{
  "id": "bddk-monthly-10001-ratio-26",
  "slug": "bddk-monthly-10001-ratio-26",
  "enabled": true,
  "title": "Bankacılık sektörü · Toplam nakdi krediler / toplam mevduat (%)",
  "short_title": "Bankacılık sektörü · Toplam nakdi krediler / toplam mevduat (%)",
  "description": "BDDK aylık bülteninde bankacılık sektörü için yayımlanan gösterge: Toplam nakdi krediler / toplam mevduat (%).",
  "category": "banking",
  "unit": "%",
  "frequency": "monthly",
  "precision": 2,
  "source": {
    "name": "BDDK Aylık Bülten",
    "producer": "BDDK",
    "url": "https://www.bddk.org.tr/BultenAylik/",
    "access": "public_frontend_undocumented"
  },
  "adapter": "bddk_monthly",
  "adapter_options": {
    "group": "10001",
    "group_name": "Sektör",
    "source_row": 26,
    "expected_title": "Toplam Nakdi Krediler / Toplam Mevduat (%)"
  },
  "status": "available",
  "status_message": "Veriler, elle başlatılan yenilemede kaynaktan alındı. Otomatik veya anlık veri akışı sunulmaz.",
  "notes": [
    "Oranlar, BDDK'nin resmî aylık arayüzündeki tablodan alınır. Yeniden hesaplanmaz veya tarafımızca yıllıklandırılmaz.",
    "Banka grupları birbiriyle örtüşebilir. Bu nedenle grup toplamları birbiriyle toplanmamalıdır.",
    "Verinin ait olduğu ay ile yayımlanma tarihi farklıdır. Seri anahtarları, birimler ve grup adları her veri alımında denetlenir."
  ],
  "history_policy": {
    "mode": "source_full",
    "completeness": "unverified",
    "start": "2003-01-01"
  },
  "presentation": {
    "subtitle": "BDDK aylık bülteni · Bankacılık sektörü; oran ve birim tanımı kaynaktaki gibidir",
    "source_credit": "BDDK"
  },
  "preferred_chart": "line",
  "observations": [
    {
      "date": "2003-01-31",
      "value": 43.665723
    },
    {
      "date": "2003-02-28",
      "value": 43.754623
    },
    {
      "date": "2003-03-31",
      "value": 45.714522
    },
    {
      "date": "2003-04-30",
      "value": 46.188239
    },
    {
      "date": "2003-05-31",
      "value": 45.506119
    },
    {
      "date": "2003-06-30",
      "value": 46.038957
    },
    {
      "date": "2003-07-31",
      "value": 45.793079
    },
    {
      "date": "2003-08-31",
      "value": 45.707836
    },
    {
      "date": "2003-09-30",
      "value": 46.477332
    },
    {
      "date": "2003-10-31",
      "value": 46.813073
    },
    {
      "date": "2003-11-30",
      "value": 47.552962
    },
    {
      "date": "2003-12-31",
      "value": 48.300687
    },
    {
      "date": "2004-01-31",
      "value": 48.462653
    },
    {
      "date": "2004-02-29",
      "value": 48.820861
    },
    {
      "date": "2004-03-31",
      "value": 50.322699
    },
    {
      "date": "2004-04-30",
      "value": 52.698221
    },
    {
      "date": "2004-05-31",
      "value": 54.918451
    },
    {
      "date": "2004-06-30",
      "value": 54.718085
    },
    {
      "date": "2004-07-31",
      "value": 54.796562
    },
    {
      "date": "2004-08-31",
      "value": 54.922826
    },
    {
      "date": "2004-09-30",
      "value": 54.544707
    },
    {
      "date": "2004-10-31",
      "value": 54.221039
    },
    {
      "date": "2004-11-30",
      "value": 55.230902
    },
    {
      "date": "2004-12-31",
      "value": 55.445135
    },
    {
      "date": "2005-01-31",
      "value": 58.505801
    },
    {
      "date": "2005-02-28",
      "value": 59.268757
    },
    {
      "date": "2005-03-31",
      "value": 60.63527
    },
    {
      "date": "2005-04-30",
      "value": 61.026533
    },
    {
      "date": "2005-05-31",
      "value": 63.209577
    },
    {
      "date": "2005-06-30",
      "value": 63.983509
    },
    {
      "date": "2005-07-31",
      "value": 63.776662
    },
    {
      "date": "2005-08-31",
      "value": 64.595478
    },
    {
      "date": "2005-09-30",
      "value": 64.74583
    },
    {
      "date": "2005-10-31",
      "value": 66.141517
    },
    {
      "date": "2005-11-30",
      "value": 65.76101
    },
    {
      "date": "2005-12-31",
      "value": 65.74208
    },
    {
      "date": "2006-01-31",
      "value": 66.8366
    },
    {
      "date": "2006-02-28",
