{
  "id": "bddk-monthly-10002-ratio-15",
  "slug": "bddk-monthly-10002-ratio-15",
  "enabled": true,
  "title": "Mevduat bankaları · İşletme giderleri / ortalama toplam aktifler (%)",
  "short_title": "Mevduat bankaları · İşletme giderleri / ortalama toplam aktifler (%)",
  "description": "BDDK aylık bülteninde mevduat bankaları için yayımlanan gösterge: İşletme giderleri / ortalama toplam aktifler (%).",
  "category": "banking",
  "unit": "%",
  "frequency": "monthly",
  "precision": 2,
  "source": {
    "name": "BDDK Aylık Bülten",
    "producer": "BDDK",
    "url": "https://www.bddk.org.tr/BultenAylik/",
    "access": "public_frontend_undocumented"
  },
  "adapter": "bddk_monthly",
  "adapter_options": {
    "group": "10002",
    "group_name": "Mevduat",
    "source_row": 15,
    "expected_title": "İşletme Giderleri / Ortalama Toplam Aktifler (%)"
  },
  "status": "available",
  "status_message": "Veriler, elle başlatılan yenilemede kaynaktan alındı. Otomatik veya anlık veri akışı sunulmaz.",
  "notes": [
    "Oranlar, BDDK'nin resmî aylık arayüzündeki tablodan alınır. Yeniden hesaplanmaz veya tarafımızca yıllıklandırılmaz.",
    "Banka grupları birbiriyle örtüşebilir. Bu nedenle grup toplamları birbiriyle toplanmamalıdır.",
    "Verinin ait olduğu ay ile yayımlanma tarihi farklıdır. Seri anahtarları, birimler ve grup adları her veri alımında denetlenir."
  ],
  "history_policy": {
    "mode": "source_full",
    "completeness": "unverified",
    "start": "2003-01-01"
  },
  "presentation": {
    "subtitle": "BDDK aylık bülteni · Mevduat bankaları; oran ve birim tanımı kaynaktaki gibidir",
    "source_credit": "BDDK"
  },
  "preferred_chart": "line",
  "observations": [
    {
      "date": "2003-01-31",
      "value": 0.0
    },
    {
      "date": "2003-02-28",
      "value": 0.0
    },
    {
      "date": "2003-03-31",
      "value": 0.0
    },
    {
      "date": "2003-04-30",
      "value": 0.0
    },
    {
      "date": "2003-05-31",
      "value": 0.0
    },
    {
      "date": "2003-06-30",
      "value": 0.0
    },
    {
      "date": "2003-07-31",
      "value": 0.0
    },
    {
      "date": "2003-08-31",
      "value": 0.0
    },
    {
      "date": "2003-09-30",
      "value": 0.0
    },
    {
      "date": "2003-10-31",
      "value": 0.0
    },
    {
      "date": "2003-11-30",
      "value": 0.0
    },
    {
      "date": "2003-12-31",
      "value": 0.0
    },
    {
      "date": "2004-01-31",
      "value": 0.28417
    },
    {
      "date": "2004-02-29",
      "value": 0.554594
    },
    {
      "date": "2004-03-31",
      "value": 0.877266
    },
    {
      "date": "2004-04-30",
      "value": 1.163895
    },
    {
      "date": "2004-05-31",
      "value": 1.460735
    },
    {
      "date": "2004-06-30",
      "value": 1.751633
    },
    {
      "date": "2004-07-31",
      "value": 2.020357
    },
    {
      "date": "2004-08-31",
      "value": 2.302512
    },
    {
      "date": "2004-09-30",
      "value": 2.667682
    },
    {
      "date": "2004-10-31",
      "value": 3.007261
    },
    {
      "date": "2004-11-30",
      "value": 3.24941
    },
    {
      "date": "2004-12-31",
      "value": 3.615655
    },
    {
      "date": "2005-01-31",
      "value": 0.242989
    },
    {
      "date": "2005-02-28",
      "value": 0.500739
    },
    {
      "date": "2005-03-31",
      "value": 0.783917
    },
    {
      "date": "2005-04-30",
      "value": 1.059603
    },
    {
      "date": "2005-05-31",
      "value": 1.32332
    },
    {
      "date": "2005-06-30",
      "value": 1.604773
    },
    {
      "date": "2005-07-31",
      "value": 1.859101
    },
    {
      "date": "2005-08-31",
      "value": 2.119522
    },
    {
      "date": "2005-09-30",
      "value": 2.421995
    },
    {
      "date": "2005-10-31",
      "value": 2.672042
    },
    {
      "date": "2005-11-30",
      "value": 2.954774
    },
    {
      "date": "2005-12-31",
      "value": 3.504359
    },
    {
      "date": "2006-01-31",
      "value": 0.234615
    },
    {
      "date": "2006-02-28",
      "value": 0.47461
    },
    {
      "date": "2006-03-31",
      "value": 0.728377
    },
    {
      "date": "2006-04-30",
      "value": 1.039049
    },
    {
      "date": "2006-05-31",
      "value": 1.266459
    },
    {
      "date": "2006-06-30",
      "value": 1.475401
    },
    {
      "date": "2006-07-31",
      "value": 1.717992
    },
    {
      "date": "2006-08-31",
      "value": 1.969547
    },
    {
      "date": "2006-09-30",
      "value": 2.209214
