{
  "id": "bddk-monthly-10002-ratio-31",
  "slug": "bddk-monthly-10002-ratio-31",
  "enabled": true,
  "title": "Mevduat bankaları · Risk ağırlıklı kalemler toplamı (net) / risk ağırlıklı kalemler toplamı (brüt) (%)",
  "short_title": "Mevduat bankaları · Risk ağırlıklı kalemler toplamı (net) / risk ağırlıklı kalemler toplamı (brüt) (%)",
  "description": "BDDK aylık bülteninde mevduat bankaları için yayımlanan gösterge: Risk ağırlıklı kalemler toplamı (net) / risk ağırlıklı kalemler toplamı (brüt) (%).",
  "category": "banking",
  "unit": "%",
  "frequency": "monthly",
  "precision": 2,
  "source": {
    "name": "BDDK Aylık Bülten",
    "producer": "BDDK",
    "url": "https://www.bddk.org.tr/BultenAylik/",
    "access": "public_frontend_undocumented"
  },
  "adapter": "bddk_monthly",
  "adapter_options": {
    "group": "10002",
    "group_name": "Mevduat",
    "source_row": 31,
    "expected_title": "Risk Ağırlıklı Kalemler Toplamı (Net) / Risk Ağırlıklı Kalemler Toplamı (Brüt) (%)"
  },
  "status": "available",
  "status_message": "Veriler, elle başlatılan yenilemede kaynaktan alındı. Otomatik veya anlık veri akışı sunulmaz.",
  "notes": [
    "Oranlar, BDDK'nin resmî aylık arayüzündeki tablodan alınır. Yeniden hesaplanmaz veya tarafımızca yıllıklandırılmaz.",
    "Banka grupları birbiriyle örtüşebilir. Bu nedenle grup toplamları birbiriyle toplanmamalıdır.",
    "Verinin ait olduğu ay ile yayımlanma tarihi farklıdır. Seri anahtarları, birimler ve grup adları her veri alımında denetlenir."
  ],
  "history_policy": {
    "mode": "source_full",
    "completeness": "unverified",
    "start": "2003-01-01"
  },
  "presentation": {
    "subtitle": "BDDK aylık bülteni · Mevduat bankaları; oran ve birim tanımı kaynaktaki gibidir",
    "source_credit": "BDDK"
  },
  "preferred_chart": "line",
  "observations": [
    {
      "date": "2003-01-31",
      "value": 44.216498
    },
    {
      "date": "2003-02-28",
      "value": 44.295418
    },
    {
      "date": "2003-03-31",
      "value": 41.609931
    },
    {
      "date": "2003-04-30",
      "value": 44.289866
    },
    {
      "date": "2003-05-31",
      "value": 41.682817
    },
    {
      "date": "2003-06-30",
      "value": 44.348827
    },
    {
      "date": "2003-07-31",
      "value": 47.222729
    },
    {
      "date": "2003-08-31",
      "value": 44.074736
    },
    {
      "date": "2003-09-30",
      "value": 44.607123
    },
    {
      "date": "2003-10-31",
      "value": 46.070401
    },
    {
      "date": "2003-11-30",
      "value": 46.976132
    },
    {
      "date": "2003-12-31",
      "value": 46.523547
    },
    {
      "date": "2004-01-31",
      "value": 47.269441
    },
    {
      "date": "2004-02-29",
      "value": 47.533388
    },
    {
      "date": "2004-03-31",
      "value": 48.363458
    },
    {
      "date": "2004-04-30",
      "value": 48.92563
    },
    {
      "date": "2004-05-31",
      "value": 49.711296
    },
    {
      "date": "2004-06-30",
      "value": 49.879934
    },
    {
      "date": "2004-07-31",
      "value": 50.890607
    },
    {
      "date": "2004-08-31",
      "value": 50.797839
    },
    {
      "date": "2004-09-30",
      "value": 50.465256
    },
    {
      "date": "2004-10-31",
      "value": 51.403889
    },
    {
      "date": "2004-11-30",
      "value": 51.410722
    },
    {
      "date": "2004-12-31",
      "value": 50.206384
    },
    {
      "date": "2005-01-31",
