{
  "id": "bddk-monthly-10002-ratio-13",
  "slug": "bddk-monthly-10002-ratio-13",
  "enabled": true,
  "title": "Mevduat bankaları · Ücret, komisyon ve bankacılık hizmetleri gelirleri / ortalama toplam aktifler (%)",
  "short_title": "Mevduat bankaları · Ücret, komisyon ve bankacılık hizmetleri gelirleri / ortalama toplam aktifler (%)",
  "description": "BDDK aylık bülteninde mevduat bankaları için yayımlanan gösterge: Ücret, komisyon ve bankacılık hizmetleri gelirleri / ortalama toplam aktifler (%).",
  "category": "banking",
  "unit": "%",
  "frequency": "monthly",
  "precision": 2,
  "source": {
    "name": "BDDK Aylık Bülten",
    "producer": "BDDK",
    "url": "https://www.bddk.org.tr/BultenAylik/",
    "access": "public_frontend_undocumented"
  },
  "adapter": "bddk_monthly",
  "adapter_options": {
    "group": "10002",
    "group_name": "Mevduat",
    "source_row": 13,
    "expected_title": "Ücret, Komisyon ve Bankacılık Hizmetleri Gelirleri / Ortalama Toplam Aktifler (%)"
  },
  "status": "available",
  "status_message": "Veriler, elle başlatılan yenilemede kaynaktan alındı. Otomatik veya anlık veri akışı sunulmaz.",
  "notes": [
    "Oranlar, BDDK'nin resmî aylık arayüzündeki tablodan alınır. Yeniden hesaplanmaz veya tarafımızca yıllıklandırılmaz.",
    "Banka grupları birbiriyle örtüşebilir. Bu nedenle grup toplamları birbiriyle toplanmamalıdır.",
    "Verinin ait olduğu ay ile yayımlanma tarihi farklıdır. Seri anahtarları, birimler ve grup adları her veri alımında denetlenir."
  ],
  "history_policy": {
    "mode": "source_full",
    "completeness": "unverified",
    "start": "2003-01-01"
  },
  "presentation": {
    "subtitle": "BDDK aylık bülteni · Mevduat bankaları; oran ve birim tanımı kaynaktaki gibidir",
    "source_credit": "BDDK"
  },
  "preferred_chart": "line",
  "observations": [
    {
      "date": "2003-01-31",
      "value": 0.13861
    },
    {
      "date": "2003-02-28",
      "value": 0.262676
    },
    {
      "date": "2003-03-31",
      "value": 0.402257
    },
    {
      "date": "2003-04-30",
      "value": 0.550708
    },
    {
      "date": "2003-05-31",
      "value": 0.717038
    },
    {
      "date": "2003-06-30",
      "value": 0.860317
    },
    {
      "date": "2003-07-31",
      "value": 1.014272
    },
    {
      "date": "2003-08-31",
      "value": 1.155546
    },
    {
      "date": "2003-09-30",
      "value": 1.308632
    },
    {
      "date": "2003-10-31",
      "value": 1.467182
    },
    {
      "date": "2003-11-30",
      "value": 1.621363
    },
    {
      "date": "2003-12-31",
      "value": 1.840648
    },
    {
      "date": "2004-01-31",
      "value": 0.153667
    },
    {
      "date": "2004-02-29",
      "value": 0.288452
    },
    {
      "date": "2004-03-31",
      "value": 0.457473
    },
    {
      "date": "2004-04-30",
      "value": 0.618302
    },
    {
      "date": "2004-05-31",
      "value": 0.771003
    },
    {
      "date": "2004-06-30",
      "value": 0.930688
    },
    {
      "date": "2004-07-31",
      "value": 1.081442
    },
    {
      "date": "2004-08-31",
      "value": 1.247144
    },
    {
      "date": "2004-09-30",
      "value": 1.4301
    },
    {
      "date": "2004-10-31",
      "value": 1.622094
    },
    {
      "date": "2004-11-30",
      "value": 1.804052
    },
    {
      "date": "2004-12-31",
      "value": 2.004823
    },
    {
      "date": "2005-01-31",
      "value": 0.157536
    },
    {
      "date": "2005-02-28",
      "value": 0.31346
    },
    {
      "date": "2005-03-31",
      "value": 0.489335
    },
    {
      "date": "2005-04-30",
      "value": 0.649684
    },
    {
      "date": "2005-05-31",
      "value": 0.81391
    },
    {
      "date": "2005-06-30",
      "value": 0.991809
    },
    {
      "date": "2005-07-31",
      "value": 1.144478
    },
    {
      "date": "2005-08-31",
      "value": 1.29979
    },
    {
      "date": "2005-09-30",
      "value": 1.463551
    },
    {
      "date": "2005-10-31",
      "value": 1.608594
    },
    {
      "date": "2005-11-30",
      "value": 1.75924
    },
    {
      "date": "2005-12-31",
      "value": 1.937619
    },
    {
      "date": "2006-01-31",
      "value": 0.154407
    },
    {
      "date": "2006-02-28",
      "value": 0.293435
    },
    {
      "date": "2006-03-31",
      "value": 0.463174
    },
    {
      "date": "2006-04-30",
      "value": 0.611222
    },
    {
      "date": "2006-05-31",
      "value": 0.770806
    },
    {
      "date": "2006-06-30",
      "value": 0.943335
    },
    {
      "date": "2006-07-31",
      "value": 1.08856
    },
    {