    },
    {
      "date": "2006-10-31",
      "value": 2.531841
    },
    {
      "date": "2006-11-30",
      "value": 2.788012
    },
    {
      "date": "2006-12-31",
      "value": 3.073582
    },
    {
      "date": "2007-01-31",
      "value": 0.232754
    },
    {
      "date": "2007-02-28",
      "value": 0.457436
    },
    {
      "date": "2007-03-31",
      "value": 0.698374
    },
    {
      "date": "2007-04-30",
      "value": 0.945332
    },
    {
      "date": "2007-05-31",
      "value": 1.197852
    },
    {
      "date": "2007-06-30",
      "value": 1.457422
    },
    {
      "date": "2007-07-31",
      "value": 1.706886
    },
    {
      "date": "2007-08-31",
      "value": 1.962592
    },
    {
      "date": "2007-09-30",
      "value": 2.2081
    },
    {
      "date": "2007-10-31",
      "value": 2.458808
    },
    {
      "date": "2007-11-30",
      "value": 2.714985
    },
    {
      "date": "2007-12-31",
      "value": 3.005464
    },
    {
      "date": "2008-01-31",
      "value": 0.242887
    },
    {
      "date": "2008-02-29",
      "value": 0.48534
    },
    {
      "date": "2008-03-31",
      "value": 0.740409
    },
    {
      "date": "2008-04-30",
      "value": 1.002978
    },
    {
      "date": "2008-05-31",
      "value": 1.247656
    },
    {
      "date": "2008-06-30",
      "value": 1.53905
    },
    {
      "date": "2008-07-31",
      "value": 1.792252
    },
    {
      "date": "2008-08-31",
      "value": 2.054365
    },
    {
      "date": "2008-09-30",
      "value": 2.310039
    },
    {
      "date": "2008-10-31",
      "value": 2.535771
    },
    {
      "date": "2008-11-30",
      "value": 2.768416
    },
    {
      "date": "2008-12-31",
      "value": 3.036506
    },
    {
      "date": "2009-01-31",
      "value": 0.217124
    },
    {
      "date": "2009-02-28",
      "value": 0.436977
    },
    {
      "date": "2009-03-31",
      "value": 0.663696
    },
    {
      "date": "2009-04-30",
      "value": 0.909983
    },
    {
      "date": "2009-05-31",
      "value": 1.133157
    },
    {
      "date": "2009-06-30",
      "value": 1.356285
    },
    {
      "date": "2009-07-31",
      "value": 1.591934
    },
    {
      "date": "2009-08-31",
      "value": 1.821487
    },
    {
      "date": "2009-09-30",
      "value": 2.034293
    },
    {
      "date": "2009-10-31",
      "value": 2.245839
    },
    {
      "date": "2009-11-30",
      "value": 2.470022
    },
    {
      "date": "2009-12-31",
      "value": 2.716472
    },
    {
      "date": "2010-01-31",
      "value": 0.21868
    },
    {
      "date": "2010-02-28",
      "value": 0.427578
    },
    {
      "date": "2010-03-31",
      "value": 0.654066
    },
    {
      "date": "2010-04-30",
      "value": 0.883335
    },
    {
      "date": "2010-05-31",
      "value": 1.092066
    },
    {
      "date": "2010-06-30",
      "value": 1.305005
    },
    {
      "date": "2010-07-31",
      "value": 1.517803
    },
    {
      "date": "2010-08-31",
      "value": 1.738798
    },
    {
      "date": "2010-09-30",
      "value": 1.945157
    },
    {
      "date": "2010-10-31",
      "value": 2.167333
    },
    {
      "date": "2010-11-30",
      "value": 2.378566
    },
    {
      "date": "2010-12-31",
      "value": 2.615287
    },
    {
      "date": "2011-01-31",
      "value": 0.192869
    },
    {
      "date": "2011-02-28",
      "value": 0.380554
    },
    {
      "date": "2011-03-31",
      "value": 0.580117
    },
    {
      "date": "2011-04-30",
      "value": 0.789111
    },
    {
      "date": "2011-05-31",
      "value": 0.973336
    },
    {
      "date": "2011-06-30",
      "value": 1.163337
    },
    {
      "date": "2011-07-31",
      "value": 1.347179
    },
    {
      "date": "2011-08-31",
      "value": 1.535358
    },
    {
      "date": "2011-09-30",
      "value": 1.708946
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      "date": "2011-10-31",
      "value": 1.8906
    },
    {
      "date": "2011-11-30",
      "value": 2.076656
    },
    {
      "date": "2011-12-31",
      "value": 2.300129
    },
    {
      "date": "2012-01-31",
      "value": 0.179317
    },
    {
      "date": "2012-02-29",
      "value": 0.36497
    },
    {
      "date": "2012-03-31",
      "value": 0.552874
    },
    {
      "date": "2012-04-30",
      "value": 0.749985
    },
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      "date": "2012-05-31",
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      "date": "2012-06-30",