      "value": 66.998926
    },
    {
      "date": "2006-03-31",
      "value": 68.608319
    },
    {
      "date": "2006-04-30",
      "value": 70.407025
    },
    {
      "date": "2006-05-31",
      "value": 70.507947
    },
    {
      "date": "2006-06-30",
      "value": 72.902399
    },
    {
      "date": "2006-07-31",
      "value": 75.131195
    },
    {
      "date": "2006-08-31",
      "value": 74.404564
    },
    {
      "date": "2006-09-30",
      "value": 73.894577
    },
    {
      "date": "2006-10-31",
      "value": 73.630221
    },
    {
      "date": "2006-11-30",
      "value": 73.883414
    },
    {
      "date": "2006-12-31",
      "value": 74.328547
    },
    {
      "date": "2007-01-31",
      "value": 73.186987
    },
    {
      "date": "2007-02-28",
      "value": 73.958444
    },
    {
      "date": "2007-03-31",
      "value": 75.224086
    },
    {
      "date": "2007-04-30",
      "value": 75.953455
    },
    {
      "date": "2007-05-31",
      "value": 76.892862
    },
    {
      "date": "2007-06-30",
      "value": 77.729643
    },
    {
      "date": "2007-07-31",
      "value": 78.261732
    },
    {
      "date": "2007-08-31",
      "value": 80.190032
    },
    {
      "date": "2007-09-30",
      "value": 80.956886
    },
    {
      "date": "2007-10-31",
      "value": 82.240551
    },
    {
      "date": "2007-11-30",
      "value": 83.716771
    },
    {
      "date": "2007-12-31",
      "value": 83.239769
    },
    {
      "date": "2008-01-31",
      "value": 83.856241
    },
    {
      "date": "2008-02-29",
      "value": 85.398124
    },
    {
      "date": "2008-03-31",
      "value": 84.84873
    },
    {
      "date": "2008-04-30",
      "value": 85.12221
    },
    {
      "date": "2008-05-31",
      "value": 87.194231
    },
    {
      "date": "2008-06-30",
      "value": 87.390638
    },
    {
      "date": "2008-07-31",
      "value": 86.806937
    },
    {
      "date": "2008-08-31",
      "value": 89.874638
    },
    {
      "date": "2008-09-30",
      "value": 89.245561
    },
    {
      "date": "2008-10-31",
      "value": 89.451279
    },
    {
      "date": "2008-11-30",
      "value": 87.429555
    },
    {
      "date": "2008-12-31",
      "value": 84.097883
    },
    {
      "date": "2009-01-31",
      "value": 83.911258
    },
    {
      "date": "2009-02-28",
      "value": 82.495252
    },
    {
      "date": "2009-03-31",
      "value": 82.232861
    },
    {
      "date": "2009-04-30",
      "value": 83.003516
    },
    {
      "date": "2009-05-31",
      "value": 82.649727
    },
    {
      "date": "2009-06-30",
      "value": 82.88147
    },
    {
      "date": "2009-07-31",
      "value": 81.20189
    },
    {
      "date": "2009-08-31",
      "value": 81.755883
    },
    {
      "date": "2009-09-30",
      "value": 81.294014
    },
    {
      "date": "2009-10-31",
      "value": 81.460111
    },
    {
      "date": "2009-11-30",
      "value": 81.098246
    },
    {
      "date": "2009-12-31",
      "value": 80.632389
    },
    {
      "date": "2010-01-31",
      "value": 81.272688
    },
    {
      "date": "2010-02-28",
      "value": 81.153168
    },
    {
      "date": "2010-03-31",
      "value": 82.100486
    },
    {
      "date": "2010-04-30",
      "value": 83.49617
    },
    {
      "date": "2010-05-31",
      "value": 85.200145
    },
    {
      "date": "2010-06-30",
      "value": 84.357924
    },
    {
      "date": "2010-07-31",
      "value": 84.218139
    },
    {
      "date": "2010-08-31",
      "value": 85.682852
    },
    {
      "date": "2010-09-30",
      "value": 86.711585
    },
    {
      "date": "2010-10-31",
      "value": 86.510929
    },
    {
      "date": "2010-11-30",
      "value": 88.358838
    },
    {
      "date": "2010-12-31",
      "value": 88.514111
    },
    {
      "date": "2011-01-31",
      "value": 90.540886
    },
    {
      "date": "2011-02-28",
      "value": 91.444335
    },
    {
      "date": "2011-03-31",
      "value": 92.721928
    },
    {
      "date": "2011-04-30",
      "value": 94.335041
    },
    {
      "date": "2011-05-31",
