      "date": "2017-02-28",
      "value": 0.381964
    },
    {
      "date": "2017-03-31",
      "value": 0.597104
    },
    {
      "date": "2017-04-30",
      "value": 0.778111
    },
    {
      "date": "2017-05-31",
      "value": 0.937807
    },
    {
      "date": "2017-06-30",
      "value": 1.115282
    },
    {
      "date": "2017-07-31",
      "value": 1.268288
    },
    {
      "date": "2017-08-31",
      "value": 1.438957
    },
    {
      "date": "2017-09-30",
      "value": 1.600306
    },
    {
      "date": "2017-10-31",
      "value": 1.74848
    },
    {
      "date": "2017-11-30",
      "value": 1.905583
    },
    {
      "date": "2017-12-31",
      "value": 2.048227
    },
    {
      "date": "2018-01-31",
      "value": 0.188463
    },
    {
      "date": "2018-02-28",
      "value": 0.335669
    },
    {
      "date": "2018-03-31",
      "value": 0.530653
    },
    {
      "date": "2018-04-30",
      "value": 0.708076
    },
    {
      "date": "2018-05-31",
      "value": 0.870532
    },
    {
      "date": "2018-06-30",
      "value": 1.04919
    },
    {
      "date": "2018-07-31",
      "value": 1.190465
    },
    {
      "date": "2018-08-31",
      "value": 1.284281
    },
    {
      "date": "2018-09-30",
      "value": 1.380037
    },
    {
      "date": "2018-10-31",
      "value": 1.512814
    },
    {
      "date": "2018-11-30",
      "value": 1.663978
    },
    {
      "date": "2018-12-31",
      "value": 1.75261
    },
    {
      "date": "2019-01-31",
      "value": 0.095193
    },
    {
      "date": "2019-02-28",
      "value": 0.192917
    },
    {
      "date": "2019-03-31",
      "value": 0.368772
    },
    {
      "date": "2019-04-30",
      "value": 0.454285
    },
    {
      "date": "2019-05-31",
      "value": 0.537733
    },
    {
      "date": "2019-06-30",
      "value": 0.679812
    },
    {
      "date": "2019-07-31",
      "value": 0.781607
    },
    {
      "date": "2019-08-31",
      "value": 0.905172
    },
    {
      "date": "2019-09-30",
      "value": 1.009031
    },
    {
      "date": "2019-10-31",
      "value": 1.159064
    },
    {
      "date": "2019-11-30",
      "value": 1.308032
    },
    {
      "date": "2019-12-31",
      "value": 1.374209
    },
    {
      "date": "2020-01-31",
      "value": 0.230624
    },
    {
      "date": "2020-02-29",
      "value": 0.416912
    },
    {
      "date": "2020-03-31",
      "value": 0.415904
    },
    {
      "date": "2020-04-30",
      "value": 0.492554
    },
    {
      "date": "2020-05-31",
      "value": 0.685128
    },
    {
      "date": "2020-06-30",
      "value": 0.77796
    },
    {
      "date": "2020-07-31",
      "value": 0.97712
    },
    {
      "date": "2020-08-31",
      "value": 1.037654
    },
    {
      "date": "2020-09-30",
      "value": 1.09509
    },
    {
      "date": "2020-10-31",
      "value": 1.162426
    },
    {
      "date": "2020-11-30",
      "value": 1.317296
    },
    {
      "date": "2020-12-31",
      "value": 1.33769
    },
    {
      "date": "2021-01-31",
      "value": 0.075896
    },
    {
      "date": "2021-02-28",
      "value": 0.162847
    },
    {
      "date": "2021-03-31",
      "value": 0.297927
    },
    {
      "date": "2021-04-30",
      "value": 0.36458
    },
    {
      "date": "2021-05-31",
      "value": 0.422921
    },
    {
      "date": "2021-06-30",
      "value": 0.590795
    },
    {
      "date": "2021-07-31",
      "value": 0.709576
    },
    {
      "date": "2021-08-31",
      "value": 0.863403
    },
    {
      "date": "2021-09-30",
      "value": 1.036052
    },
    {
      "date": "2021-10-31",
      "value": 1.193589
    },
    {
      "date": "2021-11-30",
      "value": 1.334212
    },
    {
      "date": "2021-12-31",
      "value": 1.634138
    },
    {