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      "date": "2012-07-31",
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      "date": "2012-08-31",
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      "date": "2012-09-30",
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      "date": "2012-10-31",
      "value": 1.89909
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      "date": "2012-11-30",
      "value": 2.093235
    },
    {
      "date": "2012-12-31",
      "value": 2.346594
    },
    {
      "date": "2013-01-31",
      "value": 0.190372
    },
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      "date": "2013-02-28",
      "value": 0.377888
    },
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      "date": "2013-03-31",
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      "date": "2013-04-30",
      "value": 0.786749
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      "date": "2013-05-31",
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    {
      "date": "2013-06-30",
      "value": 1.168056
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      "date": "2013-07-31",
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    },
    {
      "date": "2013-08-31",
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      "date": "2013-09-30",
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      "date": "2013-10-31",
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      "date": "2013-11-30",
      "value": 2.102765
    },
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      "date": "2013-12-31",
      "value": 2.295927
    },
    {
      "date": "2014-01-31",
      "value": 0.169329
    },
    {
      "date": "2014-02-28",
      "value": 0.337374
    },
    {
      "date": "2014-03-31",
      "value": 0.513829
    },
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      "date": "2014-04-30",
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    },
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      "date": "2014-05-31",
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      "date": "2014-07-31",
      "value": 1.226489
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      "date": "2014-08-31",
      "value": 1.403789
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    {
      "date": "2014-09-30",
      "value": 1.56852
    },
    {
      "date": "2014-10-31",
      "value": 1.737866
    },
    {
      "date": "2014-11-30",
      "value": 1.908532
    },
    {
      "date": "2014-12-31",
      "value": 2.110132
    },
    {
      "date": "2015-01-31",
      "value": 0.162684
    },
    {
      "date": "2015-02-28",
      "value": 0.32654
    },
    {
      "date": "2015-03-31",
      "value": 0.491995
    },
    {
      "date": "2015-04-30",
      "value": 0.662169
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    {
      "date": "2015-05-31",
      "value": 0.827987
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    {
      "date": "2015-06-30",
      "value": 0.992721
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    {
      "date": "2015-07-31",
      "value": 1.155952
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    {
      "date": "2015-08-31",
      "value": 1.312912
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    {
      "date": "2015-09-30",
      "value": 1.46684
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    {
      "date": "2015-10-31",
      "value": 1.624147
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    {
      "date": "2015-11-30",
      "value": 1.783354
    },
    {
      "date": "2015-12-31",
      "value": 1.983424
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    {
      "date": "2016-01-31",
      "value": 0.15483
    },
    {
      "date": "2016-02-29",
      "value": 0.310418
    },
    {
      "date": "2016-03-31",
      "value": 0.477944
    },
    {
      "date": "2016-04-30",
      "value": 0.643825
    },
    {
      "date": "2016-05-31",
      "value": 0.802201
    },
    {
      "date": "2016-06-30",
      "value": 0.962312
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    {
      "date": "2016-07-31",
      "value": 1.1168
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    {
      "date": "2016-08-31",
      "value": 1.272267
    },
    {
      "date": "2016-09-30",
      "value": 1.433219
    },
    {
      "date": "2016-10-31",
      "value": 1.590654
    },
    {
      "date": "2016-11-30",
      "value": 1.748288
    },
    {