      "value": 52.312054
    },
    {
      "date": "2005-02-28",
      "value": 51.9653
    },
    {
      "date": "2005-03-31",
      "value": 52.345552
    },
    {
      "date": "2005-04-30",
      "value": 52.545012
    },
    {
      "date": "2005-05-31",
      "value": 53.297547
    },
    {
      "date": "2005-06-30",
      "value": 51.986269
    },
    {
      "date": "2005-07-31",
      "value": 52.520061
    },
    {
      "date": "2005-08-31",
      "value": 52.123283
    },
    {
      "date": "2005-09-30",
      "value": 52.239799
    },
    {
      "date": "2005-10-31",
      "value": 53.913048
    },
    {
      "date": "2005-11-30",
      "value": 51.972089
    },
    {
      "date": "2005-12-31",
      "value": 50.574679
    },
    {
      "date": "2006-01-31",
      "value": 52.625422
    },
    {
      "date": "2006-02-28",
      "value": 53.511041
    },
    {
      "date": "2006-03-31",
      "value": 53.54272
    },
    {
      "date": "2006-04-30",
      "value": 55.085591
    },
    {
      "date": "2006-05-31",
      "value": 55.689936
    },
    {
      "date": "2006-06-30",
      "value": 55.771161
    },
    {
      "date": "2006-07-31",
      "value": 56.649731
    },
    {
      "date": "2006-08-31",
      "value": 56.365156
    },
    {
      "date": "2006-09-30",
      "value": 55.787024
    },
    {
      "date": "2006-10-31",
      "value": 56.562966
    },
    {
      "date": "2006-11-30",
      "value": 47.283534
    },
    {
      "date": "2006-12-31",
      "value": 46.463402
    },
    {
      "date": "2007-01-31",
      "value": 49.442946
    },
    {
      "date": "2007-02-28",
      "value": 50.031195
    },
    {
      "date": "2007-03-31",
      "value": 50.046073
    },
    {
      "date": "2007-04-30",
      "value": 50.874791
    },
    {
      "date": "2007-05-31",
      "value": 51.444113
    },
    {
      "date": "2007-06-30",
      "value": 54.1643
    },
    {
      "date": "2007-07-31",
      "value": 54.944666
    },
    {
      "date": "2007-08-31",
      "value": 54.906309
    },
    {
      "date": "2007-09-30",
      "value": 54.716558
    },
    {
      "date": "2007-10-31",
      "value": 55.722478
    },
    {
      "date": "2007-11-30",
      "value": 56.406078
    },
    {
      "date": "2007-12-31",
      "value": 55.915752
    },
    {
      "date": "2008-01-31",
      "value": 65.975493
    },
    {
      "date": "2008-02-29",
      "value": 67.352732
    },
    {
      "date": "2008-03-31",
      "value": 65.924592
    },
    {
      "date": "2008-04-30",
      "value": 66.855497
    },
    {
      "date": "2008-05-31",
      "value": 66.873945
    },
    {
      "date": "2008-06-30",
      "value": 68.661328
    },
    {
      "date": "2008-07-31",
      "value": 68.576646
    },
    {
      "date": "2008-08-31",
      "value": 69.728391
    },
    {
      "date": "2008-09-30",
      "value": 65.280102
    },
    {
      "date": "2008-10-31",
      "value": 63.628668
    },
    {
      "date": "2008-11-30",
      "value": 62.991257
    },
    {
      "date": "2008-12-31",
      "value": 61.464306
    },
    {
      "date": "2009-01-31",
      "value": 63.344049
    },
    {
      "date": "2009-02-28",
      "value": 63.10088
    },
    {
      "date": "2009-03-31",
      "value": 61.822092
    },
    {
      "date": "2009-04-30",
      "value": 62.361128
    },
    {
      "date": "2009-05-31",
      "value": 62.201928
    },
    {