      "value": 95.87171
    },
    {
      "date": "2011-06-30",
      "value": 96.961021
    },
    {
      "date": "2011-07-31",
      "value": 97.128567
    },
    {
      "date": "2011-08-31",
      "value": 97.729157
    },
    {
      "date": "2011-09-30",
      "value": 99.476967
    },
    {
      "date": "2011-10-31",
      "value": 101.114316
    },
    {
      "date": "2011-11-30",
      "value": 101.06299
    },
    {
      "date": "2011-12-31",
      "value": 100.993304
    },
    {
      "date": "2012-01-31",
      "value": 102.288545
    },
    {
      "date": "2012-02-29",
      "value": 101.701644
    },
    {
      "date": "2012-03-31",
      "value": 103.303868
    },
    {
      "date": "2012-04-30",
      "value": 104.160608
    },
    {
      "date": "2012-05-31",
      "value": 105.51985
    },
    {
      "date": "2012-06-30",
      "value": 105.449015
    },
    {
      "date": "2012-07-31",
      "value": 104.787286
    },
    {
      "date": "2012-08-31",
      "value": 106.26166
    },
    {
      "date": "2012-09-30",
      "value": 105.53434
    },
    {
      "date": "2012-10-31",
      "value": 105.063672
    },
    {
      "date": "2012-11-30",
      "value": 106.316742
    },
    {
      "date": "2012-12-31",
      "value": 106.059203
    },
    {
      "date": "2013-01-31",
      "value": 106.528937
    },
    {
      "date": "2013-02-28",
      "value": 107.000079
    },
    {
      "date": "2013-03-31",
      "value": 108.953418
    },
    {
      "date": "2013-04-30",
      "value": 109.832951
    },
    {
      "date": "2013-05-31",
      "value": 111.166091
    },
    {
      "date": "2013-06-30",
      "value": 113.251669
    },
    {
      "date": "2013-07-31",
      "value": 111.996861
    },
    {
      "date": "2013-08-31",
      "value": 112.894237
    },
    {
      "date": "2013-09-30",
      "value": 113.014528
    },
    {
      "date": "2013-10-31",
      "value": 113.473042
    },
    {
      "date": "2013-11-30",
      "value": 114.242392
    },
    {
      "date": "2013-12-31",
      "value": 114.082464
    },
    {
      "date": "2014-01-31",
      "value": 114.89272
    },
    {
      "date": "2014-02-28",
      "value": 115.395615
    },
    {
      "date": "2014-03-31",
      "value": 116.341567
    },
    {
      "date": "2014-04-30",
      "value": 115.772312
    },
    {
      "date": "2014-05-31",
      "value": 118.203432
    },
    {
      "date": "2014-06-30",
      "value": 118.751752
    },
    {
      "date": "2014-07-31",
      "value": 117.218842
    },
    {
      "date": "2014-08-31",
      "value": 119.284873
    },
    {
      "date": "2014-09-30",
      "value": 120.160811
    },
    {
      "date": "2014-10-31",
      "value": 120.675905
    },
    {
      "date": "2014-11-30",
      "value": 121.606465
    },
    {
      "date": "2014-12-31",
      "value": 121.610319
    },
    {
      "date": "2015-01-31",
      "value": 122.142724
    },
    {
      "date": "2015-02-28",
      "value": 121.262296
    },
    {
      "date": "2015-03-31",
      "value": 122.3579
    },
    {
      "date": "2015-04-30",
      "value": 122.020494
    },
    {
      "date": "2015-05-31",
      "value": 122.306873
    },
    {
      "date": "2015-06-30",
      "value": 123.620029
    },
    {
      "date": "2015-07-31",
      "value": 120.952783
    },
    {
      "date": "2015-08-31",
      "value": 122.392325
    },
    {
      "date": "2015-09-30",
      "value": 120.640782
    },
    {
      "date": "2015-10-31",
      "value": 122.365192
    },
    {
      "date": "2015-11-30",
      "value": 122.688859
    },
    {
      "date": "2015-12-31",
      "value": 123.367689
    },
    {
      "date": "2016-01-31",
      "value": 124.119066
    },
    {
      "date": "2016-02-29",
      "value": 123.386414
    },
    {
      "date": "2016-03-31",
      "value": 122.975544
    },
    {
      "date": "2016-04-30",
      "value": 123.030168
    },
    {
      "date": "2016-05-31",
      "value": 123.181895
    },
    {
      "date": "2016-06-30",
      "value": 124.117441
    },
    {
      "date": "2016-07-31",