      "date": "2022-01-31",
      "value": 0.282048
    },
    {
      "date": "2022-02-28",
      "value": 0.537512
    },
    {
      "date": "2022-03-31",
      "value": 0.911308
    },
    {
      "date": "2022-04-30",
      "value": 1.30236
    },
    {
      "date": "2022-05-31",
      "value": 1.695511
    },
    {
      "date": "2022-06-30",
      "value": 2.137869
    },
    {
      "date": "2022-07-31",
      "value": 2.574052
    },
    {
      "date": "2022-08-31",
      "value": 3.069871
    },
    {
      "date": "2022-09-30",
      "value": 3.487442
    },
    {
      "date": "2022-10-31",
      "value": 4.02249
    },
    {
      "date": "2022-11-30",
      "value": 4.573098
    },
    {
      "date": "2022-12-31",
      "value": 5.001389
    },
    {
      "date": "2023-01-31",
      "value": 0.337902
    },
    {
      "date": "2023-02-28",
      "value": 0.549125
    },
    {
      "date": "2023-03-31",
      "value": 0.802762
    },
    {
      "date": "2023-04-30",
      "value": 1.063688
    },
    {
      "date": "2023-05-31",
      "value": 1.374032
    },
    {
      "date": "2023-06-30",
      "value": 1.794349
    },
    {
      "date": "2023-07-31",
      "value": 2.023689
    },
    {
      "date": "2023-08-31",
      "value": 2.415786
    },
    {
      "date": "2023-09-30",
      "value": 3.035672
    },
    {
      "date": "2023-10-31",
      "value": 3.260825
    },
    {
      "date": "2023-11-30",
      "value": 3.529223
    },
    {
      "date": "2023-12-31",
      "value": 3.721992
    },
    {
      "date": "2024-01-31",
      "value": 0.100393
    },
    {
      "date": "2024-02-29",
      "value": 0.273975
    },
    {
      "date": "2024-03-31",
      "value": 0.627889
    },
    {
      "date": "2024-04-30",
      "value": 0.724834
    },
    {
      "date": "2024-05-31",
      "value": 0.885764
    },
    {
      "date": "2024-06-30",
      "value": 1.167487
    },
    {
      "date": "2024-07-31",
      "value": 1.287911
    },
    {
      "date": "2024-08-31",
      "value": 1.397875
    },
    {
      "date": "2024-09-30",
      "value": 1.681959
    },
    {
      "date": "2024-10-31",
      "value": 1.904763
    },
    {
      "date": "2024-11-30",
      "value": 2.160893
    },
    {
      "date": "2024-12-31",
      "value": 2.436544
    },
    {
      "date": "2025-01-31",
      "value": 0.151375
    },
    {
      "date": "2025-02-28",
      "value": 0.365937
    },
    {
      "date": "2025-03-31",
      "value": 0.667281
    },
    {
      "date": "2025-04-30",
      "value": 0.81198
    },
    {
      "date": "2025-05-31",
      "value": 0.984701
    },
    {
      "date": "2025-06-30",
      "value": 1.254858
    },
    {
      "date": "2025-07-31",
      "value": 1.395712
    },
    {
      "date": "2025-08-31",
      "value": 1.625732
    },
    {
      "date": "2025-09-30",
      "value": 1.921647
    },
    {
      "date": "2025-10-31",
      "value": 2.140808
    },
    {
      "date": "2025-11-30",
      "value": 2.400181
    },
    {
      "date": "2025-12-31",
      "value": 2.741978
    },
    {
      "date": "2026-01-31",
      "value": 0.23263
    },
    {
      "date": "2026-02-28",
      "value": 0.430212
    },
    {
      "date": "2026-03-31",
      "value": 0.71982
    },
    {
      "date": "2026-04-30",
      "value": 0.866786
    },
    {
      "date": "2026-05-31",
      "value": 0.993477
    },
    {
      "date": "2026-06-30",
      "value": 1.204152
    },
    {
      "date": "2026-07-31",
      "value": 1.344391
    },
    {
      "date": "2026-08-31",
      "value": 1.504703
    }
  ],
  "retrieved_at": "2026-10-24T16:45:21Z",
  "reference_period": "2026-08-31",
  "coverage": {
    "first": "2003-01-31",
    "last": "2026-08-31",
    "observations": 284,
    "completeness": "source_response"
  }
}