      "date": "2009-06-30",
      "value": 61.740436
    },
    {
      "date": "2009-07-31",
      "value": 62.094445
    },
    {
      "date": "2009-08-31",
      "value": 61.470656
    },
    {
      "date": "2009-09-30",
      "value": 59.980788
    },
    {
      "date": "2009-10-31",
      "value": 60.83309
    },
    {
      "date": "2009-11-30",
      "value": 61.129431
    },
    {
      "date": "2009-12-31",
      "value": 60.60983
    },
    {
      "date": "2010-01-31",
      "value": 63.404449
    },
    {
      "date": "2010-02-28",
      "value": 63.718491
    },
    {
      "date": "2010-03-31",
      "value": 63.551817
    },
    {
      "date": "2010-04-30",
      "value": 64.23401
    },
    {
      "date": "2010-05-31",
      "value": 64.481955
    },
    {
      "date": "2010-06-30",
      "value": 64.352522
    },
    {
      "date": "2010-07-31",
      "value": 65.006409
    },
    {
      "date": "2010-08-31",
      "value": 65.840466
    },
    {
      "date": "2010-09-30",
      "value": 65.958126
    },
    {
      "date": "2010-10-31",
      "value": 66.27421
    },
    {
      "date": "2010-11-30",
      "value": 66.056574
    },
    {
      "date": "2010-12-31",
      "value": 66.039141
    },
    {
      "date": "2011-01-31",
      "value": 66.444135
    },
    {
      "date": "2011-02-28",
      "value": 66.175446
    },
    {
      "date": "2011-03-31",
      "value": 67.010802
    },
    {
      "date": "2011-04-30",
      "value": 66.500849
    },
    {
      "date": "2011-05-31",
      "value": 66.155639
    },
    {
      "date": "2011-06-30",
      "value": 66.465112
    },
    {
      "date": "2011-07-31",
      "value": 66.751162
    },
    {
      "date": "2011-08-31",
      "value": 67.422004
    },
    {
      "date": "2011-09-30",
      "value": 68.097141
    },
    {
      "date": "2011-10-31",
      "value": 68.106407
    },
    {
      "date": "2011-11-30",
      "value": 68.914261
    },
    {
      "date": "2011-12-31",
      "value": 69.116231
    },
    {
      "date": "2012-01-31",
      "value": 70.074791
    },
    {
      "date": "2012-02-29",
      "value": 70.541354
    },
    {
      "date": "2012-03-31",
      "value": 71.508646
    },
    {
      "date": "2012-04-30",
      "value": 71.424272
    },
    {
      "date": "2012-05-31",
      "value": 72.055052
    },
    {
      "date": "2012-06-30",
      "value": 72.337905
    },
    {
      "date": "2012-07-31",
      "value": 67.23237
    },
    {
      "date": "2012-08-31",
      "value": 66.818071
    },
    {
      "date": "2012-09-30",
      "value": 67.359809
    },
    {
      "date": "2012-10-31",
      "value": 67.209466
    },
    {
      "date": "2012-11-30",
      "value": 66.123764
    },
    {
      "date": "2012-12-31",
      "value": 65.649568
    },
    {
      "date": "2013-01-31",
      "value": 66.442235
    },
    {
      "date": "2013-02-28",
      "value": 66.626473
    },
    {
      "date": "2013-03-31",
      "value": 66.269905
    },
    {
      "date": "2013-04-30",
      "value": 66.835916
    },
    {
      "date": "2013-05-31",
      "value": 67.467803
    },
    {
      "date": "2013-06-30",
      "value": 68.235668
    },
    {
      "date": "2013-07-31",
      "value": 68.96302
    },
    {
      "date": "2013-08-31",
      "value": 68.04415
    },
    {
      "date": "2013-09-30",
      "value": 68.189614
    },
    {
      "date": "2013-10-31",
      "value": 69.770732