      "value": 123.77441
    },
    {
      "date": "2016-08-31",
      "value": 124.550137
    },
    {
      "date": "2016-09-30",
      "value": 124.481367
    },
    {
      "date": "2016-10-31",
      "value": 124.456194
    },
    {
      "date": "2016-11-30",
      "value": 123.392875
    },
    {
      "date": "2016-12-31",
      "value": 123.597024
    },
    {
      "date": "2017-01-31",
      "value": 124.554389
    },
    {
      "date": "2017-02-28",
      "value": 124.82399
    },
    {
      "date": "2017-03-31",
      "value": 124.851919
    },
    {
      "date": "2017-04-30",
      "value": 125.221296
    },
    {
      "date": "2017-05-31",
      "value": 125.392032
    },
    {
      "date": "2017-06-30",
      "value": 125.760895
    },
    {
      "date": "2017-07-31",
      "value": 126.006592
    },
    {
      "date": "2017-08-31",
      "value": 126.237363
    },
    {
      "date": "2017-09-30",
      "value": 126.030083
    },
    {
      "date": "2017-10-31",
      "value": 125.35739
    },
    {
      "date": "2017-11-30",
      "value": 126.767892
    },
    {
      "date": "2017-12-31",
      "value": 126.634367
    },
    {
      "date": "2018-01-31",
      "value": 127.193252
    },
    {
      "date": "2018-02-28",
      "value": 126.853331
    },
    {
      "date": "2018-03-31",
      "value": 127.529188
    },
    {
      "date": "2018-04-30",
      "value": 126.757911
    },
    {
      "date": "2018-05-31",
      "value": 127.388173
    },
    {
      "date": "2018-06-30",
      "value": 128.043493
    },
    {
      "date": "2018-07-31",
      "value": 126.956258
    },
    {
      "date": "2018-08-31",
      "value": 125.242222
    },
    {
      "date": "2018-09-30",
      "value": 125.400049
    },
    {
      "date": "2018-10-31",
      "value": 124.07218
    },
    {
      "date": "2018-11-30",
      "value": 124.384448
    },
    {
      "date": "2018-12-31",
      "value": 122.582419
    },
    {
      "date": "2019-01-31",
      "value": 121.191669
    },
    {
      "date": "2019-02-28",
      "value": 120.673995
    },
    {
      "date": "2019-03-31",
      "value": 119.214324
    },
    {
      "date": "2019-04-30",
      "value": 117.954278
    },
    {
      "date": "2019-05-31",
      "value": 117.560727
    },
    {
      "date": "2019-06-30",
      "value": 117.207653
    },
    {
      "date": "2019-07-31",
      "value": 115.751259
    },
    {
      "date": "2019-08-31",
      "value": 113.343478
    },
    {
      "date": "2019-09-30",
      "value": 113.126353
    },
    {
      "date": "2019-10-31",
      "value": 111.950353
    },
    {
      "date": "2019-11-30",
      "value": 111.972647
    },
    {
      "date": "2019-12-31",
      "value": 109.639278
    },
    {
      "date": "2020-01-31",
      "value": 109.732488
    },
    {
      "date": "2020-02-29",
      "value": 109.131231
    },
    {
      "date": "2020-03-31",
      "value": 109.321475
    },
    {
      "date": "2020-04-30",
      "value": 109.327001
    },
    {
      "date": "2020-05-31",
      "value": 111.682724
    },
    {
      "date": "2020-06-30",
      "value": 111.70961
    },
    {
      "date": "2020-07-31",
      "value": 110.238199
    },
    {
      "date": "2020-08-31",
      "value": 109.832681
    },
    {
      "date": "2020-09-30",
      "value": 107.940757
    },
    {
      "date": "2020-10-31",
      "value": 106.402284
    },
    {
      "date": "2020-11-30",
      "value": 108.892505
    },
    {
      "date": "2020-12-31",
      "value": 108.262501
    },
    {
      "date": "2021-01-31",
      "value": 108.769312
    },
    {
      "date": "2021-02-28",
      "value": 109.026576
    },
    {
      "date": "2021-03-31",
      "value": 108.192732
    },
    {
      "date": "2021-04-30",
      "value": 107.436718
    },
    {
      "date": "2021-05-31",
      "value": 105.714867
    },
    {
      "date": "2021-06-30",
      "value": 105.491612
    },
    {
      "date": "2021-07-31",
      "value": 103.392333
    },
    {
      "date": "2021-08-31",
      "value": 104.203562
    },
    {
      "date": "2021-09-30",