      "date": "2016-12-31",
      "value": 1.93151
    },
    {
      "date": "2017-01-31",
      "value": 0.144125
    },
    {
      "date": "2017-02-28",
      "value": 0.288681
    },
    {
      "date": "2017-03-31",
      "value": 0.445708
    },
    {
      "date": "2017-04-30",
      "value": 0.600326
    },
    {
      "date": "2017-05-31",
      "value": 0.759615
    },
    {
      "date": "2017-06-30",
      "value": 0.914044
    },
    {
      "date": "2017-07-31",
      "value": 1.064891
    },
    {
      "date": "2017-08-31",
      "value": 1.217098
    },
    {
      "date": "2017-09-30",
      "value": 1.364777
    },
    {
      "date": "2017-10-31",
      "value": 1.510125
    },
    {
      "date": "2017-11-30",
      "value": 1.653936
    },
    {
      "date": "2017-12-31",
      "value": 1.832531
    },
    {
      "date": "2018-01-31",
      "value": 0.144008
    },
    {
      "date": "2018-02-28",
      "value": 0.287976
    },
    {
      "date": "2018-03-31",
      "value": 0.43742
    },
    {
      "date": "2018-04-30",
      "value": 0.588021
    },
    {
      "date": "2018-05-31",
      "value": 0.737532
    },
    {
      "date": "2018-06-30",
      "value": 0.87731
    },
    {
      "date": "2018-07-31",
      "value": 1.008691
    },
    {
      "date": "2018-08-31",
      "value": 1.119162
    },
    {
      "date": "2018-09-30",
      "value": 1.242112
    },
    {
      "date": "2018-10-31",
      "value": 1.378737
    },
    {
      "date": "2018-11-30",
      "value": 1.521635
    },
    {
      "date": "2018-12-31",
      "value": 1.711817
    },
    {
      "date": "2019-01-31",
      "value": 0.147753
    },
    {
      "date": "2019-02-28",
      "value": 0.297114
    },
    {
      "date": "2019-03-31",
      "value": 0.443269
    },
    {
      "date": "2019-04-30",
      "value": 0.602589
    },
    {
      "date": "2019-05-31",
      "value": 0.752227
    },
    {
      "date": "2019-06-30",
      "value": 0.888456
    },
    {
      "date": "2019-07-31",
      "value": 1.038356
    },
    {
      "date": "2019-08-31",
      "value": 1.180949
    },
    {
      "date": "2019-09-30",
      "value": 1.334611
    },
    {
      "date": "2019-10-31",
      "value": 1.487217
    },
    {
      "date": "2019-11-30",
      "value": 1.637889
    },
    {
      "date": "2019-12-31",
      "value": 1.829744
    },
    {
      "date": "2020-01-31",
      "value": 0.152535
    },
    {
      "date": "2020-02-29",
      "value": 0.298267
    },
    {
      "date": "2020-03-31",
      "value": 0.449184
    },
    {
      "date": "2020-04-30",
      "value": 0.602663
    },
    {
      "date": "2020-05-31",
      "value": 0.742645
    },
    {
      "date": "2020-06-30",
      "value": 0.88616
    },
    {
      "date": "2020-07-31",
      "value": 1.016594
    },
    {
      "date": "2020-08-31",
      "value": 1.1334
    },
    {
      "date": "2020-09-30",
      "value": 1.252892
    },
    {
      "date": "2020-10-31",
      "value": 1.373425
    },
    {
      "date": "2020-11-30",
      "value": 1.501385
    },
    {
      "date": "2020-12-31",
      "value": 1.656659
    },
    {
      "date": "2021-01-31",
      "value": 0.128288
    },
    {
      "date": "2021-02-28",
      "value": 0.256298
    },
    {
      "date": "2021-03-31",
      "value": 0.383586
    },
    {
      "date": "2021-04-30",
      "value": 0.523314
    },
    {
      "date": "2021-05-31",
      "value": 0.650434
    },
    {
      "date": "2021-06-30",
      "value": 0.773959
    },
    {
      "date": "2021-07-31",
      "value": 0.902417
    },
    {
      "date": "2021-08-31",
      "value": 1.030517
    },
    {
      "date": "2021-09-30",
      "value": 1.158133
    },
    {
      "date": "2021-10-31",
      "value": 1.286349
    },
    {
      "date": "2021-11-30",
      "value": 1.39279
    },
    {
      "date": "2021-12-31",
      "value": 1.582989
    },
    {
      "date": "2022-01-31",
      "value": 0.132362
    },
    {
      "date": "2022-02-28",
      "value": 0.258371
    },
    {
      "date": "2022-03-31",
      "value": 0.394463
    },
    {
      "date": "2022-04-30",
      "value": 0.5332
    },
    {
      "date": "2022-05-31",
      "value": 0.654463
    },
    {
      "date": "2022-06-30",
      "value": 0.785066
    },
    {
      "date": "2022-07-31",
      "value": 0.9284
    },
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  "reference_period": "2026-08-31",
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}