      "date": "2006-08-31",
      "value": 1.241155
    },
    {
      "date": "2006-09-30",
      "value": 1.397579
    },
    {
      "date": "2006-10-31",
      "value": 1.602036
    },
    {
      "date": "2006-11-30",
      "value": 1.731079
    },
    {
      "date": "2006-12-31",
      "value": 1.912131
    },
    {
      "date": "2007-01-31",
      "value": 0.149894
    },
    {
      "date": "2007-02-28",
      "value": 0.288262
    },
    {
      "date": "2007-03-31",
      "value": 0.454275
    },
    {
      "date": "2007-04-30",
      "value": 0.606227
    },
    {
      "date": "2007-05-31",
      "value": 0.774035
    },
    {
      "date": "2007-06-30",
      "value": 0.952367
    },
    {
      "date": "2007-07-31",
      "value": 1.110453
    },
    {
      "date": "2007-08-31",
      "value": 1.266479
    },
    {
      "date": "2007-09-30",
      "value": 1.42632
    },
    {
      "date": "2007-10-31",
      "value": 1.584404
    },
    {
      "date": "2007-11-30",
      "value": 1.741606
    },
    {
      "date": "2007-12-31",
      "value": 1.93413
    },
    {
      "date": "2008-01-31",
      "value": 0.168899
    },
    {
      "date": "2008-02-29",
      "value": 0.31802
    },
    {
      "date": "2008-03-31",
      "value": 0.477615
    },
    {
      "date": "2008-04-30",
      "value": 0.637507
    },
    {
      "date": "2008-05-31",
      "value": 0.794
    },
    {
      "date": "2008-06-30",
      "value": 0.973857
    },
    {
      "date": "2008-07-31",
      "value": 1.14134
    },
    {
      "date": "2008-08-31",
      "value": 1.299314
    },
    {
      "date": "2008-09-30",
      "value": 1.464271
    },
    {
      "date": "2008-10-31",
      "value": 1.604286
    },
    {
      "date": "2008-11-30",
      "value": 1.741704
    },
    {
      "date": "2008-12-31",
      "value": 1.903976
    },
    {
      "date": "2009-01-31",
      "value": 0.151811
    },
    {
      "date": "2009-02-28",
      "value": 0.290622
    },
    {
      "date": "2009-03-31",
      "value": 0.448012
    },
    {
      "date": "2009-04-30",
      "value": 0.604553
    },
    {
      "date": "2009-05-31",
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    },
    {
      "date": "2009-06-30",
      "value": 0.910504
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    {
      "date": "2009-07-31",
      "value": 1.061449
    },
    {
      "date": "2009-08-31",
      "value": 1.201068
    },
    {
      "date": "2009-09-30",
      "value": 1.354172
    },
    {
      "date": "2009-10-31",
      "value": 1.499301
    },
    {
      "date": "2009-11-30",
      "value": 1.635585
    },
    {
      "date": "2009-12-31",
      "value": 1.797015
    },
    {
      "date": "2010-01-31",
      "value": 0.136658
    },
    {
      "date": "2010-02-28",
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    {
      "date": "2010-03-31",
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    },
    {
      "date": "2010-04-30",
      "value": 0.543116
    },
    {
      "date": "2010-05-31",
      "value": 0.671249
    },
    {
      "date": "2010-06-30",
      "value": 0.8128
    },
    {
      "date": "2010-07-31",
      "value": 0.944861
    },
    {
      "date": "2010-08-31",
      "value": 1.065702
    },
    {
      "date": "2010-09-30",
      "value": 1.196186
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    {
      "date": "2010-10-31",
      "value": 1.336917
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      "date": "2010-11-30",
      "value": 1.453167
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      "date": "2010-12-31",
      "value": 1.597618
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    {
      "date": "2011-01-31",
      "value": 0.126683
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    {
      "date": "2011-02-28",
      "value": 0.237339
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    {
      "date": "2011-03-31",
      "value": 0.374167
    },
    {
      "date": "2011-04-30",
      "value": 0.495575
    },
    {
      "date": "2011-05-31",
      "value": 0.62009
    },
    {
      "date": "2011-06-30",
      "value": 0.763183
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    {
      "date": "2011-07-31",
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      "date": "2011-08-31",
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      "date": "2011-09-30",
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      "date": "2011-10-31",
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      "date": "2011-11-30",