      "value": 102.387005
    },
    {
      "date": "2021-10-31",
      "value": 100.305796
    },
    {
      "date": "2021-11-30",
      "value": 95.552008
    },
    {
      "date": "2021-12-31",
      "value": 95.918686
    },
    {
      "date": "2022-01-31",
      "value": 95.768299
    },
    {
      "date": "2022-02-28",
      "value": 96.804785
    },
    {
      "date": "2022-03-31",
      "value": 95.382969
    },
    {
      "date": "2022-04-30",
      "value": 95.24992
    },
    {
      "date": "2022-05-31",
      "value": 95.394039
    },
    {
      "date": "2022-06-30",
      "value": 95.276328
    },
    {
      "date": "2022-07-31",
      "value": 89.987452
    },
    {
      "date": "2022-08-31",
      "value": 88.663082
    },
    {
      "date": "2022-09-30",
      "value": 87.358606
    },
    {
      "date": "2022-10-31",
      "value": 86.690411
    },
    {
      "date": "2022-11-30",
      "value": 87.919888
    },
    {
      "date": "2022-12-31",
      "value": 87.943143
    },
    {
      "date": "2023-01-31",
      "value": 88.166654
    },
    {
      "date": "2023-02-28",
      "value": 87.640658
    },
    {
      "date": "2023-03-31",
      "value": 87.775317
    },
    {
      "date": "2023-04-30",
      "value": 88.440348
    },
    {
      "date": "2023-05-31",
      "value": 91.623699
    },
    {
      "date": "2023-06-30",
      "value": 88.155059
    },
    {
      "date": "2023-07-31",
      "value": 85.034096
    },
    {
      "date": "2023-08-31",
      "value": 82.948153
    },
    {
      "date": "2023-09-30",
      "value": 82.559163
    },
    {
      "date": "2023-10-31",
      "value": 81.429645
    },
    {
      "date": "2023-11-30",
      "value": 82.214241
    },
    {
      "date": "2023-12-31",
      "value": 80.706886
    },
    {
      "date": "2024-01-31",
      "value": 81.968351
    },
    {
      "date": "2024-02-29",
      "value": 83.77192
    },
    {
      "date": "2024-03-31",
      "value": 85.684714
    },
    {
      "date": "2024-04-30",
      "value": 86.174996
    },
    {
      "date": "2024-05-31",
      "value": 87.061982
    },
    {
      "date": "2024-06-30",
      "value": 86.217346
    },
    {
      "date": "2024-07-31",
      "value": 85.626081
    },
    {
      "date": "2024-08-31",
      "value": 86.049323
    },
    {
      "date": "2024-09-30",
      "value": 86.421834
    },
    {
      "date": "2024-10-31",
      "value": 85.903639
    },
    {
      "date": "2024-11-30",
      "value": 87.390408
    },
    {
      "date": "2024-12-31",
      "value": 87.224597
    },
    {
      "date": "2025-01-31",
      "value": 88.387521
    },
    {
      "date": "2025-02-28",
      "value": 87.629626
    },
    {
      "date": "2025-03-31",
      "value": 85.868767
    },
    {
      "date": "2025-04-30",
      "value": 88.096248
    },
    {
      "date": "2025-05-31",
      "value": 88.488291
    },
    {
      "date": "2025-06-30",
      "value": 88.146211
    },
    {
      "date": "2025-07-31",
      "value": 88.277911
    },
    {
      "date": "2025-08-31",
      "value": 88.919904
    },
    {
      "date": "2025-09-30",
      "value": 88.502732
    },
    {
      "date": "2025-10-31",
      "value": 88.207173
    },
    {
      "date": "2025-11-30",
      "value": 88.189625
    },
    {
      "date": "2025-12-31",
      "value": 88.120059
    },
    {
      "date": "2026-01-31",
      "value": 88.221989
    },
    {
      "date": "2026-02-28",
      "value": 88.899436
    },
    {
      "date": "2026-03-31",
      "value": 91.573444
    },
    {
      "date": "2026-04-30",
      "value": 91.120876
    },
    {
      "date": "2026-05-31",
      "value": 91.385409
    },
    {
      "date": "2026-06-30",
      "value": 92.636522
    },
    {
      "date": "2026-07-31",
      "value": 92.506011
    },
    {
      "date": "2026-08-31",
      "value": 91.305773
    }
  ],
  "retrieved_at": "2026-10-24T16:45:21Z",
  "reference_period": "2026-08-31",
  "coverage": {
    "first": "2003-01-31",
    "last": "2026-08-31",
    "observations": 284,
    "completeness": "source_response"
  }
}