    },
    {
      "date": "2013-11-30",
      "value": 70.302316
    },
    {
      "date": "2013-12-31",
      "value": 69.867725
    },
    {
      "date": "2014-01-31",
      "value": 70.219718
    },
    {
      "date": "2014-02-28",
      "value": 68.663419
    },
    {
      "date": "2014-03-31",
      "value": 68.142162
    },
    {
      "date": "2014-04-30",
      "value": 68.685796
    },
    {
      "date": "2014-05-31",
      "value": 68.675261
    },
    {
      "date": "2014-06-30",
      "value": 68.831092
    },
    {
      "date": "2014-07-31",
      "value": 69.29647
    },
    {
      "date": "2014-08-31",
      "value": 69.2108
    },
    {
      "date": "2014-09-30",
      "value": 69.226162
    },
    {
      "date": "2014-10-31",
      "value": 69.379224
    },
    {
      "date": "2014-11-30",
      "value": 69.296808
    },
    {
      "date": "2014-12-31",
      "value": 69.195824
    },
    {
      "date": "2015-01-31",
      "value": 69.308184
    },
    {
      "date": "2015-02-28",
      "value": 69.456634
    },
    {
      "date": "2015-03-31",
      "value": 68.925461
    },
    {
      "date": "2015-04-30",
      "value": 69.032172
    },
    {
      "date": "2015-05-31",
      "value": 69.367732
    },
    {
      "date": "2015-06-30",
      "value": 69.127658
    },
    {
      "date": "2015-07-31",
      "value": 69.501214
    },
    {
      "date": "2015-08-31",
      "value": 69.204528
    },
    {
      "date": "2015-09-30",
      "value": 68.856385
    },
    {
      "date": "2015-10-31",
      "value": 68.944025
    },
    {
      "date": "2015-11-30",
      "value": 69.113211
    },
    {
      "date": "2015-12-31",
      "value": 68.970462
    },
    {
      "date": "2016-01-31",
      "value": 69.633124
    },
    {
      "date": "2016-02-29",
      "value": 69.129843
    },
    {
      "date": "2016-03-31",
      "value": 31.433003
    },
    {
      "date": "2016-04-30",
      "value": 31.460802
    },
    {
      "date": "2016-05-31",
      "value": 31.427087
    },
    {
      "date": "2016-06-30",
      "value": 31.37103
    },
    {
      "date": "2016-07-31",
      "value": 31.313293
    },
    {
      "date": "2016-08-31",
      "value": 31.346611
    },
    {
      "date": "2016-09-30",
      "value": 31.335596
    },
    {
      "date": "2016-10-31",
      "value": 31.332316
    },
    {
      "date": "2016-11-30",
      "value": 31.289362
    },
    {
      "date": "2016-12-31",
      "value": 43.441769
    },
    {
      "date": "2017-01-31",
      "value": 44.090123
    },
    {
      "date": "2017-02-28",
      "value": 67.328609
    },
    {
      "date": "2017-03-31",
      "value": 66.912752
    },
    {
      "date": "2017-04-30",
      "value": 43.006502
    },
    {
      "date": "2017-05-31",
      "value": 42.703765
    },
    {
      "date": "2017-06-30",
      "value": 42.425831
    },
    {
      "date": "2017-07-31",
      "value": 42.506411
    },
    {
      "date": "2017-08-31",
      "value": 42.605447
    },
    {
      "date": "2017-09-30",
      "value": 42.35361
    },
    {
      "date": "2017-10-31",
      "value": 42.362734
    },
    {
      "date": "2017-11-30",
      "value": 42.409516
    },
    {
      "date": "2017-12-31",
      "value": 64.634668
    },
    {
      "date": "2018-01-31",
      "value": 65.269777
    },
    {
      "date": "2018-02-28",
      "value": 65.231218
    },
    {