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      "date": "2011-12-31",
      "value": 1.499389
    },
    {
      "date": "2012-01-31",
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      "date": "2012-02-29",
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      "date": "2012-03-31",
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      "date": "2012-08-31",
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      "date": "2012-09-30",
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      "date": "2012-10-31",
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      "date": "2012-11-30",
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      "date": "2012-12-31",
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      "date": "2013-01-31",
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      "date": "2013-02-28",
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      "date": "2013-04-30",
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      "date": "2013-05-31",
      "value": 0.640256
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      "date": "2013-06-30",
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      "date": "2013-07-31",
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      "date": "2013-08-31",
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      "date": "2013-09-30",
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      "date": "2013-11-30",
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      "date": "2013-12-31",
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    },
    {
      "date": "2014-01-31",
      "value": 0.116684
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      "date": "2014-02-28",
      "value": 0.217475
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      "date": "2014-03-31",
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      "date": "2014-05-31",
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      "date": "2014-07-31",
      "value": 0.834692
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      "date": "2014-08-31",
      "value": 0.953915
    },
    {
      "date": "2014-09-30",
      "value": 1.077603
    },
    {
      "date": "2014-10-31",
      "value": 1.183457
    },
    {
      "date": "2014-11-30",
      "value": 1.290171
    },
    {
      "date": "2014-12-31",
      "value": 1.426564
    },
    {
      "date": "2015-01-31",
      "value": 0.110015
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    {
      "date": "2015-02-28",
      "value": 0.209346
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    {
      "date": "2015-03-31",
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      "date": "2015-04-30",
      "value": 0.428604
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      "date": "2015-05-31",
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      "date": "2015-06-30",
      "value": 0.657715
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      "date": "2015-07-31",
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      "date": "2015-08-31",
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      "date": "2015-09-30",
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      "date": "2015-10-31",
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      "date": "2015-11-30",
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      "date": "2015-12-31",
      "value": 1.29451
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    {
      "date": "2016-01-31",
      "value": 0.100145
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    {
      "date": "2016-02-29",
      "value": 0.195639
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    {
      "date": "2016-03-31",
      "value": 0.310031
    },
    {
      "date": "2016-04-30",
      "value": 0.410996
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    {
      "date": "2016-05-31",
      "value": 0.516688
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      "date": "2016-06-30",
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      "date": "2016-07-31",
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      "date": "2016-08-31",
      "value": 0.833748
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    {
      "date": "2016-09-30",
      "value": 0.938689
    },
    {
      "date": "2016-10-31",
      "value": 1.042935
    },
    {
      "date": "2016-11-30",
      "value": 1.146791
    },
    {
      "date": "2016-12-31",
      "value": 1.263275
    },
    {
      "date": "2017-01-31",
      "value": 0.101918
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      "date": "2017-02-28",
      "value": 0.198674
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      "date": "2017-03-31",
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      "date": "2017-04-30",
      "value": 0.415586
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      "date": "2017-05-31",
      "value": 0.521394
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      "date": "2017-06-30",
      "value": 0.629937
    },
    {
      "date": "2017-07-31",
      "value": 0.735098
    },
    {
      "date": "2017-08-31",
      "value": 0.844052
    },
    {
      "date": "2017-09-30",
      "value": 0.950272
    },
    {
      "date": "2017-10-31",
      "value": 1.055475
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      "date": "2017-11-30",
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    {
      "date": "2017-12-31",
      "value": 1.265858
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    {
      "date": "2018-01-31",
      "value": 0.105644
    },
    {
      "date": "2018-02-28",
      "value": 0.205557
    },
    {
      "date": "2018-03-31",
      "value": 0.323792
    },
    {
      "date": "2018-04-30",
      "value": 0.430386
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    {
      "date": "2018-05-31",
      "value": 0.539149
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    {
      "date": "2018-06-30",
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      "date": "2018-07-31",
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      "date": "2018-08-31",
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      "date": "2018-09-30",
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    {
      "date": "2018-10-31",
      "value": 1.098432
    },
    {
      "date": "2018-11-30",
      "value": 1.223577
    },
    {
      "date": "2018-12-31",
      "value": 1.371977
    },
    {
      "date": "2019-01-31",
      "value": 0.136387
    },
    {
      "date": "2019-02-28",
      "value": 0.263874
    },
    {
      "date": "2019-03-31",
      "value": 0.410382
    },
    {
      "date": "2019-04-30",
      "value": 0.542647
    },
    {
      "date": "2019-05-31",
      "value": 0.678495
    },
    {
      "date": "2019-06-30",
      "value": 0.813949
    },
    {
      "date": "2019-07-31",
      "value": 0.96038
    },
    {
      "date": "2019-08-31",
      "value": 1.097386
    },
    {
      "date": "2019-09-30",
      "value": 1.247591
    },
    {
      "date": "2019-10-31",
      "value": 1.39455
    },
    {
      "date": "2019-11-30",
      "value": 1.52883
    },
    {
      "date": "2019-12-31",
      "value": 1.677368
    },
    {
      "date": "2020-01-31",
      "value": 0.13481
    },
    {
      "date": "2020-02-29",
      "value": 0.258711
    },
    {
      "date": "2020-03-31",
      "value": 0.364799
    },
    {
      "date": "2020-04-30",
      "value": 0.435885
    },
    {
      "date": "2020-05-31",
      "value": 0.512879
    },
    {
      "date": "2020-06-30",
      "value": 0.607607
    },
    {
      "date": "2020-07-31",
      "value": 0.701804
    },
    {
      "date": "2020-08-31",
      "value": 0.788366
    },
    {
      "date": "2020-09-30",
      "value": 0.87379
    },
    {
      "date": "2020-10-31",
      "value": 0.95679
    },
    {
      "date": "2020-11-30",
      "value": 1.041192
    },
    {
      "date": "2020-12-31",
      "value": 1.136094
    },
    {
      "date": "2021-01-31",
      "value": 0.095846
    },
    {
      "date": "2021-02-28",
      "value": 0.197243
    },
    {
      "date": "2021-03-31",
      "value": 0.308185
    },
    {
      "date": "2021-04-30",
      "value": 0.410093
    },
    {
      "date": "2021-05-31",
      "value": 0.508418
    },
    {
      "date": "2021-06-30",
      "value": 0.624249
    },
    {
      "date": "2021-07-31",
      "value": 0.73753
    },
    {
      "date": "2021-08-31",
      "value": 0.857876
    },
    {
      "date": "2021-09-30",
      "value": 0.980796
    },
    {
      "date": "2021-10-31",
      "value": 1.096036
    },
    {
      "date": "2021-11-30",
      "value": 1.201223
    },
    {
      "date": "2021-12-31",
      "value": 1.318598
    },
    {
      "date": "2022-01-31",
      "value": 0.105483
    },
    {
      "date": "2022-02-28",
      "value": 0.210956
    },
    {
      "date": "2022-03-31",
      "value": 0.339697
    },
    {
      "date": "2022-04-30",
      "value": 0.468202
    },
    {
      "date": "2022-05-31",
      "value": 0.594958
    },
    {
      "date": "2022-06-30",
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}