      "date": "2018-03-31",
      "value": 65.219074
    },
    {
      "date": "2018-04-30",
      "value": 65.514361
    },
    {
      "date": "2018-05-31",
      "value": 65.345518
    },
    {
      "date": "2018-06-30",
      "value": 63.367005
    },
    {
      "date": "2018-07-31",
      "value": 63.780029
    },
    {
      "date": "2018-08-31",
      "value": 64.711026
    },
    {
      "date": "2018-09-30",
      "value": 65.066023
    },
    {
      "date": "2018-10-31",
      "value": 64.992487
    },
    {
      "date": "2018-11-30",
      "value": 64.961016
    },
    {
      "date": "2018-12-31",
      "value": 64.736708
    },
    {
      "date": "2019-01-31",
      "value": 65.231805
    },
    {
      "date": "2019-02-28",
      "value": 65.307661
    },
    {
      "date": "2019-03-31",
      "value": 65.099302
    },
    {
      "date": "2019-04-30",
      "value": 65.466286
    },
    {
      "date": "2019-05-31",
      "value": 65.180189
    },
    {
      "date": "2019-06-30",
      "value": 64.87968
    },
    {
      "date": "2019-07-31",
      "value": 64.884892
    },
    {
      "date": "2019-08-31",
      "value": 65.273448
    },
    {
      "date": "2019-09-30",
      "value": 64.783584
    },
    {
      "date": "2019-10-31",
      "value": 64.821242
    },
    {
      "date": "2019-11-30",
      "value": 64.998203
    },
    {
      "date": "2019-12-31",
      "value": 65.505075
    },
    {
      "date": "2020-01-31",
      "value": 66.051089
    },
    {
      "date": "2020-02-29",
      "value": 66.485032
    },
    {
      "date": "2020-03-31",
      "value": 66.389322
    },
    {
      "date": "2020-04-30",
      "value": 62.296368
    },
    {
      "date": "2020-05-31",
      "value": 61.762402
    },
    {
      "date": "2020-06-30",
      "value": 61.903272
    },
    {
      "date": "2020-07-31",
      "value": 61.826543
    },
    {
      "date": "2020-08-31",
      "value": 61.286124
    },
    {
      "date": "2020-09-30",
      "value": 61.073935
    },
    {
      "date": "2020-10-31",
      "value": 61.474127
    },
    {
      "date": "2020-11-30",
      "value": 61.014223
    },
    {
      "date": "2020-12-31",
      "value": 59.926878
    },
    {
      "date": "2021-01-31",
      "value": 60.554178
    },
    {
      "date": "2021-02-28",
      "value": 60.724198
    },
    {
      "date": "2021-03-31",
      "value": 60.229933
    },
    {
      "date": "2021-04-30",
      "value": 59.87501
    },
    {
      "date": "2021-05-31",
      "value": 59.925834
    },
    {
      "date": "2021-06-30",
      "value": 60.035207
    },
    {
      "date": "2021-07-31",
      "value": 60.344918
    },
    {
      "date": "2021-08-31",
      "value": 60.257844
    },
    {
      "date": "2021-09-30",
      "value": 60.627985
    },
    {
      "date": "2021-10-31",
      "value": 60.769723
    },
    {
      "date": "2021-11-30",
      "value": 59.815517
    },
    {
      "date": "2021-12-31",
      "value": 58.537377
    },
    {
      "date": "2022-01-31",
      "value": 59.472213
    },
    {
      "date": "2022-02-28",
      "value": 59.94033
    },
    {
      "date": "2022-03-31",
      "value": 59.225006
    },
    {
      "date": "2022-04-30",
      "value": 59.044486
    },
    {
      "date": "2022-05-31",
      "value": 59.628063
    },
    {
      "date": "2022-06-30",
      "value": 58.615179
    },
    {
      "date": "2022-07-31",
      "value": 59.378205
    },
    {
      "date": "2022-08-31",
      "value": 59.919505
    },
    {
      "date": "2022-09-30",
      "value": 59.829947
    },
    {
      "date": "2022-10-31",
      "value": 60.180479
    },
    {
      "date": "2022-11-30",
      "value": 60.617624
    },
    {
      "date": "2022-12-31",
      "value": 60.643255
    },
    {
      "date": "2023-01-31",
      "value": 60.162221
    },
    {
      "date": "2023-02-28",
      "value": 59.969073
    },
    {
      "date": "2023-03-31",
      "value": 59.136883
    },
    {
      "date": "2023-04-30",
      "value": 59.736827
    },
    {
      "date": "2023-05-31",
      "value": 60.25428
    },
    {
      "date": "2023-06-30",
      "value": 59.24425
    },
    {
      "date": "2023-07-31",
      "value": 59.005013
    },
    {
      "date": "2023-08-31",
      "value": 59.519534
    },
    {
      "date": "2023-09-30",
      "value": 58.25318
    },
    {
      "date": "2023-10-31",
      "value": 58.768078
    },
    {
      "date": "2023-11-30",
      "value": 58.752144
    },
    {
      "date": "2023-12-31",
      "value": 58.079621
    },
    {
      "date": "2024-01-31",
      "value": 59.664921
    },
    {
      "date": "2024-02-29",
      "value": 60.390542
    },
    {
      "date": "2024-03-31",
      "value": 59.251902
    },
    {
      "date": "2024-04-30",
      "value": 59.644905
    },
    {
      "date": "2024-05-31",
      "value": 58.977994
    },
    {
      "date": "2024-06-30",
      "value": 58.262411
    },
    {
      "date": "2024-07-31",
      "value": 59.44527
    },
    {
      "date": "2024-08-31",
      "value": 59.57025
    },
    {
      "date": "2024-09-30",
      "value": 54.839916
    },
    {
      "date": "2024-10-31",
      "value": 54.59451
    },
    {
      "date": "2024-11-30",
      "value": 54.571268
    },
    {
      "date": "2024-12-31",
      "value": 51.300028
    },
    {
      "date": "2025-01-31",
      "value": 52.30163
    },
    {
      "date": "2025-02-28",
      "value": 52.363931
    },
    {
      "date": "2025-03-31",
      "value": 52.42908
    },
    {
      "date": "2025-04-30",
      "value": 53.198446
    },
    {
      "date": "2025-05-31",
      "value": 53.305396
    },
    {
      "date": "2025-06-30",
      "value": 53.293705
    },
    {
      "date": "2025-07-31",
      "value": 52.98238
    },
    {
      "date": "2025-08-31",
      "value": 52.850425
    },
    {
      "date": "2025-09-30",
      "value": 52.675902
    },
    {
      "date": "2025-10-31",
      "value": 53.316568
    },
    {
      "date": "2025-11-30",
      "value": 53.504556
    },
    {
      "date": "2025-12-31",
      "value": 53.187872
    },
    {
      "date": "2026-01-31",
      "value": 53.641326
    },
    {
      "date": "2026-02-28",
      "value": 54.308607
    },
    {
      "date": "2026-03-31",
      "value": 54.092954
    },
    {
      "date": "2026-04-30",
      "value": 55.211665
    },
    {
      "date": "2026-05-31",
      "value": 54.216687
    },
    {
      "date": "2026-06-30",
      "value": 54.29605
    },
    {
      "date": "2026-07-31",
      "value": 53.845087
    },
    {
      "date": "2026-08-31",
      "value": 53.56073
    }
  ],
  "retrieved_at": "2026-10-24T16:45:21Z",
  "reference_period": "2026-08-31",
  "coverage": {
    "first": "2003-01-31",
    "last": "2026-08-31",
    "observations": 284,
    "completeness": "source_response"
  }
}
